MFNC
Mackinac Financial Corporation [MFNC] Stock Forecast
Buy or Sell ? Support and Resistance
What is MACD and how to read it?
How RSI can help?
RSI : 000
MFNC Stock Summary
In the News
MFNC Financial details
Company Rating
Strong Buy
Market Cap
0
Income
13.79M
Revenue
62.67M
Book val./share
16.3
Cash/share
42.26
Dividend
-
Dividend %
-
Employees
291
Optionable
No
Shortable
Yes
Earnings
22 Jul 2021
P/E
16.81
Forward P/E
-
PEG
72.28
P/S
-
P/B
1.35
P/C
0.51
P/FCF
-
Quick Ratio
-
Current Ratio
-
Debt / Equity
0.17
LT Debt / Equity
0.17
-
-
EPS (TTM)
1.32
EPS next Y
-
EPS next Q
-
EPS this Y
-0.78%
EPS next Y
-
EPS next 5Y
-
EPS last 5Y
12.2%
Revenue last 5Y
11.76%
Revenue Q/Q
-2.89%
EPS Q/Q
-24.32%
-
-
-
-
SMA20
-
SMA50
-
SMA100
-
Inst Own
0.02%
Inst Trans
0%
ROA
6%
ROE
8%
ROC
0.07%
Gross Margin
98%
Oper. Margin
27%
Profit Margin
21%
Payout
44%
Shs Outstand
-
Shs Float
-
-
-
-
-
Target Price
-
52W Range
21.08-21.78
52W High
+2.38%
52W Low
+2.38%
RSI
66
Rel Volume
3.75
Avg Volume
51.88K
Volume
194.29K
Perf Week
0%
Perf Month
0%
Perf Quarter
0%
Perf Half Y
0.56%
-
-
-
-
Beta
1.11681
-
-
Volatility
0%, 0%
Prev Close
0%
Price
21.5
Change
1.99%
MFNC Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2020-12-31
| Metric | History | 2016-12-31 | 2017-12-31 | 2018-12-31 | 2019-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 5.8 | 6.46 | 5.63 | 5.42 | 5.98 | |
| Net income per share | 0.72 | 0.87 | 0.94 | 1.29 | 1.28 | |
| Operating cash flow per share | 0.06 | 2.5 | 2.31 | 0.71 | 1.74 | |
| Free cash flow per share | -0.28 | 2.13 | 2.03 | 0.45 | 1.26 | |
| Cash per share | 23.24 | 20.15 | 21.78 | 15.62 | 31.68 | |
| Book value per share | 12.61 | 12.94 | 17.04 | 15.05 | 15.94 | |
| Tangible book value per share | -2.83 | -0.34 | 0.85 | 7.31 | -105.85 | |
| Share holders equity per share | 12.61 | 12.94 | 17.04 | 15.05 | 15.94 | |
| Interest debt per share | 11.62 | 13.67 | 7.37 | 6.97 | 6.71 | |
| Market cap | 84M | 99.99M | 121.78M | 187.83M | 134.41M | |
| Enterprise value | 92.91M | 204.65M | 218.46M | 300.26M | -23.93M | |
| P/E ratio | 18.74 | 18.25 | 14.55 | 13.56 | 9.98 | |
| Price to sales ratio | 2.32 | 2.46 | 2.42 | 3.22 | 2.13 | |
| POCF ratio | 222.81 | 6.35 | 5.9 | 24.72 | 7.33 | |
| PFCF ratio | -47.73 | 7.48 | 6.73 | 38.65 | 10.12 | |
| P/B Ratio | 1.07 | 1.23 | 0.8 | 1.16 | 0.8 | |
| PTB ratio | 1.07 | 1.23 | 0.8 | 1.16 | 0.8 | |
| EV to sales | 2.57 | 5.04 | 4.35 | 5.15 | -0.38 | |
| Enterprise value over EBITDA | 6.85 | 10.29 | 10.19 | 9.66 | -0.88 | |
| EV to operating cash flow | 246.45 | 13 | 10.59 | 39.52 | -1.3 | |
| EV to free cash flow | -52.79 | 15.31 | 12.08 | 61.78 | -1.8 | |
| Earnings yield | 0.05 | 0.05 | 0.07 | 0.07 | 0.1 | |
| Free cash flow yield | -0.02 | 0.13 | 0.15 | 0.03 | 0.1 | |
| Debt to equity | 0.86 | 0.98 | 0.38 | 0.4 | 0.38 | |
| Debt to assets | 0.08 | 0.09 | 0.05 | 0.05 | 0.26 | |
| Net debt to EBITDA | 0.66 | 5.26 | 4.51 | 3.62 | -5.83 | |
| Current ratio | 0.05 | 0.04 | 0.06 | 0.04 | 0 | |
| Interest coverage | 2.39 | 2.71 | 2.28 | 2.69 | 2.36 | |
| Income quality | 0.08 | 2.87 | 2.47 | 0.55 | 1.36 | |
| Dividend Yield | 0.03 | 0.03 | 0.04 | 0.03 | 0.04 | |
| Payout ratio | 0.56 | 0.55 | 0.55 | 0.4 | 0.44 | |
| Sales general and administrative to revenue | 0.56 | 0.47 | 0.54 | 0.45 | 0.49 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.01 | 0.01 | 0.02 | 0.02 | 0.1 | |
| Capex to operating cash flow | -5.67 | -0.15 | -0.12 | -0.36 | -0.28 | |
| Capex to revenue | -0.06 | -0.06 | -0.05 | -0.05 | -0.08 | |
| Capex to depreciation | -1.11 | -0.98 | -0.98 | -0.95 | -1.75 | |
| Stock based compensation to revenue | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham number | 14.28 | 15.93 | 18.96 | 20.88 | 21.42 | |
| ROIC | 0.05 | 0.05 | 0.07 | 0.1 | 0.06 | |
| Return on tangible assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.06 | |
| Graham Net | -121.87 | -123.6 | -108.91 | -92.04 | -94.95 | |
| Working capital | -792.71M | -849.27M | -1.1B | -1.11B | 218.9M | |
| Tangible asset value | -17.67M | -2.12M | 7.57M | 78.63M | -1.11B | |
| Net current asset value | -860.29M | -866.55M | -1.1B | -1.11B | -1.11B | |
| Invested capital | 0.86 | 0.98 | 0.38 | 0.4 | 0.38 | |
| Average receivables | 0 | 0 | 0 | 0 | 0 | |
| Average payables | 0 | 0 | 0 | 0 | 0 | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 0 | 0 | 0 | 0 | 0 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.06 | 0.07 | 0.06 | 0.09 | 0.08 | |
| Capex per share | -0.34 | -0.38 | -0.29 | -0.25 | -0.48 |
Quarterly Fundamentals Overview
Last date of statement is 2021-06-30 for Q2
| Metric | History | 2020-06-30 | 2020-09-30 | 2020-12-31 | 2021-03-31 | 2021-06-30 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 1.56 | 1.5 | 1.51 | 1.49 | 1.45 | |
| Net income per share | 0.33 | 0.32 | 0.35 | 0.37 | 0.28 | |
| Operating cash flow per share | 0.54 | 0.74 | 0.15 | 0.45 | 0.73 | |
| Free cash flow per share | 0.37 | 0.62 | 0.1 | 0.43 | 0.71 | |
| Cash per share | 23.06 | 27.14 | 31.68 | 33.42 | 42.26 | |
| Book value per share | 15.58 | 15.78 | 15.94 | 16.17 | 16.3 | |
| Tangible book value per share | 2.96 | -112.31 | -105.85 | -104.37 | -95.08 | |
| Share holders equity per share | 15.58 | 15.78 | 15.94 | 16.17 | 16.3 | |
| Interest debt per share | 11.06 | 6.18 | 6.44 | 5.19 | 2.78 | |
| Market cap | 109.23M | 101.65M | 134.41M | 147.53M | 208.48M | |
| Enterprise value | 198.17M | -13.91M | -20.93M | -41.27M | -106.95M | |
| P/E ratio | 7.91 | 7.65 | 9.22 | 9.51 | 17.7 | |
| Price to sales ratio | 6.65 | 6.45 | 8.45 | 9.38 | 13.65 | |
| POCF ratio | 19.14 | 13.11 | 87.51 | 30.84 | 27.02 | |
| PFCF ratio | 27.67 | 15.47 | 134.27 | 32.42 | 27.85 | |
| P/B Ratio | 0.67 | 0.61 | 0.8 | 0.87 | 1.21 | |
| PTB ratio | 0.67 | 0.61 | 0.8 | 0.87 | 1.21 | |
| EV to sales | 12.07 | -0.88 | -1.32 | -2.62 | -7 | |
| Enterprise value over EBITDA | 28.01 | -2.11 | -3.13 | -6.65 | -20.77 | |
| EV to operating cash flow | 34.72 | -1.79 | -13.63 | -8.63 | -13.86 | |
| EV to free cash flow | 50.2 | -2.12 | -20.91 | -9.07 | -14.28 | |
| Earnings yield | 0.03 | 0.03 | 0.03 | 0.03 | 0.01 | |
| Free cash flow yield | 0.04 | 0.06 | 0.01 | 0.03 | 0.04 | |
| Debt to equity | 0.7 | 0.38 | 0.4 | 0.31 | 0.17 | |
| Debt to assets | 0.08 | 0.32 | 0.27 | 0.2 | 0.08 | |
| Net debt to EBITDA | 12.57 | -17.54 | -23.2 | -30.43 | -61.25 | |
| Current ratio | 0.1 | 0 | 72.97 | 0 | 0 | |
| Interest coverage | 3.21 | 3.57 | 0.01 | 4.84 | 5.04 | |
| Income quality | 1.65 | 2.33 | 0.42 | 1.23 | 2.62 | |
| Dividend Yield | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Payout ratio | 0.43 | 0.44 | 0.4 | 0.38 | 0.5 | |
| Sales general and administrative to revenue | 0.5 | 0.49 | 0.47 | 0.51 | 0.52 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.02 | 0.12 | 0.1 | 0.09 | 0.06 | |
| Capex to operating cash flow | -0.31 | -0.15 | -0.35 | -0.05 | -0.03 | |
| Capex to revenue | -0.11 | -0.08 | -0.03 | -0.01 | -0.02 | |
| Capex to depreciation | -2.44 | -1.59 | -0.72 | -0.29 | -0.46 | |
| Stock based compensation to revenue | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | |
| Graham number | 10.72 | 10.58 | 11.14 | 11.58 | 10.12 | |
| ROIC | 0.02 | 0.02 | 0 | 0.02 | 0.02 | |
| Return on tangible assets | 0 | 0.02 | 0.02 | 0.02 | 0.01 | |
| Graham Net | -105.51 | -101.66 | -94.95 | -93.74 | -85.42 | |
| Working capital | -1.18B | 173.69M | 215.9M | 239.83M | 341.44M | |
| Tangible asset value | 31.17M | -1.18B | -1.11B | -1.1B | -1B | |
| Net current asset value | -1.23B | -1.18B | -1.11B | -1.1B | -1.01B | |
| Invested capital | 0.7 | 0.38 | 0.4 | 0.31 | 0.17 | |
| Average receivables | 0 | 0 | 0 | 0 | 0 | |
| Average payables | 0 | 0 | 0 | 0 | 0 | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 0 | 0 | 0 | 0 | 0 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | |
| Capex per share | -0.17 | -0.11 | -0.05 | -0.02 | -0.02 |
MFNC Frequently Asked Questions
What is Mackinac Financial Corporation stock symbol ?
Mackinac Financial Corporation is a US stock , located in Manistique of Michigan and trading under the symbol MFNC
What is Mackinac Financial Corporation stock quote today ?
Mackinac Financial Corporation stock price is $21.5 today.
Is Mackinac Financial Corporation stock public?
Yes, Mackinac Financial Corporation is a publicly traded company.
Company Profile
- Volume Average 51.88K
- Employee 291
- CEO Mr. Paul Tobias
- Headquarters Manistique,MICHIGAN,US
- IPO Date 2000-02-29
-
Website
http://www.bankmbank.com 
Mackinac Financial Corp. is a bank holding company, which engages in the provision of commercial banking services through its subsidiary, mBank. The company is headquartered in Manistique, Michigan and currently employs 294 full-time employees. The Company, through the Bank, is engaged in the general commercial banking business. The Bank provides a range of loan and deposit products. These banking services include customary retail and commercial banking services, including checking and savings accounts, time deposits, interest bearing transaction accounts, safe deposit facilities, real estate mortgage lending, commercial lending, commercial and governmental lease financing, and direct and indirect consumer financing. The funds for the Bank's operation are also provided by brokered deposits and through borrowings from the Federal Home Loan Bank (FHLB) system, proceeds from the sale of loans and mortgage-backed and other securities, funds from repayment of outstanding loans and earnings from operations. The Bank has over 13 branch offices located in the Upper Peninsula of Michigan and four branch offices located in Michigan's Lower Peninsula.
