ALLY

Ally Financial Inc. [ALLY] Stock Forecast

Q: What is Ally Financial Inc. stock symbol ?

Ally Financial Inc. is a US stock, located in Detroit of Mi and trading under the symbol ALLY

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ALLY Stock Summary

Earnings are expected to rise 9534.25% next year

ALLY's dividend payments are well covered by cash flows with cash payout ratio of 26.2%.

Has a high level of debt. Debt-to-Equity ratio of 13.66 is considered high.

Profit margins (0.2%) are lower than the previous year (16.8%)

ALLY has less than 1 year of cash runway

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In the News

05:35 10 Jun 2023 ALLY

Before You Buy Ally Financial: Here's a Bank Stock I'd Buy First

Ally Financial was a hot stock in 2020, but its shares have fallen far from their peak levels. Toronto-Dominion Bank is a larger and more diversified bank that has been a far more boring investment.

06:00 10 Jun 2023 ALLY

This Is One of the Only Bank Stocks Buffett Hasn't Sold

Berkshire Hathaway is the largest shareholder in Ally Financial. The company has consistently grown its depositors for the last decade.

10:00 10 Jun 2023 ALLY

Ally Financial to present at the Morgan Stanley US Financials, Payments & CRE Conference

CHARLOTTE, N.C. , May 24, 2023 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) President of Dealer Financial Services, Doug Timmerman, will present at the Morgan Stanley US Financials, Payments & CRE Conference on Monday, June 12, 2023 at approximately 8:45 a.m.

07:35 10 Jun 2023 ALLY

Warren Buffett Loves These AI Stocks, and You Should, Too

Snowflake's data cloud brings AI-driven functionality to the company's customers. Digital bank Ally Financial assists its customers with AI-driven applications.

07:20 10 Jun 2023 ALLY

Warren Buffett May Not be Worried About a Recession. Here's Why

Warren Buffett does expect the economy to slow. Some of the stocks Berkshire Hathaway is buying are not indicative of anticipating a severe recession.

07:30 10 Jun 2023 ALLY

7 Bank Stocks That Desperately Need Warren Buffett's Help

As the banking crisis persists, bank stocks continue to trade at depressed prices. With this, many investors are waiting for Warren Buffett to step in and save the day.

06:19 10 Jun 2023 ALLY

2 Warren Buffett Stocks to Buy Hand Over Fist and 1 to Avoid

Berkshire Hathaway has a strong track record for beating the market. American Express and Moody's Corporation are two stocks that can continue to perform well regardless of the economy.

05:59 10 Jun 2023 ALLY

Did Warren Buffett Sell Ally Financial in the First Quarter?

Berkshire Hathaway sold more stocks than it bought in Q1. We also know it sold more than $1.8 billion of its bank, insurance, and finance stocks.

04:08 10 Jun 2023 ALLY

Ally Financial: Time For An Upgrade Post Q1 Earnings

I issued a Hold rating on Ally back in February, due to a deteriorating outlook for the auto loan industry. Since then, the stock has underperformed by 20%.

08:20 10 Jun 2023 ALLY

2 Warren Buffett Stocks to Buy Now

The best Buffett stocks pair long-term growth potential with reasonable valuations. GM is doing surprisingly well as it transitions to electric vehicles.

ALLY Financial details

Company Rating

Buy

Market Cap

8.49B

Income

1.38B

Revenue

6.88B

Book val./share

44.2

Cash/share

136.4

Dividend

1.2

Dividend %

4.23%

Employees

11.6K

Optionable

Shortable

Yes

Earnings

17 Jul 2023

P/E

6.24

Forward P/E

PEG

-1.23

P/S

1.24

P/B

0.64

P/C

0.21

P/FCF

3.15

Quick Ratio

19.08

Current Ratio

4.42

Debt / Equity

13.66

LT Debt / Equity

1.53

EPS (TTM)

4.08

EPS next Y

EPS next Q

2.24

EPS this Y

-42.87%

EPS next Y

EPS next 5Y

112.38%

EPS last 5Y

9.75%

Revenue last 5Y

-56.8%

Revenue Q/Q

38666.67%

EPS Q/Q

15.66%

SMA20

12%

SMA50

12%

SMA100

3.7%

Inst Own

83.41%

Inst Trans

-3.45%

ROA

ROE

10%

ROC

0.03%

Gross Margin

52%

Oper. Margin

88%

Profit Margin

20%

Payout

35%

Shs Outstand

300.82M

Shs Float

270M

Target Price

44.75

52W Range

21.585-43.23

52W High

-34.73%

52W Low

+33.64%

RSI

Rel Volume

0.35

Avg Volume

6.18M

Volume

2.18M

Perf Week

3.48%

Perf Month

6.39%

Perf Quarter

14.32%

Perf Half Y

10.67%

Beta

1.31949

Volatility

0.27%, 1.22%

Prev Close

-1.18%

Price

28.065

Change

-1.53%

ALLY Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2022-12-31

Metric	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31
Revenue per share	15.95	18.76	20.33	0.36	0.28
Net income per share	2.97	4.36	2.89	8.44	4.73
Operating cash flow per share	9.76	10.3	9.95	11.15	17.23
Free cash flow per share	1.04	0.07	-1.55	-2.97	7.49
Cash per share	48.55	81.22	120.61	106.03	86.08
Book value per share	31.21	36.66	39.14	47.02	35.46
Tangible book value per share	30.64	35.49	38.1	44.4	32.93
Share holders equity per share	31.21	36.66	39.14	47.02	35.46
Interest debt per share	134.38	111.39	72.9	52.24	63.48
Market cap	9.63B	12.02B	13.39B	17.26B	8.87B
Enterprise value	58.59B	48.02B	21.92B	29.23B	23.46B
P/E ratio	7.63	7.01	12.35	5.64	5.17
Price to sales ratio	1.42	1.63	1.75	130.78	86.91
POCF ratio	2.32	2.97	3.58	4.27	1.42
PFCF ratio	21.85	445.08	-23.05	-16.01	3.27
P/B Ratio	0.73	0.83	0.91	1.01	0.69
PTB ratio	0.73	0.83	0.91	1.01	0.69
EV to sales	8.64	6.51	2.87	221.44	229.95
Enterprise value over EBITDA	8.48	6.68	3.98	4.16	3.59
EV to operating cash flow	14.12	11.86	5.86	7.23	3.75
EV to free cash flow	132.86	1.78K	-37.72	-27.11	8.64
Earnings yield	0.13	0.14	0.08	0.18	0.19
Free cash flow yield	0.05	0	-0.04	-0.06	0.31
Debt to equity	12.48	11.53	11.39	9.7	13.92
Debt to assets	0.93	0.92	0.92	0.91	0.93
Net debt to EBITDA	7.09	5.01	1.55	1.7	2.24
Current ratio	0	5.59	18.83	49.34	11.73
Interest coverage	0	1.46	1.44	3.37	1.96
Income quality	3.29	2.36	3.45	1.32	3.64
Dividend Yield	0.03	0.02	0.02	0.02	0.06
Payout ratio	0.19	0.16	0.27	0.12	0.29
Sales general and administrative to revenue	0.28	0.21	0.23	14.42	21.37
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0	0	0	0.01	0
Capex to operating cash flow	-0.89	-0.99	-1.16	-1.27	-0.57
Capex to revenue	-0.55	-0.55	-0.57	-38.79	-34.63
Capex to depreciation	-2.25	-2.59	-2.79	-4.06	-2.66
Stock based compensation to revenue	0	0	0	0	0
Graham number	45.67	59.98	50.44	94.49	61.42
ROIC	0	0.03	0.02	0.03	0.02
Return on tangible assets	0.01	0.01	0.01	0.02	0.01
Graham Net	-339.54	-336.62	-319.85	-348.36	-405.54
Working capital	0	28.33B	45.44B	38.38B	29.42B
Tangible asset value	13.03B	13.95B	14.31B	16.1B	11.94B
Net current asset value	-165.6B	-131.73B	-119.48B	-126.13B	-146.81B
Invested capital	4.03	2.74	1.64	1	1.57
Average receivables	734M	1.68B	2.62B	1.7B	838.5M
Average payables	1.08B	840M	526.5M	311M	309M
Average inventory	0	0	0	0	0
Days sales outstanding	43.16	126.58	128.02	2.01K	3.4K
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	8.46	2.88	2.85	0.18	0.11
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.1	0.12	0.07	0.18	0.13
Capex per share	-8.72	-10.23	-11.5	-14.12	-9.74

Quarterly Fundamentals Overview

Last date of statement is 2023-03-31 for Q1

Metric	2022-03-31	2022-06-30	2022-09-30	2022-12-31	2023-03-31
Revenue per share	0.06	7.13	7.31	0.02	7.69
Net income per share	1.95	1.5	0.97	0.92	1.05
Operating cash flow per share	4.89	5.69	5.2	3.89	4.73
Free cash flow per share	2.07	3.04	1.82	1.6	2.28
Cash per share	110.49	100.01	101.28	103.6	136.4
Book value per share	45.92	43.42	40.34	42.68	44.2
Tangible book value per share	43.11	40.52	37.34	39.63	41.19
Share holders equity per share	45.92	43.42	40.34	42.68	44.2
Interest debt per share	60.28	78.33	79.92	70.85	77.29
Market cap	14.6B	10.79B	8.58B	7.37B	7.71B
Enterprise value	30.5B	31.38B	27.4B	21.96B	19.87B
P/E ratio	5.57	5.6	7.17	6.62	6.05
Price to sales ratio	729.76	4.7	3.81	1.23K	3.32
POCF ratio	8.89	5.89	5.35	6.28	5.39
PFCF ratio	21	11.03	15.29	15.31	11.16
P/B Ratio	0.95	0.77	0.69	0.57	0.58
PTB ratio	0.95	0.77	0.69	0.57	0.58
EV to sales	1.52K	13.68	12.16	3.66K	8.54
Enterprise value over EBITDA	19.23	21.98	17.63	11.22	9.59
EV to operating cash flow	18.59	17.14	17.1	18.72	13.88
EV to free cash flow	43.88	32.09	48.84	45.65	28.76
Earnings yield	0.04	0.04	0.03	0.04	0.04
Free cash flow yield	0.05	0.09	0.07	0.07	0.09
Debt to equity	10.96	12.28	14.17	13.92	13.66
Debt to assets	0.92	0.92	0.93	0.93	0.93
Net debt to EBITDA	10.03	14.42	12.11	7.46	5.87
Current ratio	4.13	2.72	2.8	11.73	4.42
Interest coverage	3.41	2.59	1.64	1.45	1.27
Income quality	2.51	3.8	5.36	4.22	4.49
Dividend Yield	0.01	0.01	0.01	0.02	0.02
Payout ratio	0.2	0.26	0.41	0.41	0.39
Sales general and administrative to revenue	27.55	0.23	0.24	94.33	0.27
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.01	0.01	0	0	0
Capex to operating cash flow	-0.58	-0.47	-0.65	-0.59	-0.52
Capex to revenue	-47.3	-0.37	-0.46	-115.33	-0.32
Capex to depreciation	-2.79	-2.61	-3.12	-2.12	-2.34
Stock based compensation to revenue	0	0	0	0	0
Graham number	44.9	38.24	29.67	29.77	32.38
ROIC	0.01	0.01	0.01	0.01	0.01
Return on tangible assets	0	0	0	0	0
Graham Net	-390.51	-431.34	-468.31	-488.06	-465.16
Working capital	28.84B	20.85B	20.61B	29.42B	7.57B
Tangible asset value	14.47B	13.05B	11.51B	11.94B	12.47B
Net current asset value	-130.85B	-138.72B	-144.13B	-146.81B	-173.01B
Invested capital	1.29	1.77	1.92	1.57	1.64
Average receivables	836.5M	868M	825.5M	905.5M	955M
Average payables	548M	286M	377M	446M	583.5M
Average inventory	0	0	0	0	0
Days sales outstanding	4.26K	30.98	34.38	14.25K	37.15
Days payables outstanding	0	23.16	39.93	0	57.99
Days of inventory on hand	0	0	0	0	0
Receivables turnover	0.02	2.91	2.62	0.01	2.42
Payables turnover	0	3.89	2.25	0	1.55
Inventory turnover	0	0	0	0	0
ROE	0.04	0.03	0.02	0.02	0.02
Capex per share	-2.82	-2.65	-3.38	-2.3	-2.45

ALLY Dividend History

ALLY Frequently Asked Questions

What is Ally Financial Inc. stock symbol ?

Ally Financial Inc. is a US stock , located in Detroit of Mi and trading under the symbol ALLY

Is Ally Financial Inc. buy or a sell ?

21 stock analysts have 21 predictions with a medium analyst target price of $45.9. The lowest prediction is $19 and the highest is $71

What is ALLY stock prediction ?

What is Ally Financial Inc. stock quote today ?

Ally Financial Inc. stock price is $28.065 today.

Is Ally Financial Inc. stock public?

Yes, Ally Financial Inc. is a publicly traded company.

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Company Profile

Volume Average 6.18M
Market Capitalization 8.49B
Employee 11.6K
CEO Mr. Jeffrey J. Brown
Headquarters Detroit,MI,US
IPO Date 2014-04-10
Website https://www.ally.com

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.