PNFP

Pinnacle Financial Partners, Inc. [PNFP] Stock Forecast

Q: What is Pinnacle Financial Partners, Inc. stock symbol ?

Pinnacle Financial Partners, Inc. is a US stock, located in Nashville of Tn and trading under the symbol PNFP

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PNFP Stock Summary

Earnings have grown 22.77% per last year.

Earnings are expected to rise 14.11% next year

EPS has been increasing for the past 3 years (Yearly statements)

PNFP's dividend payments are well covered by cash flows with cash payout ratio of 12.11%.

Has a high level of debt. Debt-to-Equity ratio of 6.6 is considered high.

EPS has been decreasing for the past 3 quarters (Quarter statements)

PNFP has less than 1 year of cash runway

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In the News

06:12 26 Mar 2023 PNFP

Pinnacle Financial Partners Paying For Growth, But The Market Wants Margins

Pinnacle reported disappointing fourth quarter results, as stronger than expected net interest income was offset by weaker contributions from its Bankers Healthcare Group investment. Management isn't letting up on its growth ambitions, planning to hire another 125 revenue-producers in 2023 and looking for double-digit loan growth despite fast-rising funding costs.

05:12 26 Mar 2023 PNFP

Pinnacle Financial Partners, Inc. (PNFP) Q4 2022 Results - Earnings Call Transcript

Pinnacle Financial Partners, Inc. (NASDAQ:PNFP ) Q4 2022 Earnings Conference Call January 18, 2023 9:30 AM ET Company Participants Terry Turner - Chief Executive Officer Harold Carpenter - Chief Financial Officer Conference Call Participants Jared Shaw - Wells Fargo Securities Stephen Scouten - Piper Sandler Steven Alexopoulos - J.P. Morgan Michael Rose - Raymond James Casey Haire - Jefferies Matt Olney - Stephens Inc. Catherine Mealor - KBW Jennifer Demba - Truist Securities Brian Martin - Janney Montgomery Operator Good morning, everyone, and welcome to the Pinnacle Financial Partners' Fourth Quarter 2022 Earnings Conference Call.

09:49 26 Mar 2023 PNFP

Pinnacle Financial (PNFP) Misses Q4 Earnings and Revenue Estimates

Pinnacle Financial (PNFP) delivered earnings and revenue surprises of -15.38% and 5.14%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

12:30 26 Mar 2023 PNFP

Pinnacle Financial Partners Announces Dates for Fourth Quarter 2022 Earnings Release and Conference Call

NASHVILLE, Tenn.--( BUSINESS WIRE )--Pinnacle Financial Partners, Inc. (Nasdaq/NGS: PNFP) today announced it will release its fourth quarter 2022 financial results on Tuesday, Jan. 17, 2023, after the stock market closes. It will also host a live webcast on Wednesday, Jan. 18, 2023, at 8:30 a.m. CST to review its financial results, business outlook for the firm and other matters. The fourth quarter 2022 earnings release will be available on the investor relations page of Pinnacle's website at www.pnfp.com.

09:38 26 Mar 2023 PNFP

Pinnacle Financial Partners Undervalued, But Arguably Out Of Step With A Nervous Market

Pinnacle has been delivering on its growth plans, taking share in new markets and signing away productive talent from other banks to drive further growth. Pinnacle's growth plan is sound, but arguably out of step with a market that is more focused on operating leverage and resilience than earnings growth driven through balance sheet expansion.

02:59 26 Mar 2023 PNFP

Pinnacle Financial Partners, Inc. (PNFP) Q3 2022 Earnings Call Transcript

Pinnacle Financial Partners, Inc. (NASDAQ:PNFP ) Q3 2022 Earnings Conference Call October 19, 2022 9:30 AM ET Company Participants Terry Turner - President and CEO Harold Carpenter - CFO Conference Call Participants Steven Alexopoulos - JPMorgan Stephen Scouten - Sandler O'Neill Michael Rose - Raymond James Jared Shaw - Wells Fargo Securities Catherine Miller - KBW Brian Martin - Janney Montgomery Scott Jennifer Demba - Truist Securities Operator Good morning, everyone, and welcome to the Pinnacle Financial Partners' Third Quarter 2022 Earnings Conference Call. Hosting the call today from Pinnacle Financial Partners is Mr.

07:34 26 Mar 2023 PNFP

Pinnacle Financial (PNFP) Lags Q3 Earnings Estimates

Pinnacle Financial (PNFP) delivered earnings and revenue surprises of -0.52% and 3.15%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

11:17 26 Mar 2023 PNFP

Pinnacle Financial (PNFP) Earnings Expected to Grow: What to Know Ahead of Q3 Release

Pinnacle Financial (PNFP) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

02:31 26 Mar 2023 PNFP

Angel Oak Capital's Cheryl Pate makes her bullish case for regional banks

Cheryl Pate, Angel Oak Capital Advisors portfolio manager, joins 'The Exchange' to discuss her bullish case for banks.

04:10 26 Mar 2023 PNFP

Pinnacle Financial Partners, Inc. (PNFP) CEO Terry Turner on Q2 2022 Results - Earnings Call Transcript

Pinnacle Financial Partners, Inc. (NASDAQ:PNFP ) Q2 2022 Results Conference Call July 20, 2022 9:30 AM ET Company Participants Terry Turner - President, Chief Executive Officer Harold Carpenter - Chief Financial Officer Conference Call Participants Jared Shaw - Wells Fargo Steven Alexopoulos - JPMorgan Stephen Scouten - Sandler O'Neill Matt Olney - Stephens Michael Rose - Raymond James Casey Haire - Jefferies Brian Martin - Janney Montgomery Scott Operator Good morning, everyone, and welcome to the Pinnacle Financial Partners Second Quarter 2022 Earnings Conference Call. Hosting the call today from Pinnacle Financial Partners is Mr.

PNFP Financial details

Company Rating

Strong Buy

Market Cap

4.16B

Income

556.94M

Revenue

1.4B

Book val./share

72.84

Cash/share

62.09

Dividend

0.88

Dividend %

1.62%

Employees

3.18K

Optionable

Shortable

Yes

Earnings

17 Apr 2023

P/E

7.38

Forward P/E

PEG

24.11

P/S

2.93

P/B

0.74

P/C

0.87

P/FCF

5.84

Quick Ratio

Current Ratio

Debt / Equity

6.6

LT Debt / Equity

0.16

EPS (TTM)

7.21

EPS next Y

EPS next Q

1.88

EPS this Y

6.06%

EPS next Y

EPS next 5Y

-4.23%

EPS last 5Y

9.75%

Revenue last 5Y

10.7%

Revenue Q/Q

2.42%

EPS Q/Q

-7.33%

SMA20

-27.97%

SMA50

-24.61%

SMA100

-31.81%

Inst Own

81.97%

Inst Trans

1.99%

ROA

ROE

10%

ROC

Gross Margin

46%

Oper. Margin

Profit Margin

40%

Payout

12%

Shs Outstand

76.64M

Shs Float

74.31M

Target Price

104

52W Range

51.41-97.58

52W High

-44.07%

52W Low

+6.37%

RSI

30.7

Rel Volume

1.13

Avg Volume

767.79K

Volume

867.36K

Perf Week

-3.47%

Perf Month

-32.37%

Perf Quarter

-33.11%

Perf Half Y

-35.12%

Beta

1.13153

Volatility

1.85%, 9.75%

Prev Close

3.31%

Price

54.25

Change

-0.5%

PNFP Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2022-12-31

Metric	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31
Revenue per share	10.92	11.74	13.12	15.1	18.48
Net income per share	4.66	5.25	4.14	6.98	7.4
Operating cash flow per share	6.1	5.69	5.68	8.71	1.47
Free cash flow per share	5.8	5.14	5.15	8.4	1.47
Cash per share	48.48	51.18	97.01	118.28	62.12
Book value per share	51.43	57.04	65.07	70.32	72.88
Tangible book value per share	27.4	32.54	40.36	45.77	48.03
Share holders equity per share	51.43	57.04	65.07	70.32	72.88
Interest debt per share	27.74	40.77	25.97	18.68	14.96
Market cap	3.55B	4.89B	4.85B	7.21B	5.56B
Enterprise value	4.83B	7.33B	2.89B	4.51B	5.3B
P/E ratio	9.89	12.19	15.54	13.68	9.91
Price to sales ratio	4.22	5.45	4.91	6.32	3.97
POCF ratio	7.55	11.25	11.35	10.97	49.97
PFCF ratio	7.95	12.46	12.51	11.37	49.97
P/B Ratio	0.9	1.12	0.99	1.36	1.01
PTB ratio	0.9	1.12	0.99	1.36	1.01
EV to sales	5.74	8.18	2.92	3.95	3.79
Enterprise value over EBITDA	7.58	9.08	4.69	5.6	5.58
EV to operating cash flow	10.26	16.88	6.75	6.85	47.65
EV to free cash flow	10.8	18.69	7.44	7.1	47.65
Earnings yield	0.1	0.08	0.06	0.07	0.1
Free cash flow yield	0.13	0.08	0.08	0.09	0.02
Debt to equity	5.31	5.38	6.12	6.24	6.6
Debt to assets	0.84	0.84	0.86	0.86	0.87
Net debt to EBITDA	2	3.02	-3.19	-3.37	-0.27
Current ratio	0	0	0	0	0
Interest coverage	0	0	0	0	0
Income quality	1.31	1.08	1.37	1.25	0.2
Dividend Yield	0.01	0.01	0.01	0.01	0.01
Payout ratio	0.13	0.12	0.18	0.13	0.12
Sales general and administrative to revenue	0.35	0.38	0.37	0.41	0.37
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.07	0.07	0.05	0.05	0.04
Capex to operating cash flow	-0.05	-0.1	-0.09	-0.04	0
Capex to revenue	-0.03	-0.05	-0.04	-0.02	0
Capex to depreciation	1.01	-5.05	-0.88	-0.44	0
Stock based compensation to revenue	0.02	0.02	0.02	0.02	0.03
Graham number	73.44	82.08	77.89	105.1	110.18
ROIC	0	0	0	0	0
Return on tangible assets	0.02	0.02	0.01	0.01	0.01
Graham Net	-223.93	-255.06	-300.33	-319.79	-417.57
Working capital	19.39B	21.65B	27.86B	29.9B	3.99B
Tangible asset value	2.11B	2.48B	3.04B	3.46B	3.64B
Net current asset value	-1.67B	-1.8B	-2.17B	-3.26B	-32.46B
Invested capital	0.49	0.65	0.36	0.25	0.16
Average receivables	68.55M	82.06M	94.27M	101.45M	130M
Average payables	17.03M	32.88M	33.56M	18.72M	15.99M
Average inventory	0	0	0	0	0
Days sales outstanding	34.53	34.4	38.42	31.63	42.02
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	10.57	10.61	9.5	11.54	8.69
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.09	0.09	0.06	0.1	0.1
Capex per share	-0.31	-0.55	-0.53	-0.31	0

Quarterly Fundamentals Overview

Last date of statement is 2022-12-31 for Q4

Metric	2021-12-31	2022-03-31	2022-06-30	2022-09-30	2022-12-31
Revenue per share	3.86	4.09	4.5	4.91	5.03
Net income per share	1.77	1.71	1.92	1.91	1.82
Operating cash flow per share	2.9	0.69	1.95	3.96	-5.13
Free cash flow per share	2.81	0.69	1.95	3.96	-5.13
Cash per share	118.28	90.67	71.44	48.98	62.09
Book value per share	70.32	69.8	70.17	70.51	72.84
Tangible book value per share	45.77	44.91	45.3	45.67	48.01
Share holders equity per share	70.32	69.8	70.17	70.51	72.84
Interest debt per share	17.64	17.6	22.98	0.87	13.46
Market cap	7.21B	6.97B	5.48B	6.14B	5.56B
Enterprise value	4.51B	4.99B	5.59B	5.98B	5.3B
P/E ratio	13.5	13.49	9.44	10.6	10.09
Price to sales ratio	24.73	22.52	16.08	16.53	14.61
POCF ratio	32.97	133.67	36.99	20.48	-14.3
PFCF ratio	33.99	133.67	36.99	20.48	-14.3
P/B Ratio	1.36	1.32	1.03	1.15	1.01
PTB ratio	1.36	1.32	1.03	1.15	1.01
EV to sales	15.45	16.13	16.41	16.08	13.93
Enterprise value over EBITDA	22.48	24.08	23.04	21.53	17.19
EV to operating cash flow	20.59	95.72	37.74	19.92	-13.64
EV to free cash flow	21.23	95.72	37.74	19.92	-13.64
Earnings yield	0.02	0.02	0.03	0.02	0.02
Free cash flow yield	0.03	0.01	0.03	0.05	-0.07
Debt to equity	6.24	6.46	6.55	6.67	6.6
Debt to assets	0.86	0.87	0.87	0.87	0.87
Net debt to EBITDA	-13.51	-9.55	0.46	-0.61	-0.83
Current ratio	0	0	0	0	0
Interest coverage	0	0	0	0	0
Income quality	1.64	0.4	1.02	2.02	-2.82
Dividend Yield	0	0	0	0	0
Payout ratio	0.13	0.13	0.12	0.12	0.12
Sales general and administrative to revenue	0.46	0.4	0.38	0	0.35
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.05	0.05	0.05	0.05	0.04
Capex to operating cash flow	-0.03	0	0	0	0
Capex to revenue	-0.02	0	0	0	0
Capex to depreciation	-0.48	0	0	0	0
Stock based compensation to revenue	0.02	0.03	0.03	0.03	0.02
Graham number	52.89	51.77	55	55.08	54.6
ROIC	0	0	0	0	0
Return on tangible assets	0	0	0	0	0
Graham Net	-319.79	-359.37	-386.89	-420.59	-417.37
Working capital	0	3.85B	4.19B	3.82B	3.99B
Tangible asset value	3.46B	3.4B	3.43B	3.46B	3.64B
Net current asset value	-33.16B	-30.27B	-30.62B	-31.84B	-32.46B
Invested capital	0.25	0.25	0.32	0	0.16
Average receivables	93.98M	96.98M	105.59M	113.1M	135.68M
Average payables	12.17M	10.54M	11.06M	6.78M	9.74M
Average inventory	0	0	0	0	0
Days sales outstanding	30.49	27.68	30.66	26.67	38.1
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	2.95	3.25	2.94	3.37	2.36
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.03	0.02	0.03	0.03	0.02
Capex per share	-0.09	0	0	0	0

PNFP Dividend History

PNFP Frequently Asked Questions

What is Pinnacle Financial Partners, Inc. stock symbol ?

Pinnacle Financial Partners, Inc. is a US stock , located in Nashville of Tn and trading under the symbol PNFP

Is Pinnacle Financial Partners, Inc. buy or a sell ?

1 stock analysts have 1 predictions with a medium analyst target price of $104. The lowest prediction is $104 and the highest is $104

What is PNFP stock prediction ?

What is Pinnacle Financial Partners, Inc. stock quote today ?

Pinnacle Financial Partners, Inc. stock price is $54.25 today.

Is Pinnacle Financial Partners, Inc. stock public?

Yes, Pinnacle Financial Partners, Inc. is a publicly traded company.

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Company Profile

Volume Average 767.79K
Market Capitalization 4.16B
Employee 3.18K
CEO Mr. Michael Terry Turner
Headquarters Nashville,TN,US
IPO Date 2000-08-18
Website https://www.pnfp.com

Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit, as well as provides credit cards for consumers and businesses. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance agency services primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. It serves individuals, small to medium-sized businesses, and professional entities. As of December 31, 2020, the company operated 114 offices, including 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.