TYFG

Tri-County Financial Group, Inc. [TYFG] Stock Forecast

Q: What is Tri-County Financial Group, Inc. stock symbol ?

Tri-County Financial Group, Inc. is a US stock, located in Mendota of Il and trading under the symbol TYFG

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TYFG Stock Summary

TYFG's dividend payments are well covered by cash flows with cash payout ratio of 16.49%.

Has a high level of debt. Debt-to-Equity ratio of 10.44 is considered high.

Earnings are expected to fall -100% next year

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In the News

03:48 22 Mar 2023 TYFG

Tri-County Financial Group, Inc. Reports Second Quarter 2021 Financial Results

MENDOTA, Ill., Aug. 9, 2021 /PRNewswire/ -- Tri-County Financial Group, Inc. (The Company) (OTCQX: TYFG) today announced financial results for the second quarter of 2021.

01:17 22 Mar 2023 TYFG

Tri-County Financial Group, Inc. Announces Repurchase Program

MENDOTA, Ill., May 12, 2021 /PRNewswire/ -- Tri-County Financial Group, Inc. (the "Company")(OTCQX: TYFG), the bank holding company for First State Bank, announced that on May 11, 2021, its Board of Directors approved a repurchase program authorizing the repurchase of up to $5.0 million of the Company's outstanding common stock.

TYFG Financial details

Company Rating

Market Cap

113.55M

Income

13.5M

Revenue

52.65M

Book val./share

52.14

Cash/share

11.4

Dividend

0.9

Dividend %

1.96%

Employees

Optionable

Shortable

Yes

Earnings

P/E

12.07

Forward P/E

PEG

-3.62

P/S

3.49

P/B

0.88

P/C

4.03

P/FCF

Quick Ratio

Current Ratio

Debt / Equity

10.44

LT Debt / Equity

1.23

EPS (TTM)

5.44

EPS next Y

EPS next Q

EPS this Y

-34.44%

EPS next Y

EPS next 5Y

EPS last 5Y

20.23%

Revenue last 5Y

6.7%

Revenue Q/Q

10.23%

EPS Q/Q

202.67%

SMA20

-2.03%

SMA50

-4.24%

SMA100

-4.4%

Inst Own

Inst Trans

ROA

ROE

ROC

Gross Margin

Oper. Margin

Profit Margin

29%

Payout

Shs Outstand

2.47M

Shs Float

2.24M

Target Price

52W Range

43.1-49.0

52W High

-6.33%

52W Low

+6.74%

RSI

42.16

Rel Volume

0.11

Avg Volume

893

Volume

100

Perf Week

-0.76%

Perf Month

-2.86%

Perf Quarter

-2.36%

Perf Half Y

-2.36%

Beta

0.310417

Volatility

0.53%, 0.56%

Prev Close

Price

45.9

Change

TYFG Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2021-12-31

Metric	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31
Revenue per share	24.59	20.48	20.44	30.36	25.79
Net income per share	2.13	2.98	3.61	8.16	5.35
Operating cash flow per share	7.37	7	3.95	-7.48	23.3
Free cash flow per share	6.81	6.25	3.32	-9.19	22.98
Cash per share	74.82	62.97	47.19	74.3	125.33
Book value per share	49.08	42.34	43.76	51.42	55.33
Tangible book value per share	49.08	42.34	43.76	48.01	51.76
Share holders equity per share	49.08	42.34	43.76	51.42	55.33
Interest debt per share	36.62	47.77	20.84	12.63	8.59
Market cap	69.52M	83.71M	93.78M	84.01M	117.73M
Enterprise value	81.03M	143.81M	116.19M	19.66M	-40.31M
P/E ratio	17.41	12.24	10.57	4.17	8.9
Price to sales ratio	1.51	1.78	1.87	1.12	1.85
POCF ratio	5.04	5.21	9.66	-4.55	2.05
PFCF ratio	5.45	5.84	11.48	-3.7	2.07
P/B Ratio	0.76	0.86	0.87	0.66	0.86
PTB ratio	0.76	0.86	0.87	0.66	0.86
EV to sales	1.76	3.06	2.31	0.26	-0.63
Enterprise value over EBITDA	5.09	6.76	4.19	0.48	-1.54
EV to operating cash flow	5.87	8.96	11.96	-1.06	-0.7
EV to free cash flow	6.36	10.04	14.23	-0.87	-0.71
Earnings yield	0.06	0.08	0.09	0.24	0.11
Free cash flow yield	0.18	0.17	0.09	-0.27	0.48
Debt to equity	10.59	10.59	9.64	9.46	9.27
Debt to assets	0.91	0.91	0.91	0.9	0.9
Net debt to EBITDA	0.72	2.83	0.81	-1.58	-6.05
Current ratio	0	0	0	0	0
Interest coverage	0	0	0	0	0
Income quality	3.46	2.35	1.09	-0.92	4.35
Dividend Yield	0.02	0.02	0.02	0.02	0.02
Payout ratio	0.28	0.21	0.17	0.07	0.14
Sales general and administrative to revenue	0.5	0.49	0.46	0.36	0.43
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.01	0.01	0.01	0.01	0.01
Capex to operating cash flow	-0.08	-0.11	-0.16	0.23	-0.01
Capex to revenue	-0.02	-0.04	-0.03	-0.06	-0.01
Capex to depreciation	-0.7	-1.26	-1.13	-2.65	-0.46
Stock based compensation to revenue	0	0	0	0	0
Graham number	48.53	53.32	59.63	97.15	81.64
ROIC	0	0	0	0	0
Return on tangible assets	0	0.01	0.01	0.02	0.01
Graham Net	-442.86	-383.45	-372.73	-410.4	-386.29
Working capital	943.19M	987.17M	1.01B	1.19B	1.23B
Tangible asset value	84.81M	90.07M	100.59M	118.57M	127.83M
Net current asset value	-30.16M	-40.63M	-26.22M	-8.79M	-35.91M
Invested capital	0.66	1.02	0.34	0.16	0.11
Average receivables	4.88M	5.51M	5.93M	5.6M	4.91M
Average payables	11.3M	12.44M	14.44M	18.77M	19.34M
Average inventory	0	0	0	0	0
Days sales outstanding	41.42	45.1	43.98	25.06	26.79
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	8.81	8.09	8.3	14.57	13.63
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.04	0.07	0.08	0.16	0.1
Capex per share	-0.57	-0.75	-0.63	-1.71	-0.33

Quarterly Fundamentals Overview

Last date of statement is 2022-09-30 for Q3

Metric	2021-06-30	2021-09-30	2021-12-31	2022-03-31	2022-09-30
Revenue per share	9.22	8.09	1.88	5.36	5.91
Net income per share	1.44	1.64	0.78	0.75	2.27
Operating cash flow per share	0	0	0	0	0
Free cash flow per share	0	0	0	0	0
Cash per share	56.8	64.2	124.97	25.76	11.4
Book value per share	53.64	54.94	55.17	53.4	52.14
Tangible book value per share	53.64	54.94	51.61	53.4	52.14
Share holders equity per share	53.64	54.94	55.17	53.4	52.14
Interest debt per share	9.07	8.98	6.45	6.4	64.81
Market cap	109.78M	113.15M	118.08M	117.31M	120.15M
Enterprise value	-10.17M	-25.12M	-39.96M	68.18M	250.64M
P/E ratio	7.68	6.96	15.19	15.73	5.34
Price to sales ratio	4.81	5.65	25.32	8.82	8.2
POCF ratio	0	0	0	0	0
PFCF ratio	0	0	0	0	0
P/B Ratio	0.83	0.83	0.86	0.89	0.93
PTB ratio	0.83	0.83	0.86	0.89	0.93
EV to sales	-0.45	-1.25	-8.57	5.13	17.1
Enterprise value over EBITDA	-1.55	-3.57	-10.65	18.94	25.94
EV to operating cash flow	0	0	0	0	0
EV to free cash flow	0	0	0	0	0
Earnings yield	0.03	0.04	0.02	0.02	0.05
Free cash flow yield	0	0	0	0	0
Debt to equity	9.33	9.14	9.27	9.87	10.44
Debt to assets	0.9	0.9	0.9	0.91	0.91
Net debt to EBITDA	-18.26	-19.64	-42.11	-13.65	13.51
Current ratio	0	0	0	0	0
Interest coverage	0	0	0	0	0
Income quality	0	0	0	0	0
Dividend Yield	0	0	0	0	0
Payout ratio	0	0	0	0	0
Sales general and administrative to revenue	0	0	0	0	0
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.01	0.01	0.01	0.01	0.01
Capex to operating cash flow	0	0	0	0	0
Capex to revenue	0	0	0	0	0
Capex to depreciation	0	0	0	0	0
Stock based compensation to revenue	0	0	0	0	0
Graham number	41.72	45.04	31.2	30.05	51.58
ROIC	0	0	0	0	0
Return on tangible assets	0	0	0	0	0
Graham Net	-442.27	-435.97	-385.15	-499.74	-530.81
Working capital	1.21B	1.21B	0	0	0
Tangible asset value	124.48M	127.7M	127.83M	123.63M	120.54M
Net current asset value	-29.95M	-36.14M	-1.27B	-1.31B	-1.35B
Invested capital	0.16	0.15	0.11	0.11	1.23
Average receivables	4.3M	5.36M	5.28M	4.87M	0
Average payables	379.5K	380K	8.95M	8.78M	0
Average inventory	0	0	0	0	0
Days sales outstanding	19.01	26.47	90.21	34.34	39.33
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	4.74	3.4	1	2.62	2.29
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.03	0.03	0.01	0.01	0.04
Capex per share	0	0	0	0	0

TYFG Dividend History

TYFG Frequently Asked Questions

What is Tri-County Financial Group, Inc. stock symbol ?

Tri-County Financial Group, Inc. is a US stock , located in Mendota of Il and trading under the symbol TYFG

What is Tri-County Financial Group, Inc. stock quote today ?

Tri-County Financial Group, Inc. stock price is $45.9 today.

Is Tri-County Financial Group, Inc. stock public?

Yes, Tri-County Financial Group, Inc. is a publicly traded company.

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Company Profile

Volume Average 893
Market Capitalization 113.55M
CEO Mr. Timothy J. McConville
Headquarters Mendota,IL,US
IPO Date 2001-06-21
Website https://www.firststatebank.biz

Tri-County Financial Group, Inc. operates as a bank holding company for First State Bank that provides various banking products and services to individuals and businesses in the United States. The company accepts demand deposits and certificates of deposit; and offers personal and business checking and savings accounts. It also provides home mortgage, home equity lines of credit, auto, personal, commercial real estate, business term, agriculture, and farm machinery loans, as well as installment loans and secondary market mortgage services. In addition, the company offers personal and business credit cards; business services, including online and mobile treasury management, ACH and check positive pay, merchant cards, remote deposit capture, and FSBpaynow; and various mortgage banking, insurance, and other investment services. It serves customers through its facility in Mendota; branches in Peru, LaMoille, McNabb, Streator, Ottawa, Earlville, Bloomington, Oakbrook Terrace, St. Charles, Geneva, Batavia, North Aurora, Shabbona, Waterman, Sycamore, Rochelle, Princeton, and West Brooklyn, Illinois; and mortgage banking offices in Illinois and Wisconsin. Tri-County Financial Group, Inc. was incorporated in 1986 and is based in Mendota, Illinois.