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EMCF Stock Summary
In the News
21 Upcoming Dividend Increases Including One Dividend King
All stocks have at least five fiscal years of dividend growth history and come from the U.S. Dividend Champions List. They have an average increase of 9.6% and a median increase of 6.25%. I've tracked 118 increases in 2022. There are twenty-one increases for next week, up from eighteen last week.
Emclaire Financial Corp Announces Quarterly Dividend
EMLENTON, Pa., Aug. 18, 2021 (GLOBE NEWSWIRE) -- The Board of Directors of Emclaire Financial Corp (NASDAQ: EMCF), the parent holding company of the Farmers National Bank of Emlenton, declared a quarterly cash dividend on August 18, 2021 of $0.30 per common share payable on September 17, 2021, to shareholders of record on September 1, 2021. This quarterly dividend reflects an annualized dividend yield of 4.2% based on the stock's closing price of $28.69 per share on August 17, 2021.
Emclaire Financial Corp Reports Earnings for Second Quarter 2021
EMLENTON, Pa., July 23, 2021 (GLOBE NEWSWIRE) -- Emclaire Financial Corp (NASDAQ:EMCF), the parent holding company of The Farmers National Bank of Emlenton, reported consolidated net income available to common stockholders of $1.8 million, or $0.67 per diluted common share, for the three months ended June 30, 2021, an increase of $636,000, or 52.9%, from $1.2 million, or $0.44 per diluted common share, reported for the comparable period in 2020. Net income available to common shareholders for the six-month period ended June 30, 2021 was $4.0 million, or $1.46 per diluted common share, an increase of $1.6 million, or 67.7%, from $2.4 million, or $0.88 per diluted common share, for the same period in 2020. The increase in net income for both periods compared to the same periods in 2020 resulted from an increase in net interest income and a decrease in the provision for loan losses, partially offset by a decrease in noninterest income and increases in noninterest expense and the provision for income taxes.
Emclaire Financial Corp Announces Quarterly Dividend
EMLENTON, Pa., May 19, 2021 (GLOBE NEWSWIRE) -- The Board of Directors of Emclaire Financial Corp (NASDAQ: EMCF), the parent holding company of the Farmers National Bank of Emlenton, declared a quarterly cash dividend on May 19, 2021 of $0.30 per common share payable on June 18, 2021, to shareholders of record on June 1, 2021. This quarterly dividend reflects an annualized dividend yield of 4.3% based on the stock's closing price of $28.00 per share on May 18, 2021.
Emclaire Financial Corp Reports Record First Quarter Earnings
EMLENTON, Pa., April 21, 2021 (GLOBE NEWSWIRE) -- Emclaire Financial Corp (NASDAQ:EMCF), the parent holding company of The Farmers National Bank of Emlenton, reported consolidated net income available to common stockholders of $2.2 million, or $0.79 per diluted common share, for the three months ended March 31, 2021, an increase of $984,000, or 82.7%, from $1.2 million, or $0.44 per diluted common share, reported for the comparable period in 2020. The increase in net income for the three months ended March 31, 2021 compared to the same period in 2020 resulted from increases in net interest income and noninterest income and a decrease in the provision for loan losses, partially offset by increases in noninterest expense and the provision for income taxes.
Emclaire Financial Corp Announces Quarterly Dividend
EMLENTON, Pa., Feb. 17, 2021 (GLOBE NEWSWIRE) -- The Board of Directors of Emclaire Financial Corp (NASDAQ: EMCF), the parent holding company of the Farmers National Bank of Emlenton, declared a quarterly cash dividend on February 17, 2021 of $0.30 per common share payable on March 19, 2021, to shareholders of record on March 1, 2021. This quarterly dividend reflects an annualized dividend yield of 4.6% based on the stock's closing price of $26.20 per share on February 16, 2021.
Emclaire Financial Corp Reports Earnings for 2020; Announces Annual Meeting Date
EMLENTON, Pa., Jan. 29, 2021 (GLOBE NEWSWIRE) -- Emclaire Financial Corp (NASDAQ:EMCF), the parent holding company of The Farmers National Bank of Emlenton, reported consolidated net income available to common stockholders of $6.6 million, or $2.41 per diluted common share, for the year ended December 31, 2020, a decrease of $1.2 million, or 15.6%, from $7.8 million, or $2.86 per diluted common share, reported for the year ended December 31, 2019. The decrease in net income was largely driven by an increase in the provision for loan losses resulting from record loan growth and current economic uncertainties related to the COVID-19 pandemic.
Emclaire Financial Corp Announces Quarterly Dividend
EMLENTON, Pa., Nov. 18, 2020 (GLOBE NEWSWIRE) -- The Board of Directors of Emclaire Financial Corp (NASDAQ: EMCF), the parent holding company of the Farmers National Bank of Emlenton, declared a quarterly cash dividend on November 18, 2020 of $0.30 per common share payable on December 18, 2020, to shareholders of record on December 1, 2020. This quarterly dividend reflects an annualized dividend yield of 4.8% based on the stock's closing price of $24.87 per share on November 17, 2020.
Dividend Champion And Contender Highlights: Week Of September 13
A weekly summary of dividend activity for Dividend Champions and Contenders. Companies which changed their dividends.
Dividend Champion And Contender Highlights: Week Of August 23
A weekly summary of dividend activity for Dividend Champions and Contenders. Companies which changed their dividends.
EMCF Financial details
EMCF Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2021-12-31
Metric | History | 2017-12-31 | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 |
---|---|---|---|---|---|---|
2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
Revenue per share | 11.25 | 11.99 | 11.53 | 11.88 | 13.24 | |
Net income per share | 1.95 | 1.76 | 2.93 | 2.48 | 3.74 | |
Operating cash flow per share | 3.74 | 2.76 | 3.84 | 3.5 | 1.26 | |
Free cash flow per share | 3.65 | 2.39 | 3.17 | 3.08 | 1.26 | |
Cash per share | 52.68 | 48.18 | 53.28 | 57.37 | 71.75 | |
Book value per share | 26.94 | 33.4 | 31.59 | 33.6 | 35.61 | |
Tangible book value per share | 22.03 | 24.69 | 23.97 | 26.05 | 28.13 | |
Share holders equity per share | 26.94 | 33.4 | 31.59 | 33.6 | 35.61 | |
Interest debt per share | 13.9 | 21.18 | 13.48 | 14.73 | 1.88 | |
Market cap | 72.27M | 72.67M | 88.4M | 83.39M | 78.69M | |
Enterprise value | 83.89M | 100.33M | 92.27M | 72.28M | 69.61M | |
P/E ratio | 16.9 | 17.26 | 11.11 | 12.36 | 7.74 | |
Price to sales ratio | 2.93 | 2.53 | 2.82 | 2.58 | 2.18 | |
POCF ratio | 8.8 | 10.99 | 8.48 | 8.75 | 23.01 | |
PFCF ratio | 9.02 | 12.69 | 10.26 | 9.96 | 23.01 | |
P/B Ratio | 1.22 | 0.91 | 1.03 | 0.91 | 0.81 | |
PTB ratio | 1.22 | 0.91 | 1.03 | 0.91 | 0.81 | |
EV to sales | 3.4 | 3.49 | 2.94 | 2.23 | 1.93 | |
Enterprise value over EBITDA | 6.8 | 8.56 | 4.74 | 4 | 3.65 | |
EV to operating cash flow | 10.21 | 15.17 | 8.85 | 7.58 | 20.35 | |
EV to free cash flow | 10.47 | 17.52 | 10.7 | 8.63 | 20.35 | |
Earnings yield | 0.06 | 0.06 | 0.09 | 0.08 | 0.13 | |
Free cash flow yield | 0.11 | 0.08 | 0.1 | 0.1 | 0.04 | |
Debt to equity | 0.44 | 0.57 | 0.33 | 0.35 | 0 | |
Debt to assets | 0.03 | 0.05 | 0.03 | 0.03 | 0 | |
Net debt to EBITDA | 0.94 | 2.36 | 0.2 | -0.62 | -0.48 | |
Current ratio | 1.5K | 57.05 | 283.35 | 348.86 | 0 | |
Interest coverage | 2.42 | 1.9 | 2.19 | 2.02 | 3.42 | |
Income quality | 1.92 | 1.57 | 1.31 | 1.41 | 0.34 | |
Dividend Yield | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | |
Payout ratio | 0.56 | 0.65 | 0.42 | 0.51 | 0.34 | |
Sales general and administrative to revenue | 0.49 | 0.46 | 0.48 | 0.46 | 0.03 | |
Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
Intangibles to total assets | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | |
Capex to operating cash flow | -0.02 | -0.13 | -0.17 | -0.12 | 0 | |
Capex to revenue | -0.01 | -0.03 | -0.06 | -0.04 | 0 | |
Capex to depreciation | -0.14 | -0.59 | -1.02 | -0.64 | 0 | |
Stock based compensation to revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
Graham number | 34.38 | 36.35 | 45.61 | 43.28 | 54.71 | |
ROIC | 0.09 | 0.07 | 0.13 | 0.11 | 0.15 | |
Return on tangible assets | 0.01 | 0 | 0.01 | 0.01 | 0.01 | |
Graham Net | -261.61 | -292.87 | -251.22 | -287.13 | -66.91 | |
Working capital | 619.73M | 748.02M | 752.76M | 878M | 969.79M | |
Tangible asset value | 48.32M | 59.14M | 65.15M | 70.94M | 76.6M | |
Net current asset value | -70.86M | -57.5M | -74.02M | -60.32M | 7.24M | |
Invested capital | 0.44 | 0.57 | 0.33 | 0.35 | 0 | |
Average receivables | 2.02M | 2.39M | 2.59M | 3.19M | 391.9M | |
Average payables | 326K | 454K | 555.5K | 545K | 237K | |
Average inventory | 0 | 0 | 0 | 0 | 0 | |
Days sales outstanding | 32.78 | 32.67 | 30.28 | 42.72 | 7.9K | |
Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
Receivables turnover | 11.13 | 11.17 | 12.06 | 8.54 | 0.05 | |
Payables turnover | 0 | 0 | 0 | 0 | 0 | |
Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
ROE | 0.07 | 0.05 | 0.09 | 0.07 | 0.1 | |
Capex per share | -0.09 | -0.37 | -0.67 | -0.42 | 0 |
Quarterly Fundamentals Overview
Last date of statement is 2022-09-30 for Q3
Metric | History | 2021-09-30 | 2021-12-31 | 2022-03-31 | 2022-06-30 | 2022-09-30 |
---|---|---|---|---|---|---|
2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
Revenue per share | 3.67 | 3.33 | 3.17 | 3.27 | 3.41 | |
Net income per share | 1.24 | 0.99 | 0.88 | 0.81 | 1.1 | |
Operating cash flow per share | -1.86 | -1.37 | -0.66 | 0.6 | 1.71 | |
Free cash flow per share | -1.94 | -1.2 | -0.72 | 0.58 | 1.68 | |
Cash per share | 83.76 | 71.76 | 64.62 | 59.4 | 52.87 | |
Book value per share | 34.7 | 35.62 | 31.43 | 29 | 25.64 | |
Tangible book value per share | 27.2 | 28.14 | 24.06 | 21.66 | 18.33 | |
Share holders equity per share | 34.7 | 35.62 | 31.43 | 29 | 25.64 | |
Interest debt per share | 10.37 | 0.41 | 6.88 | 6.84 | 7.95 | |
Market cap | 72.73M | 78.67M | 103.46M | 95.15M | 97.57M | |
Enterprise value | 58.73M | 69.59M | 109.47M | 100M | 107.64M | |
P/E ratio | 5.39 | 7.32 | 10.62 | 10.63 | 8.02 | |
Price to sales ratio | 7.28 | 8.68 | 11.83 | 10.51 | 10.33 | |
POCF ratio | -14.4 | -21.02 | -56.94 | 57.63 | 20.56 | |
PFCF ratio | -13.77 | -24.1 | -51.91 | 59.73 | 20.98 | |
P/B Ratio | 0.77 | 0.81 | 1.19 | 1.19 | 1.37 | |
PTB ratio | 0.77 | 0.81 | 1.19 | 1.19 | 1.37 | |
EV to sales | 5.88 | 7.68 | 12.52 | 11.05 | 11.4 | |
Enterprise value over EBITDA | 10.19 | 15.09 | 25.32 | 23.9 | 20.9 | |
EV to operating cash flow | -11.63 | -18.6 | -60.25 | 60.57 | 22.68 | |
EV to free cash flow | -11.12 | -21.32 | -54.93 | 62.78 | 23.15 | |
Earnings yield | 0.05 | 0.03 | 0.02 | 0.02 | 0.03 | |
Free cash flow yield | -0.07 | -0.04 | -0.02 | 0.02 | 0.05 | |
Debt to equity | 0.29 | 0 | 0.21 | 0.22 | 0.3 | |
Debt to assets | 0.02 | 0 | 0.02 | 0.02 | 0.02 | |
Net debt to EBITDA | -2.43 | -1.97 | 1.39 | 1.16 | 1.95 | |
Current ratio | 355.36 | 0 | 53.85 | 52.35 | 7.04 | |
Interest coverage | 4.49 | 4.01 | 4.19 | 4.02 | 4.65 | |
Income quality | -1.5 | -1.39 | -0.75 | 0.74 | 1.56 | |
Dividend Yield | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
Payout ratio | 0.24 | 0.34 | 0.35 | 0.42 | 0.29 | |
Sales general and administrative to revenue | 0.29 | -0.9 | 0.35 | 0.32 | 0.28 | |
Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
Intangibles to total assets | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | |
Capex to operating cash flow | 0.05 | -0.13 | 0.1 | -0.04 | -0.02 | |
Capex to revenue | -0.02 | 0.05 | -0.02 | -0.01 | -0.01 | |
Capex to depreciation | -0.49 | 2.73 | -0.4 | -0.13 | -0.22 | |
Stock based compensation to revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
Graham number | 31.11 | 28.13 | 24.99 | 22.97 | 25.17 | |
ROIC | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | |
Return on tangible assets | 0 | 0 | 0 | 0 | 0 | |
Graham Net | -278.97 | -66.93 | -286.41 | -290.17 | -293.52 | |
Working capital | 858.63M | 969.79M | 178.78M | 940.31M | 128.74M | |
Tangible asset value | 74.04M | 76.6M | 66.34M | 59.92M | 50.73M | |
Net current asset value | -129.49M | 7.24M | -788.75M | -10.92M | -811.55M | |
Invested capital | 0.29 | 0 | 0.21 | 0.22 | 0.3 | |
Average receivables | 4.24M | 392.18M | 391.99M | 3.77M | 3.63M | |
Average payables | 410.5K | 186.5K | 166.5K | 323K | 315K | |
Average inventory | 0 | 0 | 0 | 0 | 0 | |
Days sales outstanding | 39.15 | 7.75K | 40.85 | 35.44 | 35.24 | |
Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
Receivables turnover | 2.3 | 0.01 | 2.2 | 2.54 | 2.55 | |
Payables turnover | 0 | 0 | 0 | 0 | 0 | |
Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
ROE | 0.04 | 0.03 | 0.03 | 0.03 | 0.04 | |
Capex per share | -0.08 | 0.18 | -0.06 | -0.02 | -0.03 |
EMCF Frequently Asked Questions
What is Emclaire Financial Corp stock symbol ?
Emclaire Financial Corp is a US stock , located in Emlenton of Pennsylvania and trading under the symbol EMCF
What is Emclaire Financial Corp stock quote today ?
Emclaire Financial Corp stock price is $- today.
Is Emclaire Financial Corp stock public?
Yes, Emclaire Financial Corp is a publicly traded company.