Buy or Sell ? Support and Resistance
What is MACD and how to read it?
How RSI can help?
LOB Stock Summary
Top 10 Correlated ETFs
LOB
In the News

3 Bank Stocks Worth Buying in This Crisis
The banking cycle looks uncertain. History tells us that's often the best time to be a buyer.

Banking Crisis 2023: Before Buying or Selling Bank Stocks, Do This
The sharp rise in interest rates has flipped the banking model on its head for some banks.

Live Oak Bancshares, Inc. (LOB) Q1 2023 Earnings Call Transcript
Live Oak Bancshares, Inc. (NYSE:LOB ) Q1 2023 Earnings Conference Call April 27, 2023 9:00 AM ET Company Participants Greg Seward - Chief Risk Officer and General Counsel James Mahan - Chairman and Chief Executive Officer Huntley Garriott - President William Losch - Chief Financial Officer Steven Smits - Chief Credit Officer Conference Call Participants Brandon King - Truist Securities Crispin Love - Piper Sandler Steven Alexopoulos - JPMorgan David Feaster - Raymond James Operator Good morning, ladies and gentlemen, and welcome to the Q1 2023 Live Oak Bancshares Earnings Call. [Operator Instructions] This call is being recorded on Thursday, April 27, 2023.

Live Oak Bancshares (LOB) Lags Q1 Earnings and Revenue Estimates
Live Oak Bancshares (LOB) came out with quarterly earnings of $0.01 per share, missing the Zacks Consensus Estimate of $0.36 per share. This compares to earnings of $0.76 per share a year ago.

10 Banks' Profit Is About To Completely Fall Apart, Analysts Warn
Just when you thought the banking crisis was over — you'd better brace for an onslaught of big drops in bank profit. The post 10 Banks' Profit Is About To Completely Fall Apart, Analysts Warn appeared first on Investor's Business Daily.

Live Oak Bancshares: The Market Threw The Baby Out With The Bathwater This Time
Shares of Live Oak Bancshares have suffered mightily as of late as concerns over a banking crisis have mounted. Although this may cause investors to worry, Live Oak Bancshares is a solid operator that is likely to hold up well even if the crisis isn't contained.

The Fed Just Raised Interest Rates Again: That's Great for These 2 Stocks
People spending money on their homes, and a loan book that moves up with higher rates, make these two stocks beneficiaries of rising interest rates.

4 Small-Cap Stocks to Consider Amid the Downturn
Small-caps have been decimated these past two weeks. It's opened up some fertile ground for bargain-hunters.

Live Oak Bancshares (LOB) Surges 8.5%: Is This an Indication of Further Gains?
Live Oak Bancshares (LOB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Is This the Biggest Risk to Live Oak Bancshares?
By putting safety and profitability ahead of growth, Live Oak may be able to mitigate its biggest risk.
LOB Financial details
LOB Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2022-12-31
Metric | History | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 |
---|---|---|---|---|---|---|
Revenue per share | 5.14 | 5.12 | 7 | 10.24 | 9.63 | |
Net income per share | 1.28 | 0.45 | 1.46 | 3.87 | 4.33 | |
Operating cash flow per share | 0.29 | -12.28 | -6.71 | -2.77 | 3.06 | |
Free cash flow per share | -2.49 | -13.2 | -7.23 | -2.84 | 1.98 | |
Cash per share | 17.59 | 16.76 | 25.91 | 25.43 | 31.93 | |
Book value per share | 12.32 | 13.24 | 13.96 | 16.57 | 19.94 | |
Tangible book value per share | 12.32 | 119.71 | 13.96 | 16.57 | 19.94 | |
Share holders equity per share | 12.32 | 13.24 | 13.96 | 16.57 | 19.94 | |
Interest debt per share | 1.4 | 2.25 | 40.57 | 9.05 | 6.15 | |
Market cap | 593.23M | 764.63M | 1.93B | 3.77B | 1.23B | |
Enterprise value | 270.62M | 633.27M | 3.17B | 3.89B | 1.03B | |
P/E ratio | 11.53 | 42.4 | 32.42 | 22.57 | 6.97 | |
Price to sales ratio | 2.88 | 3.71 | 6.78 | 8.53 | 3.13 | |
POCF ratio | 51.49 | -1.55 | -7.07 | -31.48 | 9.87 | |
PFCF ratio | -5.94 | -1.44 | -6.57 | -30.69 | 15.22 | |
P/B Ratio | 1.2 | 1.44 | 3.4 | 5.27 | 1.51 | |
PTB ratio | 1.2 | 1.44 | 3.4 | 5.27 | 1.51 | |
EV to sales | 1.31 | 3.07 | 11.13 | 8.81 | 2.62 | |
Enterprise value over EBITDA | 2.31 | 4.82 | 19.47 | 14.15 | 2.95 | |
EV to operating cash flow | 23.49 | -1.28 | -11.61 | -32.53 | 8.25 | |
EV to free cash flow | -2.71 | -1.19 | -10.78 | -31.72 | 12.73 | |
Earnings yield | 0.09 | 0.02 | 0.03 | 0.04 | 0.14 | |
Free cash flow yield | -0.17 | -0.69 | -0.15 | -0.03 | 0.07 | |
Debt to equity | 6.44 | 0 | 12.86 | 10.49 | 11.15 | |
Debt to assets | 0.87 | 0 | 0.93 | 0.91 | 0.92 | |
Net debt to EBITDA | -2.76 | -1 | 7.61 | 0.46 | -0.58 | |
Current ratio | 0 | 0 | 72.73 | 23.4 | 25.98 | |
Interest coverage | 0 | 1.27 | 1.51 | 3.94 | 2.8 | |
Income quality | 0.22 | -27.39 | -4.58 | -0.72 | 0.71 | |
Dividend Yield | 0.01 | 0.01 | 0 | 0 | 0 | |
Payout ratio | 0.09 | 0.27 | 0.08 | 0.03 | 0.03 | |
Sales general and administrative to revenue | 0.5 | 0.54 | 0.48 | 0.35 | 0.46 | |
Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
Capex to operating cash flow | -9.66 | 0.08 | 0.08 | 0.03 | -0.35 | |
Capex to revenue | -0.54 | -0.18 | -0.07 | -0.01 | -0.11 | |
Capex to depreciation | -6.79 | -1.86 | -0.97 | -0.14 | -2.11 | |
Stock based compensation to revenue | 0.04 | 0.06 | 0.05 | 0.04 | 0.05 | |
Graham number | 18.87 | 11.56 | 21.44 | 37.97 | 44.08 | |
ROIC | 0 | 0.02 | 0.02 | 0.03 | 0.03 | |
Return on tangible assets | 0.01 | 0 | 0.01 | 0.02 | 0.02 | |
Graham Net | -61.72 | 16.76 | -153.66 | -148.26 | -190.41 | |
Working capital | -1.44M | 674.05M | 1.04B | 179.2M | 1.25B | |
Tangible asset value | 493.56M | 4.81B | 567.85M | 715.13M | 811.03M | |
Net current asset value | -3.18B | 674.05M | -6.25B | -7.31B | -7.75B | |
Invested capital | 0 | 0 | 2.74 | 0.46 | 0.16 | |
Average receivables | 0 | 0 | 0 | 0 | 0 | |
Average payables | 0 | 0 | 0 | 0 | 0 | |
Average inventory | 0 | 0 | 0 | 0 | 0 | |
Days sales outstanding | 0 | 0 | 0 | 0 | 0 | |
Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
Receivables turnover | 0 | 0 | 0 | 0 | 0 | |
Payables turnover | 0 | 0 | 0 | 0 | 0 | |
Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
ROE | 0.1 | 0.03 | 0.1 | 0.23 | 0.22 | |
Capex per share | -2.78 | -0.92 | -0.52 | -0.07 | -1.08 |
Quarterly Fundamentals Overview
Last date of statement is 2023-03-31 for Q1
Metric | History | 2022-03-31 | 2022-06-30 | 2022-09-30 | 2022-12-31 | 2023-03-31 |
---|---|---|---|---|---|---|
Revenue per share | 2.5 | 1.97 | 2.31 | 2.15 | 2.28 | |
Net income per share | 0.79 | 2.21 | 0.98 | 0.04 | 0.01 | |
Operating cash flow per share | 3.58 | -1.8 | 0.47 | 0.59 | 0.01 | |
Free cash flow per share | 3.12 | -1.98 | 0.3 | 0.41 | 0.01 | |
Cash per share | 30.36 | 34.52 | 30.62 | 29.52 | 36.62 | |
Book value per share | 16.32 | 18.06 | 18.27 | 18.43 | 18.63 | |
Tangible book value per share | 16.32 | 18.06 | 18.27 | 18.43 | 234.71 | |
Share holders equity per share | 16.32 | 18.06 | 18.27 | 18.43 | 18.63 | |
Interest debt per share | 5.31 | 2.41 | 1.54 | 4.18 | 2.27 | |
Market cap | 2.22B | 1.49B | 1.34B | 1.33B | 1.08B | |
Enterprise value | 1.94B | 986.69M | 1.04B | 1.13B | 639.69M | |
P/E ratio | 16.11 | 3.83 | 7.84 | 185.4 | 675.95 | |
Price to sales ratio | 20.32 | 17.2 | 13.26 | 14.04 | 10.7 | |
POCF ratio | 14.22 | -18.86 | 65.05 | 50.81 | 2.3K | |
PFCF ratio | 16.3 | -17.08 | 101.37 | 73.68 | 2.3K | |
P/B Ratio | 3.12 | 1.88 | 1.68 | 1.64 | 1.31 | |
PTB ratio | 3.12 | 1.88 | 1.68 | 1.64 | 1.31 | |
EV to sales | 17.71 | 11.43 | 10.26 | 11.91 | 6.36 | |
Enterprise value over EBITDA | 30.63 | 6.72 | 12.78 | 19.94 | 8.76 | |
EV to operating cash flow | 12.39 | -12.53 | 50.35 | 43.12 | 1.37K | |
EV to free cash flow | 14.21 | -11.35 | 78.46 | 62.53 | 1.37K | |
Earnings yield | 0.02 | 0.07 | 0.03 | 0 | 0 | |
Free cash flow yield | 0.06 | -0.06 | 0.01 | 0.01 | 0 | |
Debt to equity | 11.08 | 10.52 | 10.61 | 11.15 | 0 | |
Debt to assets | 0.92 | 0.91 | 0.91 | 0.92 | 0 | |
Net debt to EBITDA | -4.5 | -3.4 | -3.73 | -3.55 | -5.98 | |
Current ratio | 66.39 | 0 | 0 | 25.98 | 0 | |
Interest coverage | 3.86 | 7.33 | 2.39 | 1.01 | 1.05 | |
Income quality | 4.53 | -0.81 | 0.48 | 14.6 | 2.57 | |
Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
Payout ratio | 0.04 | 0.01 | 0.03 | 0.74 | 3.33 | |
Sales general and administrative to revenue | 0.44 | 0.66 | 0.56 | 0.48 | 0.48 | |
Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
Capex to operating cash flow | -0.13 | 0.1 | -0.36 | -0.31 | 0 | |
Capex to revenue | -0.18 | -0.09 | -0.07 | -0.09 | 0 | |
Capex to depreciation | -3.71 | -1.59 | -1.46 | -1.58 | 0 | |
Stock based compensation to revenue | 0.05 | 0.06 | 0.05 | 0.06 | 0 | |
Graham number | 17.03 | 30 | 20.03 | 4.11 | 1.94 | |
ROIC | 0.01 | 0.01 | 0.01 | 0.01 | 0 | |
Return on tangible assets | 0 | 0.01 | 0 | 0 | 0 | |
Graham Net | -150.57 | -155.54 | -163.22 | -176.01 | 36.62 | |
Working capital | 1.31B | 1.51B | 1.34B | 1.25B | 1.61B | |
Tangible asset value | 713.33M | 791.66M | 802.17M | 811.03M | 10.36B | |
Net current asset value | -6.58B | -6.82B | -7.17B | -7.75B | 1.61B | |
Invested capital | 0.3 | 0.11 | 0.04 | 0.16 | 0.04 | |
Average receivables | 0 | 0 | 0 | 0 | 0 | |
Average payables | 0 | 0 | 0 | 0 | 0 | |
Average inventory | 0 | 0 | 0 | 0 | 0 | |
Days sales outstanding | 0 | 0 | 0 | 0 | 0 | |
Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
Receivables turnover | 0 | 0 | 0 | 0 | 0 | |
Payables turnover | 0 | 0 | 0 | 0 | 0 | |
Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
ROE | 0.05 | 0.12 | 0.05 | 0 | 0 | |
Capex per share | -0.46 | -0.19 | -0.17 | -0.18 | 0 |
LOB Frequently Asked Questions
What is Live Oak Bancshares, Inc. stock symbol ?
Live Oak Bancshares, Inc. is a US stock , located in Wilmington of Nc and trading under the symbol LOB
Is Live Oak Bancshares, Inc. buy or a sell ?
6 stock analysts have 6 predictions with a medium analyst target price of $45.17. The lowest prediction is $30 and the highest is $55
What is LOB stock prediction ?
What is Live Oak Bancshares, Inc. stock quote today ?
Live Oak Bancshares, Inc. stock price is $22.8 today.
Is Live Oak Bancshares, Inc. stock public?
Yes, Live Oak Bancshares, Inc. is a publicly traded company.