SASR

Sandy Spring Bancorp, Inc. [SASR] Stock Forecast

Q: What is Sandy Spring Bancorp, Inc. stock symbol ?

Sandy Spring Bancorp, Inc. is a US stock, located in Olney of Md and trading under the symbol SASR

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SASR Stock Summary

Earnings have grown 41.63% per last year.

Earnings are expected to fall -100% next year

Unstable dividend track record

EPS has been decreasing for the past 3 years (Yearly statements)

SASR has less than 1 year of cash runway

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SASR Financial details

Company Rating

Buy

Market Cap

912.28M

Income

122.84M

Revenue

505.55M

Book val./share

35.36

Cash/share

36.7

Dividend

1.36

Dividend %

5.15%

Employees

1.08K

Optionable

Shortable

Yes

Earnings

23 Apr 2024

P/E

9.11

Forward P/E

PEG

-3.5

P/S

2.67

P/B

0.77

P/C

0.55

P/FCF

8.53

Quick Ratio

11.56

Current Ratio

11.56

Debt / Equity

0.82

LT Debt / Equity

0.77

EPS (TTM)

2.73

EPS next Y

EPS next Q

EPS this Y

-25.75%

EPS next Y

EPS next 5Y

EPS last 5Y

-3.36%

Revenue last 5Y

15.92%

Revenue Q/Q

77.78%

EPS Q/Q

26.09%

SMA20

-4.76%

SMA50

-16.67%

SMA100

-9.09%

Inst Own

47.67%

Inst Trans

0.7%

ROA

ROE

ROC

0.02%

Gross Margin

100%

Oper. Margin

60%

Profit Margin

29%

Payout

47%

Shs Outstand

Shs Float

Target Price

52W Range

19.27-27.9

52W High

-25.19%

52W Low

+6.32%

RSI

Rel Volume

0.06

Avg Volume

325.38K

Volume

19.05K

Perf Week

-0.74%

Perf Month

-9.78%

Perf Quarter

0.55%

Perf Half Y

-3.95%

Beta

0.915

Volatility

0.16%, 0.93%

Prev Close

1.25%

Price

20.2

Change

1.97%

SASR Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2023-12-31

Metric	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31
	2.02K	2.02K	2.02K	2.02K	2.02K
Revenue per share	9.4	10.6	11.28	11.09	15.72
Net income per share	3.25	2.21	5.04	3.71	2.74
Operating cash flow per share	2.79	3.23	4.63	4.82	3.07
Free cash flow per share	2.65	3.12	4.39	4.5	2.76
Cash per share	34.06	37.43	40.38	31.35	36.77
Book value per share	31.65	33.45	32.55	33.07	35.43
Tangible book value per share	21.73	24.28	24.06	24.53	26.69
Share holders equity per share	31.65	33.45	32.55	33.07	35.43
Interest debt per share	32.52	33.05	7.52	37.28	29.88
Market cap	1.36B	1.41B	2.24B	1.58B	1.22B
Enterprise value	1.93B	1.72B	2B	2.31B	1.97B
P/E ratio	11.65	14.59	9.55	9.5	9.94
Price to sales ratio	4.03	3.04	4.26	3.18	1.73
POCF ratio	13.57	9.96	10.37	7.31	8.86
PFCF ratio	14.3	10.33	10.96	7.83	9.86
P/B Ratio	1.2	0.96	1.48	1.07	0.77
PTB ratio	1.2	0.96	1.48	1.07	0.77
EV to sales	5.74	3.7	3.79	4.64	2.8
Enterprise value over EBITDA	12.49	13.2	6.28	7.78	377.41
EV to operating cash flow	19.34	12.14	9.23	10.67	14.3
EV to free cash flow	20.39	12.59	9.75	11.44	15.92
Earnings yield	0.09	0.07	0.1	0.11	0.1
Free cash flow yield	0.07	0.1	0.09	0.13	0.1
Debt to equity	0.95	0.95	0.21	1.08	0.82
Debt to assets	0.13	0.11	0.03	0.12	0.09
Net debt to EBITDA	3.73	2.37	-0.78	2.45	143.63
Current ratio	10.45	11.58	14.49	9.42	0.2
Interest coverage	1.85	2.06	12.1	4.24	0
Income quality	0.86	1.46	0.92	1.3	1.12
Dividend Yield	0.03	0.04	0.03	0.04	0.05
Payout ratio	0.36	0.55	0.26	0.37	0.5
Sales general and administrative to revenue	0.32	0.3	0.3	0.33	0.24
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.04	0.03	0.03	0.03	0.03
Capex to operating cash flow	-0.05	-0.04	-0.05	-0.07	-0.1
Capex to revenue	-0.02	-0.01	-0.02	-0.03	-0.02
Capex to depreciation	-0.38	-0.25	-0.79	-1.23	-2.68
Stock based compensation to revenue	0.01	0.01	0.01	0.02	0.01
Graham number	48.13	40.75	60.72	52.52	46.74
ROIC	0.05	0.03	0.12	0.07	0
Return on tangible assets	0.01	0.01	0.02	0.01	0.01
Graham Net	-177.24	-223.48	-201.05	-245.84	-241.41
Working capital	1.12B	1.55B	1.79B	1.29B	-2.4B
Tangible asset value	777.98M	1.07B	1.12B	1.1B	1.2B
Net current asset value	-6.25B	-9.64B	-9.15B	-10.9B	-11.85B
Invested capital	0.95	0.95	0.21	1.08	0.82
Average receivables	23.95M	34.86M	40.39M	37.76M	43.88M
Average payables	82.97M	132.5M	139.3M	143.14M	76.88M
Average inventory	-85.43M	-257.88M	-400.15M	-344.73M	-181.44M
Days sales outstanding	25.24	36.38	23.81	30.21	24.13
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	14.46	10.03	15.33	12.08	15.13
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.1	0.07	0.15	0.11	0.08
Capex per share	-0.14	-0.11	-0.25	-0.33	-0.31

Quarterly Fundamentals Overview

Last date of statement is 2023-12-31 for Q4

Metric	2022-12-31	2023-03-31	2023-06-30	2023-09-30	2023-12-31
	2.02K	2.02K	2.02K	2.02K	2.02K
Revenue per share	2.71	2.53	2.4	2.28	4.06
Net income per share	0.76	1.15	0.55	0.46	0.58
Operating cash flow per share	1.03	0.7	0.51	1.18	0.68
Free cash flow per share	0.94	0.62	0.43	1.12	0.59
Cash per share	31.5	37.85	35.1	39.94	36.7
Book value per share	33.23	34.4	34.33	34.27	35.36
Tangible book value per share	24.64	25.85	25.84	25.81	26.64
Share holders equity per share	33.23	34.4	34.33	34.27	35.36
Interest debt per share	36.78	32.13	24.95	23.78	29.08
Market cap	1.57B	1.16B	1.02B	961.8M	1.22B
Enterprise value	2.3B	1.79B	1.56B	1.17B	1.97B
P/E ratio	11.57	5.66	10.27	11.59	11.72
Price to sales ratio	13.01	10.25	9.45	9.39	6.72
POCF ratio	34.28	36.94	44.46	18.2	39.89
PFCF ratio	37.58	42.07	52.5	19.13	46
P/B Ratio	1.06	0.76	0.66	0.63	0.77
PTB ratio	1.06	0.76	0.66	0.63	0.77
EV to sales	19.03	15.77	14.47	11.37	10.83
Enterprise value over EBITDA	26.81	14.42	44.85	40.34	1.41K
EV to operating cash flow	50.15	56.83	68.1	22.04	64.36
EV to free cash flow	54.97	64.72	80.41	23.17	74.2
Earnings yield	0.02	0.04	0.02	0.02	0.02
Free cash flow yield	0.03	0.02	0.02	0.05	0.02
Debt to equity	1.08	0.9	0.68	0.64	0.82
Debt to assets	0.12	0.1	0.08	0.07	0.09
Net debt to EBITDA	8.48	5.05	15.57	7.04	534.7
Current ratio	9.42	12.11	10.66	11.56	0.2
Interest coverage	2.18	2.27	0.49	0.36	0
Income quality	1.35	0.61	0.92	2.55	1.17
Dividend Yield	0.01	0.01	0.02	0.02	0.01
Payout ratio	0.45	0.3	0.62	0.74	0.59
Sales general and administrative to revenue	0.34	0.36	0.4	0.46	0.22
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.03	0.03	0.03	0.03	0.03
Capex to operating cash flow	-0.09	-0.12	-0.15	-0.05	-0.13
Capex to revenue	-0.03	-0.03	-0.03	-0.03	-0.02
Capex to depreciation	-1.35	-0.67	-0.67	-0.48	-2.9
Stock based compensation to revenue	0.01	0.01	0.03	0.03	0
Graham number	23.85	29.8	20.65	18.88	21.5
ROIC	0.02	0.03	0.01	0.01	0
Return on tangible assets	0	0	0	0	0
Graham Net	-246.97	-249.31	-247.29	-248.49	-258.37
Working capital	1.29B	1.59B	1.46B	1.68B	-2.4B
Tangible asset value	1.1B	1.15B	1.16B	1.16B	1.2B
Net current asset value	-10.9B	-10.86B	-10.84B	-10.76B	-11.85B
Invested capital	1.08	0.9	0.68	0.64	0.82
Average receivables	39.12M	41.7M	42.31M	43.74M	45.84M
Average payables	150.83M	148.46M	147.37M	155.25M	79.46M
Average inventory	-265.34M	-386.32M	-505.86M	-618.04M	-1.23B
Days sales outstanding	30.64	33.56	35.44	39.61	23.01
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	2.94	2.68	2.54	2.27	3.91
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.02	0.03	0.02	0.01	0.02
Capex per share	-0.09	-0.09	-0.08	-0.06	-0.09

SASR Dividend History

SASR Frequently Asked Questions

What is Sandy Spring Bancorp, Inc. stock symbol ?

Sandy Spring Bancorp, Inc. is a US stock , located in Olney of Md and trading under the symbol SASR

What is Sandy Spring Bancorp, Inc. stock quote today ?

Sandy Spring Bancorp, Inc. stock price is $20.2 today.

Is Sandy Spring Bancorp, Inc. stock public?

Yes, Sandy Spring Bancorp, Inc. is a publicly traded company.

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Company Profile

Volume Average 325.38K
Market Capitalization 912.28M
Employee 1.08K
CEO Mr. Daniel J. Schrider
Headquarters Olney,MD,US
IPO Date 1994-04-07
Website https://www.sandyspringbank.com

Sandy Spring Bancorp, Inc. operates as the bank holding company for Sandy Spring Bank that provides commercial and retail banking, mortgage, private banking, and trust services to individuals and businesses. It operates through three segments: Community Banking, Insurance, and Investment Management. The Community Banking segment offers financial products and services, including various loan and deposit products. Its loan products include commercial real estate loans, commercial construction loans, and other commercial loans; residential real estate loans; and consumer loans comprising home equity loans and lines, installment loans, and personal lines of credit. The Insurance segment provides general insurance agency services and annuities, such as commercial, personal, and medical liability lines. The Investment Management segment offers investment management and financial planning, including cash flow analysis, investment review, tax and retirement planning, insurance analysis, and estate planning to individuals, families, small businesses, and associations. It also provides personal trust and wealth management services. The company operates a network of approximately 50 locations in Maryland, Northern Virginia, and Washington D.C. Sandy Spring Bancorp, Inc. was founded in 1868 and is headquartered in Olney, Maryland.