CREDITACC.NS
CreditAccess Grameen Limited [CREDITACC.NS] Stock Forecast
Buy or Sell ? Support and Resistance
What is MACD and how to read it?
How RSI can help?
RSI : 000
CREDITACC.NS Stock Summary
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CREDITACC.NS
In the News
CREDITACC.NS Financial details
Company Rating
Strong Buy
Market Cap
234.51B
Income
13.53B
Revenue
45.73B
Book val./share
387.56
Cash/share
73.42
Dividend
-
Dividend %
-
Employees
16.76K
Optionable
No
Shortable
Yes
Earnings
14 May 2024
P/E
23.04
Forward P/E
-
PEG
0.82
P/S
6.71
P/B
4.82
P/C
19.58
P/FCF
2623.64
Quick Ratio
4.15
Current Ratio
65.83
Debt / Equity
3.08
LT Debt / Equity
3.08
-
-
EPS (TTM)
84.61
EPS next Y
-
EPS next Q
-
EPS this Y
133.47%
EPS next Y
-
EPS next 5Y
-
EPS last 5Y
17.36%
Revenue last 5Y
22.53%
Revenue Q/Q
4.44%
EPS Q/Q
1.74%
-
-
-
-
SMA20
5.9%
SMA50
-8.21%
SMA100
-13.14%
Inst Own
-
Inst Trans
-
ROA
5%
ROE
24%
ROC
0.08%
Gross Margin
51%
Oper. Margin
45%
Profit Margin
29%
Payout
-
Shs Outstand
-
Shs Float
-
-
-
-
-
Target Price
-
52W Range
934.4-1796.0
52W High
-19.97%
52W Low
+53.88%
RSI
49
Rel Volume
0.7
Avg Volume
263.91K
Volume
183.82K
Perf Week
-2.36%
Perf Month
-2.99%
Perf Quarter
-6.82%
Perf Half Y
3.35%
-
-
-
-
Beta
0.853
-
-
Volatility
17.19%, 43.2%
Prev Close
0.81%
Price
1437.25
Change
-0.81%
CREDITACC.NS Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2023-03-31
| Metric | History | 2019-03-31 | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 87.99 | 113.52 | 153.95 | 160.8 | 210.83 | |
| Net income per share | 23.37 | 23.2 | 8.96 | 22.29 | 52.04 | |
| Operating cash flow per share | -100.07 | -155.01 | -30.4 | -171.36 | -207.25 | |
| Free cash flow per share | -101.36 | -156.53 | -31.38 | -173.12 | -208.34 | |
| Cash per share | 47.18 | 51.03 | 164.95 | 106.05 | 128.55 | |
| Book value per share | 171.75 | 190.19 | 246.86 | 251.12 | 321.73 | |
| Tangible book value per share | 171.31 | 163.47 | 221.66 | 227.83 | 289.84 | |
| Share holders equity per share | 171.75 | 190.19 | 246.86 | 251.12 | 321.73 | |
| Interest debt per share | 354.04 | 668.17 | 738.24 | 822.55 | 1.56K | |
| Market cap | 71.34B | 48.5B | 100.3B | 134.59B | 145.27B | |
| Enterprise value | 114.27B | 138.01B | 186.87B | 248.84B | 294.98B | |
| P/E ratio | 22.17 | 14.54 | 74.84 | 38.12 | 17.59 | |
| Price to sales ratio | 5.89 | 2.97 | 4.36 | 5.28 | 4.34 | |
| POCF ratio | -5.18 | -2.18 | -22.06 | -4.96 | -4.42 | |
| PFCF ratio | -5.11 | -2.16 | -21.38 | -4.91 | -4.39 | |
| P/B Ratio | 3.02 | 1.77 | 2.72 | 3.38 | 2.84 | |
| PTB ratio | 3.02 | 1.77 | 2.72 | 3.38 | 2.84 | |
| EV to sales | 9.43 | 8.46 | 8.12 | 9.77 | 8.81 | |
| Enterprise value over EBITDA | 21.7 | 20.68 | 18.71 | 23.56 | 18.97 | |
| EV to operating cash flow | -8.29 | -6.19 | -41.1 | -9.17 | -8.97 | |
| EV to free cash flow | -8.19 | -6.13 | -39.82 | -9.07 | -8.92 | |
| Earnings yield | 0.05 | 0.07 | 0.01 | 0.03 | 0.06 | |
| Free cash flow yield | -0.2 | -0.46 | -0.05 | -0.2 | -0.23 | |
| Debt to equity | 2.06 | 3.51 | 2.98 | 3.27 | 4.84 | |
| Debt to assets | 0.66 | 0.76 | 0.73 | 0.75 | 1.13 | |
| Net debt to EBITDA | 8.15 | 13.41 | 8.67 | 10.82 | 9.63 | |
| Current ratio | 1.9 | 1.29 | 1.55 | 1.44 | 1.26 | |
| Interest coverage | 69.27 | 46.53 | 7.87 | 20.48 | 47.9 | |
| Income quality | -2.77 | -4.83 | -2.52 | -5.65 | -2.98 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
| Payout ratio | 0 | 0 | 0 | 0 | 0 | |
| Sales general and administrative to revenue | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0.04 | 0.03 | 0.03 | 0.02 | |
| Capex to operating cash flow | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | |
| Capex to revenue | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | |
| Capex to depreciation | -2.27 | -1.07 | -0.33 | -0.59 | -0.35 | |
| Stock based compensation to revenue | 0 | 0 | 0 | 0 | 0 | |
| Graham number | 300.49 | 315.09 | 223.11 | 354.88 | 613.77 | |
| ROIC | 0.05 | 0.03 | 0.01 | 0.02 | 0.03 | |
| Return on tangible assets | 0.04 | 0.03 | 0.01 | 0.02 | 0.04 | |
| Graham Net | -151.06 | -626.16 | -335.11 | -448.95 | -324.61 | |
| Working capital | 24.48B | 16.4B | 35.39B | 32.8B | 44.21B | |
| Tangible asset value | 23.59B | 23.5B | 33.15B | 36.09B | 46.01B | |
| Net current asset value | 1.83B | -24.09B | -12.71B | -26.21B | 43.64B | |
| Invested capital | 2.06 | 3.51 | 2.98 | 3.27 | 4.84 | |
| Average receivables | 27.5M | 241M | 781.7M | 1.04B | 1.06B | |
| Average payables | 40M | 218M | 490.75M | 515.05M | 422.55M | |
| Average inventory | 22.58B | 22.37B | 36.78B | 81.57B | 139.26B | |
| Days sales outstanding | 1.66 | 9.55 | 18.02 | 13.48 | 12.97 | |
| Days payables outstanding | 5.15 | 16.17 | 18.34 | 10.93 | 9.29 | |
| Days of inventory on hand | 2.9K | -19.39 | 2.17K | 2.41K | 4K | |
| Receivables turnover | 220.32 | 38.22 | 20.26 | 27.07 | 28.15 | |
| Payables turnover | 70.94 | 22.57 | 19.9 | 33.41 | 39.27 | |
| Inventory turnover | 0.13 | -18.82 | 0.17 | 0.15 | 0.09 | |
| ROE | 0.14 | 0.12 | 0.04 | 0.09 | 0.16 | |
| Capex per share | -1.29 | -1.52 | -0.97 | -1.76 | -1.09 |
Quarterly Fundamentals Overview
Last date of statement is 2023-12-31 for Q3
| Metric | History | 2022-12-31 | 2023-03-31 | 2023-06-30 | 2023-09-30 | 2023-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 55.09 | 61.24 | 69.92 | 76.55 | 79.89 | |
| Net income per share | 13.82 | 19.13 | 21.93 | 21.82 | 22.2 | |
| Operating cash flow per share | 1.62 | 0.67 | 1.52 | 1.54 | 1.64 | |
| Free cash flow per share | 1.62 | 0.67 | 1.52 | 1.54 | 1.64 | |
| Cash per share | 82.29 | 128.41 | 0 | 88.55 | 73.42 | |
| Book value per share | 294.51 | 321.38 | 321.33 | 364.53 | 387.56 | |
| Tangible book value per share | 272.52 | 289.53 | 0 | 333.31 | 363.96 | |
| Share holders equity per share | 294.51 | 321.38 | 321.33 | 364.53 | 387.56 | |
| Interest debt per share | 874.61 | 1.56K | 0 | 1.11K | 1.19K | |
| Market cap | 142.89B | 145.43B | 198.29B | 209.23B | 253.73B | |
| Enterprise value | 269.41B | 295.14B | 198.29B | 373.13B | 432.78B | |
| P/E ratio | 16.56 | 11.96 | 14.23 | 15.07 | 17.95 | |
| Price to sales ratio | 16.61 | 14.94 | 17.84 | 17.19 | 19.95 | |
| POCF ratio | 566.58 | 1.37K | 822.09 | 851.9 | 971.39 | |
| PFCF ratio | 566.58 | 1.37K | 822.09 | 851.9 | 971.39 | |
| P/B Ratio | 3.11 | 2.85 | 3.88 | 3.61 | 4.11 | |
| PTB ratio | 3.11 | 2.85 | 3.88 | 3.61 | 4.11 | |
| EV to sales | 31.33 | 30.33 | 17.84 | 30.65 | 34.04 | |
| Enterprise value over EBITDA | 70.17 | 67.8 | 38.58 | 61.05 | 62.12 | |
| EV to operating cash flow | 1.07K | 2.77K | 822.09 | 1.52K | 1.66K | |
| EV to free cash flow | 1.07K | 2.77K | 822.09 | 1.52K | 1.66K | |
| Earnings yield | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | |
| Free cash flow yield | 0 | 0 | 0 | 0 | 0 | |
| Debt to equity | 2.97 | 4.84 | 0 | 3.05 | 3.08 | |
| Debt to assets | 0.73 | 1.13 | 0 | 0.74 | 0.74 | |
| Net debt to EBITDA | 32.95 | 34.39 | 0 | 26.82 | 25.7 | |
| Current ratio | 0 | 1.26 | 0 | 65.83 | 0 | |
| Interest coverage | 0 | 0 | 0 | 0 | 0 | |
| Income quality | 0.12 | 0.04 | 0.07 | 0.07 | 0.07 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
| Payout ratio | 0 | 0 | 0 | 0 | 0 | |
| Sales general and administrative to revenue | 0 | 0 | 0 | 0 | 0 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.02 | 0.02 | 0 | 0.02 | 0.01 | |
| Capex to operating cash flow | 0 | 0 | 0 | 0 | 0 | |
| Capex to revenue | 0 | 0 | 0 | 0 | 0 | |
| Capex to depreciation | 0 | 0 | 0 | 0 | 0 | |
| Stock based compensation to revenue | 0 | 0.01 | 0 | 0 | 0 | |
| Graham number | 302.63 | 371.92 | 398.15 | 423.04 | 439.98 | |
| ROIC | 0.02 | 0.01 | 0.07 | 0.02 | 0.02 | |
| Return on tangible assets | 0.01 | 0.01 | 0 | 0.01 | 0.01 | |
| Graham Net | -812.46 | -324.26 | 0 | -1.05K | -1.15K | |
| Working capital | 174.04B | 44.21B | 0 | 219.85B | 0 | |
| Tangible asset value | 42.54B | 46.01B | 0 | 53.01B | 57.93B | |
| Net current asset value | 34.36B | 43.64B | 0 | 41.68B | -194.13B | |
| Invested capital | 2.97 | 4.84 | 0 | 3.05 | 3.08 | |
| Average receivables | 0 | 594.45M | 594.45M | 0 | 0 | |
| Average payables | 388.85M | 220.25M | 220.25M | 300.15M | 300.15M | |
| Average inventory | 0 | 94.69B | 94.69B | 0 | 0 | |
| Days sales outstanding | 0 | 11 | 0 | 0 | 0 | |
| Days payables outstanding | 0 | 8.23 | 0 | 9.2 | 0 | |
| Days of inventory on hand | 0 | 3.54K | 0 | 0 | 0 | |
| Receivables turnover | 0 | 8.19 | 0 | 0 | 0 | |
| Payables turnover | 0 | 10.94 | 0 | 9.78 | 0 | |
| Inventory turnover | 0 | 0.03 | 0 | 0 | 0 | |
| ROE | 0.05 | 0.06 | 0.07 | 0.06 | 0.06 | |
| Capex per share | 0 | 0 | 0 | 0 | 0 |
CREDITACC.NS Frequently Asked Questions
What is CreditAccess Grameen Limited stock symbol ?
CreditAccess Grameen Limited is a IN stock and trading under the symbol CREDITACC.NS
What is CreditAccess Grameen Limited stock quote today ?
CreditAccess Grameen Limited stock price is $1437.25 today.
Is CreditAccess Grameen Limited stock public?
Yes, CreditAccess Grameen Limited is a publicly traded company.
Company Profile
- Volume Average 263.91K
- Market Capitalization 234.51B
- Employee 16.76K
- CEO Mr. Ganesh Narayanan
- Headquarters Bengaluru,IN
- IPO Date 2018-08-23
-
Website
https://www.creditaccessgrameen.in 
CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Suraksha, as well as life insurance and national pension scheme. It also provides retail finance loans, such as Grameen Unnati, Grameen Udyog, Grameen Savaari, Grameen Vikas, Grameen Suvidha, and Grameen Swarna. As of March 31, 2022, the company operated 1,635 branches. The company was formerly known as Grameen Koota Financial Services Private Limited and changed its name to CreditAccess Grameen Limited in January 2018. CreditAccess Grameen Limited was incorporated in 1991 and is headquartered in Bengaluru, India. CreditAccess Grameen Limited is a subsidiary of CreditAccess India NV.
