LC
LendingClub Corporation [LC] Stock Forecast
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In the News
3 Top Fintech Stocks to Buy in June
Investors are hoping that the Fed is done raising interest rates. The stocks below offer a mix of value and growth opportunities.
LendingClub: Buy The Fed Pause
LendingClub has been unfairly punished with the recent banking turmoil and is poised to benefit from the pain being felt by other banks. The Federal Reserve pausing rate increases, or at the very least, taking the foot off of the gas pedal will provide the stability LendingClub needs to begin flourishing again.
This Profitable Fintech Stock Trades at a Discount
The high interest rate environment has put a lot of pressure on LendingClub's business model. Its business model offers flexibility, which allowed LendingClub to maintain profitability while many other consumer fintechs reported losses.
LendingClub (LC) Surpasses Q1 Earnings and Revenue Estimates
LendingClub (LC) came out with quarterly earnings of $0.13 per share, beating the Zacks Consensus Estimate of $0.12 per share. This compares to earnings of $0.39 per share a year ago.
LendingClub Grew Deposits by $826 Million After SVB Collapse
The collapse of Silicon Valley Bank (SVB) roiled the U.S. financial system last month. San Francisco-based LendingClub, a FinTech lender that became a direct-to-consumer (DTC) bank by acquiring a charter, was able to capitalize on that turmoil and capture nearly $1 billion in new customer deposits.
Got $5,000? Buy and Hold These 3 Value Stocks for Years
This fintech trades below book value, but has competitively-advantaged growth prospects. This premium home furnishings brand is expanding internationally and into different services.
7 Value Stocks to Buy for 100% Returns
While some investors love putting money down on aspirational (but unproven) enterprises in the hope of eventual growth and profitability, other market participants prefer to focus on value stocks to buy. Typically, these companies already own working enterprises.
5 Recognizable ‘Strong Buy' Stocks Trading Under $10 With Huge Upside Potential
While most of Wall Street focuses on large-cap and mega-cap stocks, as they provide a degree of safety and liquidity, many investors are limited in the number of shares they can buy.
LendingClub: Green Shoots Appearing
Green shoots are appearing but LendingClub is not totally out of the woods yet. The shape of the yield curve is a positive development.
LendingClub shares could gain 55% if we avoid a severe recession
LendingClub Corp (NYSE: LC) will offer lucrative returns if the U.S. economy avoids a severe recession, says Reginald Smith. He's an Analyst at JPMorgan Chase & Co. LendingClub shares have upside to $11 On Tuesday, Smith assumed coverage of the financial services company with an “overweight” rating.
LC Financial details
LC Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2022-12-31
| Metric | History | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 |
|---|---|---|---|---|---|---|
| Revenue per share | 7.04 | 7.51 | 3.12 | 0.17 | 11.83 | |
| Net income per share | -1.52 | -0.35 | -2.41 | 0.19 | 2.89 | |
| Operating cash flow per share | -7.55 | -3.1 | 5.36 | 2.46 | 3.74 | |
| Free cash flow per share | -8.18 | -3.68 | 4.96 | 2.11 | 3.05 | |
| Cash per share | 6.42 | 5.9 | 8.56 | 9.75 | 13.98 | |
| Book value per share | 10.28 | 10.31 | 9.29 | 8.72 | 11.61 | |
| Tangible book value per share | 10.08 | 10.15 | 9.15 | 7.01 | 9.83 | |
| Share holders equity per share | 10.28 | 10.31 | 9.29 | 8.72 | 11.61 | |
| Interest debt per share | 35.55 | 23.7 | 14.51 | 4.29 | 1.48 | |
| Market cap | 1.11B | 1.1B | 822.99M | 2.36B | 882.82M | |
| Enterprise value | 3.36B | 2.68B | 1.29B | 2.01B | -108.08M | |
| P/E ratio | -8.67 | -35.89 | -4.39 | 126.87 | 3.05 | |
| Price to sales ratio | 1.87 | 1.68 | 3.38 | 145.38 | 0.74 | |
| POCF ratio | -1.74 | -4.07 | 1.97 | 9.83 | 2.35 | |
| PFCF ratio | -1.61 | -3.43 | 2.13 | 11.47 | 2.88 | |
| P/B Ratio | 1.28 | 1.22 | 1.14 | 2.77 | 0.76 | |
| PTB ratio | 1.28 | 1.22 | 1.14 | 2.77 | 0.76 | |
| EV to sales | 5.64 | 4.09 | 5.29 | 123.87 | -0.09 | |
| Enterprise value over EBITDA | 10.77 | 9.75 | 162.62 | 19.31 | -0.39 | |
| EV to operating cash flow | -5.26 | -9.9 | 3.08 | 8.37 | -0.29 | |
| EV to free cash flow | -4.86 | -8.34 | 3.33 | 9.78 | -0.35 | |
| Earnings yield | -0.12 | -0.03 | -0.23 | 0.01 | 0.33 | |
| Free cash flow yield | -0.62 | -0.29 | 0.47 | 0.09 | 0.35 | |
| Debt to equity | 3.39 | 2.31 | 1.57 | 4.76 | 5.85 | |
| Debt to assets | 0.77 | 0.7 | 0.61 | 0.83 | 0.85 | |
| Net debt to EBITDA | 7.2 | 5.74 | 58.64 | -3.35 | -3.55 | |
| Current ratio | 1.46 | 0.87 | 5.94 | 33.11 | 13.92 | |
| Interest coverage | 0 | 0.87 | -0.33 | 0.75 | 2.85 | |
| Income quality | 4.98 | 8.82 | -2.23 | 12.91 | 1.3 | |
| Dividend Yield | 0 | 0 | 0.06 | 0 | 0 | |
| Payout ratio | 0 | 0 | -0.27 | 0 | 0 | |
| Sales general and administrative to revenue | 0.38 | 0.36 | 0.87 | 17.79 | 0.29 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0 | 0.01 | 0.02 | 0.01 | |
| Capex to operating cash flow | 0.08 | 0.19 | -0.07 | -0.14 | -0.19 | |
| Capex to revenue | -0.09 | -0.08 | -0.13 | -2.12 | -0.06 | |
| Capex to depreciation | -0.97 | -0.86 | -0.58 | -6.17 | -1.59 | |
| Stock based compensation to revenue | 0.13 | 0.11 | 0.25 | 4.12 | 0.06 | |
| Graham number | 18.73 | 9.03 | 22.43 | 6.12 | 27.46 | |
| ROIC | 0 | 0.09 | -0.06 | 0.02 | 0.08 | |
| Return on tangible assets | -0.03 | -0.01 | -0.1 | 0 | 0.04 | |
| Graham Net | -28.06 | -17.85 | -6.01 | -31.79 | -53.95 | |
| Working capital | 179.39M | -80.01M | 559.14M | 4.13B | 1.3B | |
| Tangible asset value | 852.93M | 885.64M | 712.74M | 774.53M | 1.09B | |
| Net current asset value | -2.38B | -1.55B | -466.73M | 212.41M | -5.41B | |
| Invested capital | 3.02 | 2.02 | 1.37 | 0.4 | 0.06 | |
| Average receivables | 77.27M | 27.55M | 9.03M | 2.6M | 0 | |
| Average payables | 34.37M | 23.23M | 14.19M | 54.62M | 99.57M | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 25.9 | 7.16 | 7.8 | 0 | 0 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 14.09 | 50.96 | 46.78 | 0 | 0 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | -0.15 | -0.03 | -0.26 | 0.02 | 0.25 | |
| Capex per share | -0.63 | -0.58 | -0.4 | -0.35 | -0.69 |
Quarterly Fundamentals Overview
Last date of statement is 2023-03-31 for Q1
| Metric | History | 2022-03-31 | 2022-06-30 | 2022-09-30 | 2022-12-31 | 2023-03-31 |
|---|---|---|---|---|---|---|
| Revenue per share | 0.05 | 3.21 | 2.93 | 2.49 | 2.3 | |
| Net income per share | 0.4 | 1.77 | 0.41 | 0.22 | 0.13 | |
| Operating cash flow per share | 0.4 | 1.86 | 1.06 | 0.32 | 2.34 | |
| Free cash flow per share | 0.19 | 1.71 | 0.89 | 0.18 | 2.19 | |
| Cash per share | 14.22 | 14.06 | 12.59 | 13.28 | 18.87 | |
| Book value per share | 8.74 | 10.5 | 10.76 | 11.02 | 11.14 | |
| Tangible book value per share | 7.8 | 9.58 | 9.87 | 9.34 | 81.17 | |
| Share holders equity per share | 8.74 | 10.5 | 10.76 | 11.02 | 11.14 | |
| Interest debt per share | 2.26 | 1.68 | 1.32 | 0.99 | 1.38 | |
| Market cap | 1.6B | 1.2B | 1.15B | 929.72M | 770.84M | |
| Enterprise value | 766.17M | 320.12M | 317.17M | -61.18M | -774.33M | |
| P/E ratio | 9.8 | 1.65 | 6.66 | 9.85 | 14.1 | |
| Price to sales ratio | 289.93 | 3.64 | 3.78 | 3.54 | 3.14 | |
| POCF ratio | 39.38 | 6.28 | 10.44 | 27.88 | 3.08 | |
| PFCF ratio | 83.86 | 6.85 | 12.39 | 50.18 | 3.3 | |
| P/B Ratio | 1.8 | 1.11 | 1.03 | 0.8 | 0.65 | |
| PTB ratio | 1.8 | 1.11 | 1.03 | 0.8 | 0.65 | |
| EV to sales | 138.7 | 0.97 | 1.04 | -0.23 | -3.15 | |
| Enterprise value over EBITDA | 11.13 | 4.39 | 4.79 | -0.86 | -25.05 | |
| EV to operating cash flow | 18.84 | 1.67 | 2.88 | -1.83 | -3.1 | |
| EV to free cash flow | 40.12 | 1.82 | 3.41 | -3.3 | -3.31 | |
| Earnings yield | 0.03 | 0.15 | 0.04 | 0.03 | 0.02 | |
| Free cash flow yield | 0.01 | 0.15 | 0.08 | 0.02 | 0.3 | |
| Debt to equity | 5.28 | 4.73 | 5.04 | 5.85 | 0 | |
| Debt to assets | 0.84 | 0.83 | 0.83 | 0.85 | 0 | |
| Net debt to EBITDA | -12.14 | -12.09 | -12.61 | -13.87 | -49.99 | |
| Current ratio | 13.63 | 14.7 | 13.44 | 13.92 | 0 | |
| Interest coverage | 4.83 | 5.09 | 2.84 | 1.55 | 0.33 | |
| Income quality | 1 | 1.05 | 2.55 | 1.41 | 1.71 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
| Payout ratio | 0 | 0 | 0 | 0 | 0 | |
| Sales general and administrative to revenue | 14.77 | 0.26 | 0.28 | 0.33 | 0.3 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Capex to operating cash flow | -0.53 | -0.08 | -0.16 | -0.44 | -0.07 | |
| Capex to revenue | -3.91 | -0.05 | -0.06 | -0.06 | -0.07 | |
| Capex to depreciation | -1.95 | -1.5 | -1.62 | -1.28 | -1.33 | |
| Stock based compensation to revenue | 2.84 | 0.05 | 0.05 | 0.06 | 0.3 | |
| Graham number | 8.9 | 20.46 | 10.02 | 7.44 | 5.66 | |
| ROIC | 0.02 | 0.06 | 0.01 | 0.01 | 0 | |
| Return on tangible assets | 0.01 | 0.03 | 0.01 | 0 | 0 | |
| Graham Net | -31.96 | -35.64 | -41.66 | -51.23 | 18.87 | |
| Working capital | 1.34B | 1.35B | 1.21B | 1.3B | 402.76M | |
| Tangible asset value | 811.72M | 1B | 1.05B | 1.09B | 8.68B | |
| Net current asset value | -3.24B | -3.66B | -4.34B | -5.41B | 402.76M | |
| Invested capital | 0.25 | 0.15 | 0.11 | 0.06 | 0.08 | |
| Average receivables | 0 | 0 | 0 | 0 | 0 | |
| Average payables | 96.85M | 91.51M | 91.54M | 95.48M | 49.09M | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days payables outstanding | 0 | 67.76 | 73 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 0 | 0 | 0 | 0 | 0 | |
| Payables turnover | 0 | 1.33 | 1.23 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.05 | 0.17 | 0.04 | 0.02 | 0.01 | |
| Capex per share | -0.21 | -0.15 | -0.17 | -0.14 | -0.15 |
LC Frequently Asked Questions
What is LendingClub Corporation stock symbol ?
LendingClub Corporation is a US stock , located in San francisco of Ca and trading under the symbol LC
Is LendingClub Corporation buy or a sell ?
3 stock analysts have 3 predictions with a medium analyst target price of $26.67. The lowest prediction is $20 and the highest is $35
What is LC stock prediction ?
What is LendingClub Corporation stock quote today ?
LendingClub Corporation stock price is $9.41 today.
Is LendingClub Corporation stock public?
Yes, LendingClub Corporation is a publicly traded company.
Company Profile
- Volume Average 2.01M
- Market Capitalization 948.93M
- Employee 1.59K
- CEO Mr. Scott C. Sanborn
- Headquarters San Francisco,CA,US
- IPO Date 2014-10-22
-
Website
https://www.lendingclub.com 
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.
