LPRO
Open Lending Corporation [LPRO] Stock Forecast
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Compared to Estimates, Open Lending (LPRO) Q3 Earnings: A Look at Key Metrics
Although the revenue and EPS for Open Lending (LPRO) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Open Lending Corporation (LPRO) Q3 2023 Earnings Call Transcript
Open Lending Corporation (NASDAQ:LPRO ) Q3 2023 Earnings Call November 7, 2023 5:00 PM ET Company Participants Keith A. Jezek - Chief Executive Officer Charles D.
Open Lending to Announce Third Quarter 2023 Results on November 7, 2023
AUSTIN, Texas, Oct. 24, 2023 (GLOBE NEWSWIRE) -- Open Lending Corporation (NASDAQ: LPRO) (“Open Lending” or “the Company”), an industry trailblazer in automotive lending enablement and risk analytics solutions for financial institutions, today announced that the Company will host a conference call to discuss third quarter 2023 financial results on Tuesday, November 7, 2023 at 5:00pm ET. A press release with third quarter 2023 financial results will be issued after the market closes that same day.
Why Open Lending Stock Was Down 19.2% This Week
Open Lendingʻs second-quarter earnings were down from a year ago. The outlook for the third quarter was less than stellar.
Why Open Lending Stock Was Tanking Today
Open Lending beat consensus revenue estimates in Q2, despite a year-over-year decline. The lackluster third-quarter guidance likely contributed to the sell-off Wednesday.
Open Lending (LPRO) Reports Q2 Earnings: What Key Metrics Have to Say
The headline numbers for Open Lending (LPRO) give insight into how the company performed in the quarter ended June 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Open Lending (LPRO) Q2 Earnings Match Estimates
Open Lending (LPRO) came out with quarterly earnings of $0.09 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.18 per share a year ago.
Open Lending to Announce Second Quarter 2023 Results on August 8, 2023
AUSTIN, Texas, July 25, 2023 (GLOBE NEWSWIRE) -- Open Lending Corporation (NASDAQ: LPRO) (“Open Lending” or “the Company”), an industry trailblazer in lending enablement and risk analytics solutions for financial institutions, announced today that the Company will host a conference call to discuss second quarter 2023 financial results on Tuesday, August 8, 2023 at 5:00pm ET. A press release with second quarter 2023 financial results will be issued after the market closes that same day.
New Strong Buy Stocks for July 21st
TRDA, LPRO, TBBK, BMTX and MOTS have been added to the Zacks Rank #1 (Strong Buy) List on July 21, 2023.
Open Lending to Present at William Blair Growth Stock Conference
AUSTIN, Texas, May 30, 2023 (GLOBE NEWSWIRE) -- Open Lending Corporation (NASDAQ: LPRO) (“Open Lending” or “the Company”), an industry trailblazer in lending enablement and risk analytics solutions for financial institutions, today announced that the Company will be presenting at William Blair's 43rd Annual Growth Stock Conference on Tuesday, June 6, 2023 at 12:00pm CT (1:00pm ET).
LPRO Financial details
LPRO Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2022-12-31
| Metric | History | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 0.57 | 1.01 | 1.31 | 1.71 | 1.42 | |
| Net income per share | 0.31 | 0.68 | -1.18 | 1.16 | 0.53 | |
| Operating cash flow per share | 0.31 | 0.45 | 0.3 | 0.75 | 0.85 | |
| Free cash flow per share | 0.31 | 0.45 | 0.28 | 0.74 | 0.85 | |
| Cash per share | 0 | 0.08 | 1.22 | 0.92 | 1.62 | |
| Book value per share | 0 | -2.56 | 0.32 | 1.26 | 1.69 | |
| Tangible book value per share | 0 | -2.56 | 0.32 | 1.26 | 1.69 | |
| Share holders equity per share | 0 | -2.56 | 0.32 | 1.26 | 1.69 | |
| Interest debt per share | 0 | 0.04 | 2.11 | 1.24 | 1.25 | |
| Market cap | 895.54M | 968.1M | 2.9B | 2.84B | 851.23M | |
| Enterprise value | 0 | 963.74M | 2.96B | 2.87B | 798.3M | |
| P/E ratio | 31.67 | 15.48 | -29.71 | 19.44 | 12.78 | |
| Price to sales ratio | 17.16 | 10.43 | 26.62 | 13.17 | 4.74 | |
| POCF ratio | 31.31 | 23.18 | 117.63 | 29.85 | 7.92 | |
| PFCF ratio | 31.43 | 23.24 | 123.63 | 30.49 | 7.97 | |
| P/B Ratio | 0 | -4.12 | 108.88 | 17.87 | 4 | |
| PTB ratio | 0 | -4.12 | 108.88 | 17.87 | 4 | |
| EV to sales | 0 | 10.38 | 27.18 | 13.33 | 4.45 | |
| Enterprise value over EBITDA | 0 | 15.31 | 54.51 | 13.89 | 7.93 | |
| EV to operating cash flow | 0 | 23.08 | 120.14 | 30.21 | 7.43 | |
| EV to free cash flow | 0 | 23.13 | 126.27 | 30.86 | 7.47 | |
| Earnings yield | 0.03 | 0.06 | -0.03 | 0.05 | 0.08 | |
| Free cash flow yield | 0.03 | 0.04 | 0.01 | 0.03 | 0.13 | |
| Debt to equity | 0 | -0.01 | 6.13 | 0.95 | 0.71 | |
| Debt to assets | 0 | 0.04 | 0.56 | 0.47 | 0.4 | |
| Net debt to EBITDA | 0 | -0.07 | 1.14 | 0.17 | -0.53 | |
| Current ratio | 0 | 5.52 | 9.57 | 16.81 | 18.58 | |
| Interest coverage | 83.5 | 194.46 | 4.89 | 35.13 | 16.74 | |
| Income quality | 1.01 | 0.67 | -0.25 | 0.65 | 1.61 | |
| Dividend Yield | 0.02 | 0.04 | 0.05 | 0 | 0 | |
| Payout ratio | 0.67 | 0.68 | -1.39 | 0 | 0 | |
| Sales general and administrative to revenue | 0.23 | 0.15 | 0.3 | 0.14 | 0.2 | |
| Research and developement to revenue | 0.02 | 0.01 | 0.02 | 0.02 | 0.05 | |
| Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
| Capex to operating cash flow | 0 | 0 | -0.05 | -0.02 | -0.01 | |
| Capex to revenue | 0 | 0 | -0.01 | -0.01 | 0 | |
| Capex to depreciation | -1.33 | -0.94 | -0.68 | -1.77 | -0.47 | |
| Stock based compensation to revenue | 0.05 | 0.02 | 0.03 | 0.02 | 0.03 | |
| Graham number | 0 | 6.26 | 2.92 | 5.72 | 4.48 | |
| ROIC | 0 | -0.27 | 0.31 | 0.5 | 0.19 | |
| Return on tangible assets | 0 | 0.79 | -0.33 | 0.46 | 0.18 | |
| Graham Net | 0 | -3.04 | -1.48 | 0.14 | 0.73 | |
| Working capital | 0 | 37.02M | 145.77M | 190.73M | 265.64M | |
| Tangible asset value | 0 | -234.78M | 26.62M | 158.98M | 212.82M | |
| Net current asset value | 0 | -268.75M | -104.61M | 42.95M | 113.94M | |
| Invested capital | 0 | -0.01 | 6.13 | 0.95 | 0.71 | |
| Average receivables | 0 | 0 | 44.14M | 66.58M | 74.14M | |
| Average payables | 0 | 0 | 2.39M | 2.36M | 786.5K | |
| Average inventory | 0 | 0 | 4.15M | 5.02M | 4.8M | |
| Days sales outstanding | 0 | 131.89 | 183.48 | 132.71 | 141.99 | |
| Days payables outstanding | 0 | 62.52 | 128.38 | 25.19 | 5.26 | |
| Days of inventory on hand | 0 | 176.84 | 168.14 | 108.47 | 74.38 | |
| Receivables turnover | 0 | 2.77 | 1.99 | 2.75 | 2.57 | |
| Payables turnover | 0 | 5.84 | 2.84 | 14.49 | 69.33 | |
| Inventory turnover | 0 | 2.06 | 2.17 | 3.36 | 4.91 | |
| ROE | 0 | -0.27 | -3.66 | 0.92 | 0.31 | |
| Capex per share | 0 | 0 | -0.01 | -0.02 | 0 |
Quarterly Fundamentals Overview
Last date of statement is 2023-09-30 for Q3
| Metric | History | 2022-09-30 | 2022-12-31 | 2023-03-31 | 2023-06-30 | 2023-09-30 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 0.4 | 0.21 | 0.31 | 0.32 | 0.22 | |
| Net income per share | 0.19 | -0.03 | 0.1 | 0.09 | 0.02 | |
| Operating cash flow per share | 0.25 | 0.18 | 0.24 | 0.13 | 0.17 | |
| Free cash flow per share | 0.25 | 0.18 | 0.24 | 0.13 | 0.16 | |
| Cash per share | 1.6 | 1.63 | 1.71 | 1.86 | 1.93 | |
| Book value per share | 1.85 | 1.69 | 1.67 | 1.82 | 1.79 | |
| Tangible book value per share | 1.85 | 1.69 | 1.67 | 1.82 | 1.79 | |
| Share holders equity per share | 1.85 | 1.69 | 1.67 | 1.82 | 1.79 | |
| Interest debt per share | 1.22 | 1.22 | 1.24 | 1.26 | 1.26 | |
| Market cap | 1.01B | 848.9M | 866.78M | 1.27B | 879.99M | |
| Enterprise value | 965.53M | 795.97M | 806.7M | 1.19B | 795.89M | |
| P/E ratio | 10.34 | -50.66 | 17.28 | 27.88 | 73.26 | |
| Price to sales ratio | 20.03 | 31.65 | 22.6 | 33.23 | 33.84 | |
| POCF ratio | 32.31 | 37.84 | 29.37 | 78.9 | 43.3 | |
| PFCF ratio | 32.59 | 37.82 | 29.71 | 81.48 | 44.95 | |
| P/B Ratio | 4.35 | 3.99 | 4.22 | 5.79 | 4.1 | |
| PTB ratio | 4.35 | 3.99 | 4.22 | 5.79 | 4.1 | |
| EV to sales | 19.06 | 29.68 | 21.03 | 31.27 | 30.6 | |
| Enterprise value over EBITDA | 34.64 | 112.74 | 41.57 | 64.78 | 103.88 | |
| EV to operating cash flow | 30.74 | 35.48 | 27.34 | 74.24 | 39.16 | |
| EV to free cash flow | 31.01 | 35.46 | 27.65 | 76.66 | 40.65 | |
| Earnings yield | 0.02 | 0 | 0.01 | 0.01 | 0 | |
| Free cash flow yield | 0.03 | 0.03 | 0.03 | 0.01 | 0.02 | |
| Debt to equity | 0.65 | 0.71 | 0.73 | 0.68 | 0.69 | |
| Debt to assets | 0.38 | 0.4 | 0.4 | 0.39 | 0.39 | |
| Net debt to EBITDA | -1.77 | -7.5 | -3.1 | -4.07 | -10.98 | |
| Current ratio | 16.68 | 18.58 | 16.24 | 15.83 | 14.71 | |
| Interest coverage | 17.28 | 2.79 | 7.16 | 5.92 | 1.62 | |
| Income quality | 1.28 | -5.36 | 2.35 | 1.41 | 6.77 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
| Payout ratio | 0 | 0 | 0 | 0 | 0 | |
| Sales general and administrative to revenue | 0.18 | 0.42 | 0.27 | 0.29 | 0.38 | |
| Research and developement to revenue | 0.05 | 0.07 | 0.03 | 0.03 | 0.07 | |
| Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
| Capex to operating cash flow | -0.01 | 0 | -0.01 | -0.03 | -0.04 | |
| Capex to revenue | -0.01 | 0 | -0.01 | -0.01 | -0.03 | |
| Capex to depreciation | -4.14 | 0.02 | -1.37 | -2.02 | -2.27 | |
| Stock based compensation to revenue | 0.03 | 0.07 | 0.05 | 0.06 | 0.1 | |
| Graham number | 2.84 | 1.13 | 1.96 | 1.96 | 1 | |
| ROIC | 0.07 | -0.02 | 0.04 | 0.03 | 0.01 | |
| Return on tangible assets | 0.06 | -0.01 | 0.03 | 0.03 | 0.01 | |
| Graham Net | 0.74 | 0.73 | 0.7 | 0.81 | 0.88 | |
| Working capital | 266.23M | 265.64M | 255.25M | 266.54M | 273.88M | |
| Tangible asset value | 233.27M | 212.82M | 205.55M | 219.15M | 214.73M | |
| Net current asset value | 117.52M | 113.94M | 104.65M | 116.86M | 125.2M | |
| Invested capital | 0.65 | 0.71 | 0.73 | 0.68 | 0.69 | |
| Average receivables | 79.57M | 72.2M | 62.36M | 53.3M | 52.03M | |
| Average payables | 302K | 235.5K | 514.5K | 385.5K | 125.5K | |
| Average inventory | 3.38M | 3.71M | 4.39M | 5.03M | 5.57M | |
| Days sales outstanding | 132.42 | 234.43 | 128.71 | 122.06 | 181.02 | |
| Days payables outstanding | 3.17 | 5.29 | 12.28 | 0.44 | 3.7 | |
| Days of inventory on hand | 57.97 | 74.8 | 78.1 | 78.52 | 97.28 | |
| Receivables turnover | 0.68 | 0.38 | 0.7 | 0.74 | 0.5 | |
| Payables turnover | 28.41 | 17 | 7.33 | 203.9 | 24.29 | |
| Inventory turnover | 1.55 | 1.2 | 1.15 | 1.15 | 0.93 | |
| ROE | 0.11 | -0.02 | 0.06 | 0.05 | 0.01 | |
| Capex per share | 0 | 0 | 0 | 0 | -0.01 |
LPRO Frequently Asked Questions
What is Open Lending Corporation stock symbol ?
Open Lending Corporation is a US stock , located in Austin of Tx and trading under the symbol LPRO
Is Open Lending Corporation buy or a sell ?
3 stock analysts have 3 predictions with a medium analyst target price of $35.67. The lowest prediction is $14 and the highest is $55
What is LPRO stock prediction ?
What is Open Lending Corporation stock quote today ?
Open Lending Corporation stock price is $6.79 today.
Is Open Lending Corporation stock public?
Yes, Open Lending Corporation is a publicly traded company.
Company Profile
- Volume Average 598.68K
- Market Capitalization 813.13M
- Employee 180
- CEO Mr. Keith A. Jezek
- Headquarters Austin,TX,US
- IPO Date 2018-03-26
-
Website
https://www.openlending.com 
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
