TBCG.L

TBC Bank Group PLC [TBCG.L] Stock Forecast

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TBCG.L Stock Summary

Earnings have grown 43.54% per last year.

EPS has been increasing for the past 3 years (Yearly statements)

Earnings are expected to fall -21.55% next year

Profit margins (0.45%) are lower than the previous year (0.47%)

TBCG.L's dividend payments are not well covered by cash flows due to its high cash payout ratio (1243.77%).

TBCG.L has less than 1 year of cash runway

In the News

TBCG.L Financial details

Company Rating

Buy

Market Cap

1.33B

Income

1.02B

Revenue

2.25B

Book val./share

75.85

Cash/share

74.33

Dividend

230.52

Dividend %

9.43%

Employees

10.27K

Optionable

Shortable

Yes

Earnings

11 May 2023

P/E

130.53

Forward P/E

127.07

PEG

49.84

P/S

0.6

P/B

32.23

P/C

33.03

P/FCF

Quick Ratio

Current Ratio

Debt / Equity

LT Debt / Equity

0.48

EPS (TTM)

18.55

EPS next Y

19.32

EPS next Q

EPS this Y

23.4%

EPS next Y

4.18%

EPS next 5Y

4.18%

EPS last 5Y

17.59%

Revenue last 5Y

14.5%

Revenue Q/Q

-11.11%

EPS Q/Q

15.7%

SMA20

1.85%

SMA50

9.38%

SMA100

10.57%

Inst Own

Inst Trans

ROA

ROE

25%

ROC

0.09%

Gross Margin

100%

Oper. Margin

106%

Profit Margin

45%

Payout

Shs Outstand

54.99M

Shs Float

42.91M

Target Price

52W Range

1132.0-2600.0

52W High

-5.58%

52W Low

+116.87%

RSI

Rel Volume

0.45

Avg Volume

81.64K

Volume

37.06K

Perf Week

6.74%

Perf Month

5.82%

Perf Quarter

12.61%

Perf Half Y

10.59%

Beta

1.13694

Volatility

38.31%, 52.95%

Prev Close

0.2%

Price

2455

Change

0.82%

TBCG.L Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2022-12-31

Metric	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31
Revenue per share	20.04	20.81	21.57	27.19	38.77
Net income per share	8.07	9.83	5.84	14.7	18.14
Operating cash flow per share	-1.41	-21.16	9.26	19.21	63.85
Free cash flow per share	-3.07	-23.36	6.24	16.21	59.73
Cash per share	48.91	48.05	69.56	71.37	108.52
Book value per share	40.86	48.23	53.75	66.89	70.72
Tangible book value per share	38.31	44.2	48.46	60.79	64.22
Share holders equity per share	40.86	48.23	53.75	66.89	70.72
Interest debt per share	74.98	46.21	56.64	60.78	56.1
Market cap	820.56M	711.36M	680.12M	898.98M	1.25B
Enterprise value	1.72B	-53.13M	-876.38M	-589.34M	-2.67B
P/E ratio	1.89	1.32	2.14	1.12	1.25
Price to sales ratio	0.76	0.62	0.58	0.61	0.59
POCF ratio	-10.79	-0.61	1.35	0.86	0.36
PFCF ratio	-4.96	-0.56	2	1.02	0.38
P/B Ratio	0.37	0.27	0.23	0.25	0.32
PTB ratio	0.37	0.27	0.23	0.25	0.32
EV to sales	1.59	-0.05	-0.75	-0.4	-1.26
Enterprise value over EBITDA	1.62	-0.04	-0.71	-0.31	-1.12
EV to operating cash flow	-22.62	0.05	-1.74	-0.56	-0.76
EV to free cash flow	-10.4	0.04	-2.58	-0.67	-0.82
Earnings yield	0.53	0.76	0.47	0.89	0.8
Free cash flow yield	-0.2	-1.8	0.5	0.98	2.63
Debt to equity	6.03	5.97	6.72	5.71	6.46
Debt to assets	0.86	0.86	0.87	0.85	0.86
Net debt to EBITDA	0.85	-0.59	-1.26	-0.78	-1.65
Current ratio	0	72.06	91.82	67.95	85.11
Interest coverage	0	1.88	1.37	2	2.19
Income quality	0	0	0	0	0
Dividend Yield	0.1	0.13	0	0.1	0.19
Payout ratio	0.2	0.17	0	0.11	0.24
Sales general and administrative to revenue	0.06	0.12	0.11	0.11	0.1
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.01	0.01	0.01	0.02	0.02
Capex to operating cash flow	1.17	0.1	-0.33	-0.16	-0.06
Capex to revenue	-0.08	-0.11	-0.14	-0.11	-0.11
Capex to depreciation	0	0	0	0	0
Stock based compensation to revenue	0	0	0	0	0
Graham number	86.14	103.28	84.04	148.72	169.91
ROIC	0	0.09	0.08	0.1	0.11
Return on tangible assets	0.03	0.03	0.01	0.03	0.03
Graham Net	-196.5	-239.56	-291.25	-309.09	-344.8
Working capital	0	2.63B	3.76B	3.95B	6.15B
Tangible asset value	2.07B	2.42B	2.64B	3.31B	3.52B
Net current asset value	-13.29B	-13.1B	-15.84B	-16.81B	-18.85B
Invested capital	1.61	0.71	0.76	0.66	0.52
Average receivables	78.91M	57.23M	23.43M	65.29M	192.26M
Average payables	42.74M	40.18M	39.16M	50.16M	66.02M
Average inventory	0	0	0	0	0
Days sales outstanding	27.41	10.68	4.21	28.83	45.91
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	13.31	34.18	86.61	12.66	7.95
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.2	0.2	0.11	0.22	0.26
Capex per share	-1.66	-2.2	-3.02	-3	-4.13

Quarterly Fundamentals Overview

Last date of statement is 2023-03-31 for Q1

Metric	2022-03-31	2022-06-30	2022-09-30	2022-12-31	2023-03-31
Revenue per share	7.75	8.75	10.9	11.17	10.06
Net income per share	4.07	4.24	5.79	3.95	4.57
Operating cash flow per share	0	0	0	0	0
Free cash flow per share	0	0	0	0	0
Cash per share	77.31	88.66	109.43	107.98	74.33
Book value per share	69.85	71.95	75.67	70.37	75.85
Tangible book value per share	63.55	65.37	69.47	63.9	491.2
Share holders equity per share	69.85	71.95	75.67	70.37	75.85
Interest debt per share	48.57	99.57	44.08	42.16	42.16
Market cap	606.71M	697.17M	919.5M	1.25B	1.22B
Enterprise value	-1.22B	1.05B	-2.95B	-2.66B	-837.1M
P/E ratio	0.68	0.75	0.72	1.44	1.23
Price to sales ratio	1.42	1.45	1.53	2.03	2.23
POCF ratio	0	0	0	0	0
PFCF ratio	0	0	0	0	0
P/B Ratio	0.16	0.18	0.22	0.32	0.3
PTB ratio	0.16	0.18	0.22	0.32	0.3
EV to sales	-2.85	2.18	-4.91	-4.33	-1.53
Enterprise value over EBITDA	-2.39	1.96	-4.5	-3.92	-1.34
EV to operating cash flow	0	0	0	0	0
EV to free cash flow	0	0	0	0	0
Earnings yield	0.37	0.34	0.35	0.17	0.2
Free cash flow yield	0	0	0	0	0
Debt to equity	5.49	5.55	5.62	6.46	0
Debt to assets	0.84	0.85	0.85	0.86	0
Net debt to EBITDA	-3.58	0.66	-5.91	-5.76	-3.3
Current ratio	0	0	0	85.11	0
Interest coverage	2.05	2.05	2.37	2.27	1.95
Income quality	0	0	0	0	0
Dividend Yield	0	0	0	0	0
Payout ratio	0	0	0	0	0
Sales general and administrative to revenue	0.1	0.1	0.09	0.11	0.09
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.02	0.02	0.02	0.02	0.02
Capex to operating cash flow	0	0	0	0	0
Capex to revenue	0	0	0	0	0
Capex to depreciation	0	0	0	0	0
Stock based compensation to revenue	0	0	0	0	0
Graham number	80.01	82.84	99.26	79.08	88.31
ROIC	0.03	0.03	0.04	0.02	0.03
Return on tangible assets	0.01	0.01	0.01	0.01	0.01
Graham Net	-306.32	-310.5	-315.48	-343.09	74.33
Working capital	4.26B	4.89B	6.03B	6.15B	4.04B
Tangible asset value	3.51B	3.61B	3.83B	3.52B	26.73B
Net current asset value	-16.9B	-17.13B	-17.39B	-18.85B	4.04B
Invested capital	0.63	1.32	0.52	0.52	0.48
Average receivables	58.51M	0	0	133.75M	133.75M
Average payables	29.48M	0	0	36.54M	36.54M
Average inventory	0	0	0	0	0
Days sales outstanding	0	0	0	39.08	0
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	0	0	0	2.3	0
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.06	0.06	0.08	0.06	0.06
Capex per share	0	0	0	0	0

TBCG.L Dividend History

TBCG.L Frequently Asked Questions

What is TBC Bank Group PLC stock symbol ?

TBC Bank Group PLC is a GE stock and trading under the symbol TBCG.L

What is TBC Bank Group PLC stock quote today ?

TBC Bank Group PLC stock price is $2455 today.

Is TBC Bank Group PLC stock public?

Yes, TBC Bank Group PLC is a publicly traded company.

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Company Profile

Volume Average 81.64K
Market Capitalization 1.33B
Employee 10.27K
CEO Mr. Vakhtang Butskhrikidze
Headquarters Tbilisi,GE
IPO Date 2016-08-10
Website https://www.tbcbankgroup.com

TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Retail; Corporate; and Micro, Small and Medium Enterprises segments. It offers various current/settlement accounts, and term deposits; mortgage, consumer, retail, and corporate loans, as well as loans for micro, small, and medium enterprises; credit cards, credit lines, letters of credit, and guarantees; and money transfer and currency exchange services. The company also provides motor, life and personal accident, property, health, and other insurance products; investment, brokerage, and corporate finance solutions; and card processing, leasing, PR and marketing, real estate management, asset management, food and beverage, risk monitoring, education, computer and software, e-commerce, and postal services, as well as internet and mobile banking services. The company operates through a network of 147 branches; 1,600 automated teller machines; 26,000 active merchant terminals; and 4,200 self-service terminals. TBC Bank Group PLC was founded in 1992 and is based in Tbilisi, Georgia.