RVRF
River Financial Corporation [RVRF] Stock Forecast
Buy or Sell ? Support and Resistance
What is MACD and how to read it?
How RSI can help?
RSI : 000
RVRF Stock Summary
In the News
RVRF Financial details
Company Rating
Buy
Market Cap
200.1M
Income
24.42M
Revenue
107.24M
Book val./share
24.96
Cash/share
99.52
Dividend
-
Dividend %
-
Employees
340
Optionable
No
Shortable
Yes
Earnings
05 Nov 2023
P/E
7.88
Forward P/E
-
PEG
-1.51
P/S
2.73
P/B
1.36
P/C
0.3
P/FCF
10.16
Quick Ratio
56.1
Current Ratio
53.46
Debt / Equity
1.78
LT Debt / Equity
1.12
-
-
EPS (TTM)
1.83
EPS next Y
-
EPS next Q
-
EPS this Y
9.92%
EPS next Y
-
EPS next 5Y
-
EPS last 5Y
21.35%
Revenue last 5Y
18.59%
Revenue Q/Q
27.65%
EPS Q/Q
-24.56%
-
-
-
-
SMA20
-
SMA50
-
SMA100
-
Inst Own
0%
Inst Trans
0%
ROA
1%
ROE
18%
ROC
0.02%
Gross Margin
91%
Oper. Margin
68%
Profit Margin
35%
Payout
36%
Shs Outstand
6.67M
Shs Float
5.72M
-
-
-
-
Target Price
-
52W Range
29.0-34.0
52W High
-11.76%
52W Low
+3.45%
RSI
-
Rel Volume
1.06
Avg Volume
236
Volume
251
Perf Week
-
Perf Month
-
Perf Quarter
-
Perf Half Y
0%
-
-
-
-
Beta
0.335991
-
-
Volatility
0%, 0%
Prev Close
0%
Price
30
Change
0%
RVRF Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2022-12-31
| Metric | History | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 7.31 | 8.49 | 10.21 | 12.2 | 13.5 | |
| Net income per share | 1.6 | 1.87 | 2.6 | 3.79 | 4.14 | |
| Operating cash flow per share | 2.36 | 1.53 | 0.74 | 6.23 | 7.03 | |
| Free cash flow per share | 2.22 | 0.99 | 0.37 | 5.37 | 6.21 | |
| Cash per share | 52.89 | 59.64 | 83.12 | 141.03 | 110.36 | |
| Book value per share | 20.99 | 24.8 | 25.59 | 27.62 | 20.47 | |
| Tangible book value per share | 16.49 | 19.21 | 20.74 | 22.97 | 16.04 | |
| Share holders equity per share | 20.99 | 24.8 | 25.59 | 27.62 | 20.47 | |
| Interest debt per share | 9.72 | 7.55 | 7.02 | 8.37 | 40.5 | |
| Market cap | 159.33M | 165.99M | 138M | 185.17M | 229.48M | |
| Enterprise value | 154.04M | 139.48M | 105.47M | 168.64M | 284.91M | |
| P/E ratio | 18.73 | 14.94 | 8.07 | 7.4 | 8.22 | |
| Price to sales ratio | 4.1 | 3.3 | 2.06 | 2.29 | 2.52 | |
| POCF ratio | 12.7 | 18.35 | 28.32 | 4.49 | 4.83 | |
| PFCF ratio | 13.53 | 28.22 | 56.37 | 5.21 | 5.47 | |
| P/B Ratio | 1.43 | 1.13 | 0.82 | 1.01 | 1.66 | |
| PTB ratio | 1.43 | 1.13 | 0.82 | 1.01 | 1.66 | |
| EV to sales | 3.97 | 2.77 | 1.57 | 2.09 | 3.13 | |
| Enterprise value over EBITDA | 8.93 | 8.1 | 4.32 | 4.85 | 5.84 | |
| EV to operating cash flow | 12.28 | 15.42 | 21.65 | 4.09 | 6 | |
| EV to free cash flow | 13.08 | 23.71 | 43.08 | 4.75 | 6.8 | |
| Earnings yield | 0.05 | 0.07 | 0.12 | 0.14 | 0.12 | |
| Free cash flow yield | 0.07 | 0.04 | 0.02 | 0.19 | 0.18 | |
| Debt to equity | 0.42 | 0.25 | 0.23 | 0.27 | 1.91 | |
| Debt to assets | 0.04 | 0.03 | 0.02 | 0.02 | 0.09 | |
| Net debt to EBITDA | -0.31 | -1.54 | -1.33 | -0.48 | 1.14 | |
| Current ratio | 148.07 | 35.29 | 62.91 | 73.83 | 56.35 | |
| Interest coverage | 3.33 | 1.72 | 2.67 | 5.7 | 4.59 | |
| Income quality | 1.47 | 0.81 | 0.29 | 1.65 | 1.7 | |
| Dividend Yield | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | |
| Payout ratio | 0.17 | 0.17 | 0.14 | 0.1 | 0.1 | |
| Sales general and administrative to revenue | 0.39 | 0.38 | 0.36 | 0.37 | 0.37 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | |
| Capex to operating cash flow | -0.06 | -0.35 | -0.5 | -0.14 | -0.12 | |
| Capex to revenue | -0.02 | -0.06 | -0.04 | -0.07 | -0.06 | |
| Capex to depreciation | -0.46 | -1.2 | -0.88 | -2.22 | -1.91 | |
| Stock based compensation to revenue | 0 | 0 | 0 | 0 | 0.01 | |
| Graham number | 27.5 | 32.34 | 38.7 | 48.51 | 43.66 | |
| ROIC | 0.08 | 0.06 | 0.08 | 0.11 | 0.09 | |
| Return on tangible assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham Net | -127.22 | -149.82 | -179.71 | -198.3 | -294.48 | |
| Working capital | 785.79M | 347.31M | 544.21M | 926.94M | 741.56M | |
| Tangible asset value | 87.6M | 113.9M | 136.31M | 151.88M | 108.25M | |
| Net current asset value | -167.86M | -859.47M | -1.14B | -1.27B | -1.94B | |
| Invested capital | 0.42 | 0.25 | 0.23 | 0.27 | 1.91 | |
| Average receivables | 2.88M | 3.55M | 5.32M | 6.92M | 8.56M | |
| Average payables | 4.23M | 7.74M | 9.46M | 10.76M | 13.06M | |
| Average inventory | 0 | -27.77M | -63.5M | -72.06M | -81.17M | |
| Days sales outstanding | 30.63 | 27.86 | 37 | 31.8 | 40.39 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 11.92 | 13.1 | 9.87 | 11.48 | 9.04 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.08 | 0.08 | 0.1 | 0.14 | 0.2 | |
| Capex per share | -0.14 | -0.53 | -0.37 | -0.86 | -0.82 |
Quarterly Fundamentals Overview
Last date of statement is 2023-09-30 for Q3
| Metric | History | 2022-09-30 | 2022-12-31 | 2023-03-31 | 2023-06-30 | 2023-09-30 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 0.1 | 3.44 | 3.27 | 4.02 | 4.98 | |
| Net income per share | 1.01 | 0.86 | 0.76 | 1.13 | 0.84 | |
| Operating cash flow per share | 1.4 | 1.72 | 0.75 | 0.02 | 0.91 | |
| Free cash flow per share | 1.16 | 1.55 | 0.53 | -0.33 | 0.37 | |
| Cash per share | 103.5 | 110.36 | 109.41 | 105.79 | 99.52 | |
| Book value per share | 18.36 | 20.47 | 21.81 | 21.69 | 24.96 | |
| Tangible book value per share | 13.91 | 16.04 | 17.41 | 17.32 | 424.27 | |
| Share holders equity per share | 18.36 | 20.47 | 21.81 | 21.69 | 24.96 | |
| Interest debt per share | 13.35 | 39.87 | 41.5 | 53.68 | 46.62 | |
| Market cap | 230.62M | 229.48M | 229.79M | 203.02M | 208.96M | |
| Enterprise value | 250.21M | 284.91M | 306.56M | 325.09M | 312.88M | |
| P/E ratio | 8.4 | 9.89 | 11.25 | 6.65 | 8.88 | |
| Price to sales ratio | 332.31 | 9.89 | 10.39 | 7.47 | 6.02 | |
| POCF ratio | 24.33 | 19.79 | 45.04 | 1.99K | 33.01 | |
| PFCF ratio | 29.26 | 21.93 | 64.05 | -90.59 | 80.87 | |
| P/B Ratio | 1.85 | 1.66 | 1.56 | 1.38 | 1.2 | |
| PTB ratio | 1.85 | 1.66 | 1.56 | 1.38 | 1.2 | |
| EV to sales | 360.53 | 12.27 | 13.86 | 11.95 | 9.01 | |
| Enterprise value over EBITDA | 20.14 | 20.51 | 19.06 | 32.92 | 41.19 | |
| EV to operating cash flow | 26.39 | 24.57 | 60.09 | 3.19K | 49.43 | |
| EV to free cash flow | 31.74 | 27.22 | 85.44 | -145.06 | 121.08 | |
| Earnings yield | 0.03 | 0.03 | 0.02 | 0.04 | 0.03 | |
| Free cash flow yield | 0.03 | 0.05 | 0.02 | -0.01 | 0.01 | |
| Debt to equity | 0.71 | 1.91 | 1.84 | 2.39 | 1.78 | |
| Debt to assets | 0.03 | 0.09 | 0.09 | 0.11 | 0.1 | |
| Net debt to EBITDA | 1.58 | 3.99 | 4.77 | 12.36 | 13.68 | |
| Current ratio | 53.85 | 56.35 | 49.07 | 53.46 | 0.27 | |
| Interest coverage | 6.65 | 2.27 | 1.59 | 0.8 | 0.52 | |
| Income quality | 1.38 | 2 | 1 | 0.01 | 1.08 | |
| Dividend Yield | 0.01 | 0.01 | 0.01 | 0 | 0 | |
| Payout ratio | 0.42 | 0.5 | 0.63 | 0 | 0 | |
| Sales general and administrative to revenue | 12.63 | 0.39 | 0.43 | 0.39 | 0.3 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Capex to operating cash flow | -0.17 | -0.1 | -0.3 | -22.97 | -0.59 | |
| Capex to revenue | -2.3 | -0.05 | -0.07 | -0.09 | -0.11 | |
| Capex to depreciation | -2.24 | -1.31 | -1.78 | -2.74 | -4.3 | |
| Stock based compensation to revenue | 0.19 | 0.01 | 0.01 | 0 | 0 | |
| Graham number | 20.45 | 19.9 | 19.26 | 23.47 | 21.78 | |
| ROIC | 0.04 | 0.03 | 0.03 | 0.02 | 0.01 | |
| Return on tangible assets | 0 | 0 | 0 | 0 | 0 | |
| Graham Net | -269.98 | -294.48 | -319.88 | -336.09 | 61.33 | |
| Working capital | 694.17M | 741.56M | 695.52M | 679M | -1.76B | |
| Tangible asset value | 94.38M | 108.25M | 117.66M | 117.24M | 2.96B | |
| Net current asset value | -1.81B | -1.94B | -2.13B | -2.25B | 458.08M | |
| Invested capital | 0.71 | 1.91 | 1.84 | 2.39 | 1.78 | |
| Average receivables | 7.65M | 9.14M | 10.1M | 10.16M | 11.11M | |
| Average payables | 12.77M | 13.27M | 13.93M | 13.71M | 6.47M | |
| Average inventory | -24.26M | -69.11M | -112.34M | -127.57M | -140.62M | |
| Days sales outstanding | 1.06K | 39.1 | 41.19 | 33.78 | 31.15 | |
| Days payables outstanding | 532.74 | 0 | 657.02 | 497.38 | 0 | |
| Days of inventory on hand | -1.97K | 0 | -6.13K | -4.62K | -6.49K | |
| Receivables turnover | 0.08 | 2.3 | 2.18 | 2.66 | 2.89 | |
| Payables turnover | 0.17 | 0 | 0.14 | 0.18 | 0 | |
| Inventory turnover | -0.05 | 0 | -0.01 | -0.02 | -0.01 | |
| ROE | 0.06 | 0.04 | 0.03 | 0.05 | 0.03 | |
| Capex per share | -0.24 | -0.17 | -0.22 | -0.35 | -0.54 |
RVRF Frequently Asked Questions
What is River Financial Corporation stock symbol ?
River Financial Corporation is a US stock , located in Prattville of Al and trading under the symbol RVRF
What is River Financial Corporation stock quote today ?
River Financial Corporation stock price is $30 today.
Is River Financial Corporation stock public?
Yes, River Financial Corporation is a publicly traded company.
Company Profile
- Volume Average 236
- Market Capitalization 200.1M
- Employee 340
- CEO Mr. James Milton Stubbs
- Headquarters Prattville,AL,US
- IPO Date 2018-10-08
-
Website
https://www.riverbankandtrust.com 
River Financial Corporation operates as the bank holding company for the River Bank & Trust that provides various financial services to businesses, business owners, and professionals in the United States. The company accepts demand, time, savings, and other deposits, including negotiable orders of withdrawal accounts, as well as interest-bearing transaction accounts, money market accounts, and certificates of deposit. It also offers commercial real estate term loans, residential mortgage loans, and construction and land development loans; home equity lines of credit; commercial and industrial loans; and consumer loans comprising loans to purchase automobiles and other consumer durable goods. In addition, it provides commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture services. The company operates through 18 full-service banking offices located in Alabama, which include Montgomery, Prattville, Millbrook, Wetumpka, Auburn, Opelika, Alexander City, Dothan, Enterprise, Daphne, Clanton, Mobile, Gadsden, and Decatur. River Financial Corporation was founded in 2006 and is headquartered in Prattville, Alabama.
