ENVA
Enova International, Inc. [ENVA] Stock Forecast
Buy or Sell ? Support and Resistance
What is MACD and how to read it?
How RSI can help?
RSI : 000
ENVA Stock Summary
Top 10 Correlated ETFs
ENVA
Top 10 Correlated Stocks
ENVA
In the News
ENVA Financial details
Company Rating
Strong Buy
Market Cap
1.67B
Income
175.12M
Revenue
2.12B
Book val./share
41.78
Cash/share
12.71
Dividend
-
Dividend %
-
Employees
1.68K
Optionable
No
Shortable
Yes
Earnings
23 Apr 2024
P/E
8.87
Forward P/E
-
PEG
-7.8
P/S
0.82
P/B
1.34
P/C
4.76
P/FCF
1.54
Quick Ratio
12.75
Current Ratio
13.23
Debt / Equity
2.39
LT Debt / Equity
2.37
-
-
EPS (TTM)
5.69
EPS next Y
-
EPS next Q
-
EPS this Y
-11.06%
EPS next Y
-
EPS next 5Y
-
EPS last 5Y
8.49%
Revenue last 5Y
12.51%
Revenue Q/Q
5.85%
EPS Q/Q
-13.33%
-
-
-
-
SMA20
-1.64%
SMA50
9.09%
SMA100
50%
Inst Own
65.67%
Inst Trans
0.75%
ROA
5%
ROE
16%
ROC
0.1%
Gross Margin
54%
Oper. Margin
19%
Profit Margin
9%
Payout
-
Shs Outstand
-
Shs Float
-
-
-
-
-
Target Price
-
52W Range
35.3-64.51
52W High
-5.56%
52W Low
+72.69%
RSI
45
Rel Volume
0.49
Avg Volume
270.02K
Volume
131.29K
Perf Week
-1.39%
Perf Month
-4.83%
Perf Quarter
51.74%
Perf Half Y
20.33%
-
-
-
-
Beta
1.535
-
-
Volatility
0.54%, 1.36%
Prev Close
1.43%
Price
60.44
Change
2.23%
ENVA Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2023-12-31
| Metric | History | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 34.84 | 33.98 | 33.23 | 53.77 | 69.04 | |
| Net income per share | 3.8 | 11.85 | 7.05 | 6.42 | 5.71 | |
| Operating cash flow per share | 25.46 | 23.23 | 12.98 | 27.69 | 38.04 | |
| Free cash flow per share | 24.94 | 22.3 | 12.16 | 26.34 | 36.57 | |
| Cash per share | 1.4 | 9.32 | 4.55 | 3.1 | 12.31 | |
| Book value per share | 11.17 | 28.76 | 30.07 | 36.73 | 40.43 | |
| Tangible book value per share | 3.19 | 19.59 | 21.41 | 27.24 | 30.71 | |
| Share holders equity per share | 11.17 | 28.76 | 30.07 | 36.73 | 40.43 | |
| Interest debt per share | 32.75 | 33.31 | 42.1 | 75.56 | 103.05 | |
| Market cap | 811.18M | 790.09M | 1.49B | 1.24B | 1.7B | |
| Enterprise value | 1.79B | 1.51B | 2.75B | 3.43B | 4.31B | |
| P/E ratio | 6.34 | 2.09 | 5.81 | 5.97 | 9.7 | |
| Price to sales ratio | 0.69 | 0.73 | 1.23 | 0.71 | 0.8 | |
| POCF ratio | 0.95 | 1.07 | 3.16 | 1.39 | 1.46 | |
| PFCF ratio | 0.96 | 1.11 | 3.37 | 1.46 | 1.51 | |
| P/B Ratio | 2.15 | 0.86 | 1.36 | 1.04 | 1.37 | |
| PTB ratio | 2.15 | 0.86 | 1.36 | 1.04 | 1.37 | |
| EV to sales | 1.52 | 1.39 | 2.28 | 1.98 | 2.04 | |
| Enterprise value over EBITDA | 9.42 | 11.85 | 7.34 | 8.03 | 9.36 | |
| EV to operating cash flow | 2.09 | 2.03 | 5.83 | 3.84 | 3.69 | |
| EV to free cash flow | 2.13 | 2.12 | 6.22 | 4.03 | 3.84 | |
| Earnings yield | 0.16 | 0.48 | 0.17 | 0.17 | 0.1 | |
| Free cash flow yield | 1.04 | 0.9 | 0.3 | 0.69 | 0.66 | |
| Debt to equity | 2.73 | 1.06 | 1.33 | 1.96 | 2.39 | |
| Debt to assets | 0.65 | 0.46 | 0.53 | 0.61 | 0.65 | |
| Net debt to EBITDA | 5.15 | 5.64 | 3.37 | 5.13 | 5.67 | |
| Current ratio | 9.98 | 13.03 | 14.7 | 16.67 | 15.79 | |
| Interest coverage | 2.32 | 1.24 | 5.4 | 3.31 | 2.17 | |
| Income quality | 23.44 | 1.96 | 1.84 | 4.31 | 6.66 | |
| Dividend Yield | 0 | 0 | 0.01 | 0 | 0.01 | |
| Payout ratio | 0.03 | 0 | 0.06 | 0.02 | 0.13 | |
| Sales general and administrative to revenue | 0.09 | 0.13 | 0.13 | 0.08 | 0.08 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.17 | 0.14 | 0.11 | 0.08 | 0.07 | |
| Capex to operating cash flow | -0.02 | -0.04 | -0.06 | -0.05 | -0.04 | |
| Capex to revenue | -0.01 | -0.03 | -0.02 | -0.03 | -0.02 | |
| Capex to depreciation | -1.15 | -1.49 | -0.84 | -1.18 | -1.19 | |
| Stock based compensation to revenue | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | |
| Graham number | 30.89 | 87.55 | 69.07 | 72.87 | 72.07 | |
| ROIC | 0.09 | 0.05 | 0.12 | 0.08 | 0.08 | |
| Return on tangible assets | 0.1 | 0.21 | 0.1 | 0.06 | 0.04 | |
| Graham Net | 9.07 | 28.55 | 32.99 | -4.59 | -6.94 | |
| Working capital | 1.1B | 1.52B | 2.14B | 3.11B | 3.86B | |
| Tangible asset value | 107.42M | 624.85M | 778.33M | 879.48M | 941.9M | |
| Net current asset value | 21.83M | 461.77M | 625.52M | 712.19M | 777.36M | |
| Invested capital | 2.73 | 1.06 | 1.33 | 1.96 | 2.39 | |
| Average receivables | 1.02B | 1.2B | 1.67B | 2.6B | 3.4B | |
| Average payables | 105.74M | 123.12M | 140.09M | 177.21M | 120.83M | |
| Average inventory | 610.77M | 1.45B | 1.99B | 1.15B | 0 | |
| Days sales outstanding | 350.21 | 431.72 | 624.91 | 657.75 | 633.14 | |
| Days payables outstanding | 65.72 | 93.14 | 218.99 | 117.03 | 14.61 | |
| Days of inventory on hand | 657.13 | 1.26K | 3.23K | 0 | 0 | |
| Receivables turnover | 1.04 | 0.85 | 0.58 | 0.55 | 0.58 | |
| Payables turnover | 5.55 | 3.92 | 1.67 | 3.12 | 24.98 | |
| Inventory turnover | 0.56 | 0.29 | 0.11 | 0 | 0 | |
| ROE | 0.34 | 0.41 | 0.23 | 0.17 | 0.14 | |
| Capex per share | -0.51 | -0.92 | -0.82 | -1.35 | -1.47 |
Quarterly Fundamentals Overview
Last date of statement is 2023-12-31 for Q4
| Metric | History | 2022-12-31 | 2023-03-31 | 2023-06-30 | 2023-09-30 | 2023-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 15.48 | 15.42 | 16.07 | 18.02 | 19.66 | |
| Net income per share | 1.62 | 1.62 | 1.55 | 1.35 | 1.17 | |
| Operating cash flow per share | 8.57 | 9 | 9.63 | 8.86 | 10.59 | |
| Free cash flow per share | 8.24 | 8.67 | 9.3 | 8.45 | 10.19 | |
| Cash per share | 3.19 | 3.12 | 3.22 | 2.06 | 12.71 | |
| Book value per share | 37.77 | 38.95 | 40.19 | 41.21 | 41.78 | |
| Tangible book value per share | 28.01 | 29.24 | 30.47 | 31.4 | 31.73 | |
| Share holders equity per share | 37.77 | 38.95 | 40.19 | 41.21 | 41.78 | |
| Interest debt per share | 74.5 | 76.2 | 73.43 | 79.15 | 101.84 | |
| Market cap | 1.2B | 1.39B | 1.65B | 1.56B | 1.64B | |
| Enterprise value | 3.4B | 3.63B | 3.88B | 3.96B | 4.26B | |
| P/E ratio | 5.92 | 6.84 | 8.57 | 9.43 | 11.82 | |
| Price to sales ratio | 2.48 | 2.88 | 3.31 | 2.82 | 2.82 | |
| POCF ratio | 4.48 | 4.94 | 5.52 | 5.74 | 5.23 | |
| PFCF ratio | 4.66 | 5.13 | 5.71 | 6.02 | 5.43 | |
| P/B Ratio | 1.02 | 1.14 | 1.32 | 1.23 | 1.33 | |
| PTB ratio | 1.02 | 1.14 | 1.32 | 1.23 | 1.33 | |
| EV to sales | 6.99 | 7.52 | 7.76 | 7.19 | 7.29 | |
| Enterprise value over EBITDA | 29.89 | 30.34 | 51.85 | 61.1 | 39.93 | |
| EV to operating cash flow | 12.62 | 12.89 | 12.95 | 14.61 | 13.54 | |
| EV to free cash flow | 13.13 | 13.38 | 13.41 | 15.34 | 14.07 | |
| Earnings yield | 0.04 | 0.04 | 0.03 | 0.03 | 0.02 | |
| Free cash flow yield | 0.21 | 0.2 | 0.18 | 0.17 | 0.18 | |
| Debt to equity | 1.94 | 1.92 | 1.86 | 1.96 | 2.39 | |
| Debt to assets | 0.61 | 0.61 | 0.6 | 0.6 | 0.65 | |
| Net debt to EBITDA | 19.29 | 18.72 | 29.77 | 37.11 | 24.51 | |
| Current ratio | 16.67 | 19.03 | 15.02 | 13.23 | 15.79 | |
| Interest coverage | 2.8 | 2.52 | -1.45 | -2.13 | 1.7 | |
| Income quality | 5.29 | 5.54 | 6.22 | 6.57 | 9.04 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0.01 | |
| Payout ratio | 0.02 | 0 | 0.02 | 0.02 | 0.42 | |
| Sales general and administrative to revenue | 0.07 | 0.08 | 0.07 | 0.07 | 0.08 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.08 | 0.08 | 0.08 | 0.07 | 0.07 | |
| Capex to operating cash flow | -0.04 | -0.04 | -0.03 | -0.05 | -0.04 | |
| Capex to revenue | -0.02 | -0.02 | -0.02 | -0.02 | -0.02 | |
| Capex to depreciation | -1.22 | -0.98 | -1.19 | -6.35 | -1.31 | |
| Stock based compensation to revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham number | 37.11 | 37.74 | 37.43 | 35.37 | 33.18 | |
| ROIC | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | |
| Return on tangible assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham Net | -4.72 | 49.59 | 51.56 | 54.35 | -7.17 | |
| Working capital | 3.11B | 3.21B | 3.22B | 3.37B | 3.86B | |
| Tangible asset value | 879.48M | 916.43M | 947.02M | 960.74M | 941.9M | |
| Net current asset value | 712.19M | 758.88M | 785.94M | 799.65M | 777.36M | |
| Invested capital | 1.94 | 1.92 | 1.86 | 1.96 | 2.39 | |
| Average receivables | 3B | 3.11B | 3.14B | 3.31B | 3.56B | |
| Average payables | 183.65M | 188.09M | 203.59M | 252.24M | 159.25M | |
| Average inventory | 0 | 1.76B | 3.53B | 3.63B | 1.86B | |
| Days sales outstanding | 579.16 | 576.72 | 573.57 | 562.39 | 566.49 | |
| Days payables outstanding | 91.04 | 81.11 | 84.02 | 88.31 | 1.3M | |
| Days of inventory on hand | 0 | 1.61K | 1.3K | 1.19K | 0 | |
| Receivables turnover | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | |
| Payables turnover | 0.99 | 1.11 | 1.07 | 1.02 | 0 | |
| Inventory turnover | 0 | 0.06 | 0.07 | 0.08 | 0 | |
| ROE | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | |
| Capex per share | -0.33 | -0.33 | -0.33 | -0.42 | -0.4 |
ENVA Frequently Asked Questions
What is Enova International, Inc. stock symbol ?
Enova International, Inc. is a US stock , located in Chicago of Il and trading under the symbol ENVA
What is Enova International, Inc. stock quote today ?
Enova International, Inc. stock price is $60.44 today.
Is Enova International, Inc. stock public?
Yes, Enova International, Inc. is a publicly traded company.
Company Profile
- Volume Average 270.02K
- Market Capitalization 1.67B
- Employee 1.68K
- CEO Mr. David A. Fisher J.D.
- Headquarters Chicago,IL,US
- IPO Date 2014-11-13
-
Website
https://www.enova.com 
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
