BMTX

BM Technologies, Inc. [BMTX] Stock Forecast

Q: What is BM Technologies, Inc. stock symbol ?

BM Technologies, Inc. is a US stock, located in Wayne of Pa and trading under the symbol BMTX

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BMTX Stock Summary

EPS has been increasing for the past 3 quarters (Quarter statements)

Earnings are expected to fall -16.23% next year

Profit margins (-0.31%) are lower than the previous year (-0.01%)

BMTX has less than 1 year of cash runway

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In the News

07:30 29 Nov 2023 BMTX

BM Technologies, Inc. (BMTX) Q3 2023 Earnings Call Transcript

BM Technologies, Inc. (NYSE:BMTX ) Q3 2023 Earnings Conference Call November 20, 2023 5:00 PM ET Company Participants Brian Prenoveau - IR Luvleen Sidhu - CEO Jim Dullinger - CFO Conference Call Participants Greg Pendy - Chardan Mike Grondahl - Northland Securities Bill Dezellem - Tieton Capital Management Operator Good afternoon, everyone, and welcome to the BM Technologies Third Quarter 2023 Earnings Call. Please note that this event is being recorded.

04:15 29 Nov 2023 BMTX

BM Technologies to Announce Q3 2023 Earnings and Host Webcast

RADNOR, PA / ACCESSWIRE / November 14, 2023 / BM Technologies, Inc. (NYSE American:BMTX) (the "Company"), one of the largest digital banking platforms and Banking-as-a-Service (BaaS) providers in the country, will host a live webcast to discuss its third quarter 2023 earnings on Monday November 20, 2023 at 5:00pm ET. The live webcast of the call can be accessed at 3Q23 Webcast Link well as on the company's investor relations website at https://ir.bmtxinc.com/events-and-presentations/events-calendar/default.aspx About BM Technologies, Inc. BM Technologies, Inc. (NYSE American: BMTX) - formerly known as BankMobile - is among the largest digital banking platforms and Banking-as-a-Service (BaaS) providers in the country, providing access to checking and savings accounts, and financial wellness.

07:32 29 Nov 2023 BMTX

BM Technologies, Inc. (BMTX) Reports Q2 Loss, Misses Revenue Estimates

BM Technologies, Inc. (BMTX) came out with a quarterly loss of $0.37 per share versus the Zacks Consensus Estimate of a loss of $0.32. This compares to earnings of $0.15 per share a year ago.

05:45 29 Nov 2023 BMTX

BM Technologies to Announce Q2 2023 Earnings and Host Webcast

RADNOR, PA / ACCESSWIRE / August 14, 2023 / BM Technologies, Inc. (NYSE American:BMTX) (the "Company"), one of the largest digital banking platforms and Banking-as-a-Service (BaaS) providers in the country, will host a live webcast to discuss its second quarter 2023 earnings on Tuesday August 22, 2023 at 5:00pm ET. The live webcast of the call can be accessed at 2Q23 Webcast Link well as on the company's investor relations website at https://ir.bmtxinc.com/events-and-presentations/events-calendar/default.aspx About BM Technologies, Inc. BM Technologies, Inc. (NYSE American:BMTX) - formerly known as BankMobile - is among the largest Banking-as-a-Service (BaaS) providers in the country, providing access to checking and savings accounts, personal loans, and financial wellness.

01:42 29 Nov 2023 BMTX

BM Technologies, Inc. (BMTX) Upgraded to Strong Buy: What Does It Mean for the Stock?

BM Technologies, Inc. (BMTX) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

08:27 29 Nov 2023 BMTX

New Strong Buy Stocks for July 21st

TRDA, LPRO, TBBK, BMTX and MOTS have been added to the Zacks Rank #1 (Strong Buy) List on July 21, 2023.

07:40 29 Nov 2023 BMTX

BM Technologies, Inc. (BMTX) Q1 2023 Earnings Call Transcript

BM Technologies, Inc. (NYSE:BMTX ) Q1 2023 Earnings Conference Call May 22, 2023 5:00 PM ET Company Participants Brian Prenoveau - IR Luvleen Sidhu - CEO Jim Dullinger - CFO Raj Singh - Co-CEO Conference Call Participants Brian Dobson - Chardan Capital Markets Mike Grondahl - Northland Securities Bill Dezellem - Tieton Capital Operator Good afternoon, everyone, and welcome to the BM Technologies First Quarter 2023 Earnings Call. Please note that this event is being recorded.

06:36 29 Nov 2023 BMTX

BM Technologies, Inc. (BMTX) Reports Q1 Loss, Misses Revenue Estimates

BM Technologies, Inc. (BMTX) came out with a quarterly loss of $0.43 per share versus the Zacks Consensus Estimate of a loss of $0.48. This compares to earnings of $0.13 per share a year ago.

08:30 29 Nov 2023 BMTX

BM Technologies to Announce First Quarter 2023 Earnings and Host Webcast

RADNOR, PA / ACCESSWIRE / May 10, 2023 / BM Technologies, Inc. (NYSE American:BMTX) (the "Company"), one of the largest digital banking platforms and Banking-as-a-Service (BaaS) providers in the country, will host a live webcast to discuss its first quarter 2023 earnings on Monday, May 22, 2023 at 5:00 PM ET. The live webcast of the call can be accessed at 1Q23 Webcast Link as well as on the company's investor relations website at https://ir.bmtxinc.com/events-and-presentations/events-calendar/default.aspx About BM Technologies, Inc. BM Technologies, Inc. (NYSE American:BMTX) - formerly known as BankMobile - is among the largest Banking-as-a-Service (BaaS) providers in the country, providing access to checking and savings accounts, personal loans, credit cards, and financial wellness.

08:53 29 Nov 2023 BMTX

BM Technologies, Inc. (BMTX) Q4 2022 Earnings Call Transcript

BM Technologies, Inc. (NYSE:BMTX ) Q4 2022 Earnings Conference Call March 27, 2023 5:00 PM ET Company Participants Jim Dullinger - Chief Financial Officer Luvleen Sidhu - Founder, Chairman, and Chief Executive Officer Jamie Donahue - President Conference Call Participants Mike Grondhahl - Northland Securities Brian Dobson - Chardan Capital Markets Bill Dezellem - Tieton Capital Michael Diana - Maxim Group Operator Good afternoon, everyone and welcome to the BM Technologies Fourth Quarter and Full Year 2022 Earnings Call. Please note that this event is being recorded.

BMTX Financial details

Company Rating

Neutral

Market Cap

36.32M

Income

-17.55M

Revenue

56.9M

Book val./share

2.96

Cash/share

0.76

Dividend

Dividend %

Employees

275

Optionable

Shortable

Yes

Earnings

20 Nov 2023

P/E

-1.92

Forward P/E

145.5

PEG

0.09

P/S

0.61

P/B

0.98

P/C

3.83

P/FCF

-1.88

Quick Ratio

1.09

Current Ratio

1.47

Debt / Equity

LT Debt / Equity

EPS (TTM)

-1.51

EPS next Y

0.02

EPS next Q

-0.2

EPS this Y

-104.53%

EPS next Y

-100.99%

EPS next 5Y

-100.99%

EPS last 5Y

Revenue last 5Y

Revenue Q/Q

13.51%

EPS Q/Q

-12.82%

SMA20

12.6%

SMA50

75.46%

SMA100

-2.72%

Inst Own

14.62%

Inst Trans

0.56%

ROA

-34%

ROE

-43%

ROC

-0.65%

Gross Margin

48%

Oper. Margin

-40%

Profit Margin

-31%

Payout

Shs Outstand

11.87M

Shs Float

7.78M

Target Price

52W Range

1.41-6.13

52W High

-51.5%

52W Low

+191%

RSI

58.29

Rel Volume

0.64

Avg Volume

40.23K

Volume

25.77K

Perf Week

22.27%

Perf Month

3.19%

Perf Quarter

-12.61%

Perf Half Y

3.93%

Beta

-0.04

Volatility

0.28%, 0.28%

Prev Close

-2.35%

Price

2.91

Change

-3%

BMTX Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2022-12-31

Metric	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31
	2.02K	2.02K	2.02K	2.02K	2.02K
Revenue per share	0	0	10.92	8.02	7
Net income per share	0.02	0.7	-1.93	1.44	-0.07
Operating cash flow per share	0	-0.24	-0.26	2.32	0.29
Free cash flow per share	0	-0.24	-0.26	2.26	-0.18
Cash per share	0.07	0.08	0.01	2.17	1.77
Book value per share	0.3	26.25	3.15	3.2	4.09
Tangible book value per share	10.02	26.25	3.15	-0.05	1.41
Share holders equity per share	0.3	26.25	3.15	3.2	4.09
Interest debt per share	0	0	0.23	0.05	-2.75
Market cap	160.74M	62.82M	85.97M	109.15M	62.22M
Enterprise value	159.55M	62.34M	85.92M	83.86M	41.11M
P/E ratio	544.96	14.7	-7.29	6.4	-79.87
Price to sales ratio	0	0	1.29	1.15	0.74
POCF ratio	0	-42.9	-54.09	3.96	17.88
PFCF ratio	0	-42.9	-54.09	4.07	-28.35
P/B Ratio	32.15	0.39	4.46	2.87	1.27
PTB ratio	32.15	0.39	4.46	2.87	1.27
EV to sales	0	0	1.29	0.88	0.49
Enterprise value over EBITDA	311.73	-23.01	-8.92	4.53	-4.59
EV to operating cash flow	0	-42.57	-54.06	3.04	11.81
EV to free cash flow	0	-42.57	-54.06	3.13	-18.73
Earnings yield	0	0.07	-0.14	0.16	-0.01
Free cash flow yield	0	-0.02	-0.02	0.25	-0.04
Debt to equity	0	0	0	0.01	-0.26
Debt to assets	0	0	0	0.01	-0.18
Net debt to EBITDA	-2.33	0.18	0	-1.37	2.35
Current ratio	1.87	0.68	0	1.49	1.99
Interest coverage	0	0	-7.44	59.02	0.44
Income quality	0	-0.34	1.78	1.62	-4.47
Dividend Yield	0	0	0	0	0
Payout ratio	0	0	0	0	0
Sales general and administrative to revenue	0	0	0.55	0.52	0.62
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0	0	0	0.51	0.45
Capex to operating cash flow	0	0	0	-0.03	-1.63
Capex to revenue	0	0	0	-0.01	-0.07
Capex to depreciation	0	0	0	-0.06	-0.46
Stock based compensation to revenue	0	0	0	0.12	0.14
Graham number	0.35	20.3	11.69	10.18	2.45
ROIC	0.06	0.02	-0.54	0.11	-0.16
Return on tangible assets	0	0.02	-0.25	0.45	-0.02
Graham Net	-0.38	-2.4	-4.65	-0.5	0.43
Working capital	589.41K	-243.89K	-21.65M	12M	19.11M
Tangible asset value	166.03M	160.76M	19.29M	-620K	16.85M
Net current asset value	-6.18M	-14.66M	-28.42M	-1.8M	16.27M
Invested capital	0	0	0	0.01	-0.26
Average receivables	0	0	0	4.58M	8.71M
Average payables	0	55.98K	884.08K	4.34M	9.86M
Average inventory	0	0	0	0	0
Days sales outstanding	0	0	0	35.2	36.06
Days payables outstanding	0	0	21.41	82.31	153.96
Days of inventory on hand	0	0	0	0	0
Receivables turnover	0	0	0	10.37	10.12
Payables turnover	0	0	17.04	4.43	2.37
Inventory turnover	0	0	0	0	0
ROE	0.06	0.03	-0.61	0.45	-0.02
Capex per share	0	0	0	-0.06	-0.48

Quarterly Fundamentals Overview

Last date of statement is 2023-09-30 for Q3

Metric	2022-09-30	2022-12-31	2023-03-31	2023-06-30	2023-09-30
	2.02K	2.02K	2.02K	2.02K	2.02K
Revenue per share	1.66	1.31	1.16	1.12	1.27
Net income per share	-0.41	-0.35	-0.43	-0.39	-0.34
Operating cash flow per share	-0.42	-0.33	-0.55	0.2	0
Free cash flow per share	-0.51	-0.43	-0.67	0.05	0
Cash per share	2.21	1.77	0.94	1	0.76
Book value per share	4.24	4.09	3.61	3.29	2.96
Tangible book value per share	1.41	1.41	1.01	0.76	0.62
Share holders equity per share	4.24	4.09	3.61	3.29	2.96
Interest debt per share	-0.77	-1.18	-0.12	0	0
Market cap	79.87M	62.22M	40.84M	34.46M	23.14M
Enterprise value	53.43M	41.11M	29.91M	22.93M	14.34M
P/E ratio	-4.06	-3.72	-2.06	-1.93	-1.46
Price to sales ratio	4.02	3.97	3.03	2.65	1.57
POCF ratio	-16.06	-15.67	-6.41	14.95	0
PFCF ratio	-13.2	-12.14	-5.27	57.62	0
P/B Ratio	1.58	1.27	0.97	0.91	0.68
PTB ratio	1.58	1.27	0.97	0.91	0.68
EV to sales	2.69	2.62	2.22	1.77	0.97
Enterprise value over EBITDA	-43.41	-5.43	-9.27	-11.76	-2.98
EV to operating cash flow	-10.74	-10.36	-4.7	9.95	0
EV to free cash flow	-8.83	-8.02	-3.86	38.35	0
Earnings yield	-0.06	-0.07	-0.12	-0.13	-0.17
Free cash flow yield	-0.08	-0.08	-0.19	0.02	0
Debt to equity	-0.21	-0.26	0	0	0
Debt to assets	-0.14	-0.18	0	0	0
Net debt to EBITDA	21.47	2.79	3.39	5.91	1.83
Current ratio	1.93	1.99	1.58	1.48	1.47
Interest coverage	-3.13	5.19	4.03	0	0
Income quality	1.01	0.95	1.28	-0.52	0
Dividend Yield	0	0	0	0	0
Payout ratio	0	0	0	0	0
Sales general and administrative to revenue	0.67	0.82	0.68	0.65	0.52
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.44	0.45	0.46	0.49	0.53
Capex to operating cash flow	0.22	0.29	0.22	-0.74	0
Capex to revenue	-0.05	-0.07	-0.1	-0.13	0
Capex to depreciation	-0.35	-0.39	-0.44	-0.54	0
Stock based compensation to revenue	0.14	0.17	0.05	0.06	0
Graham number	6.27	5.68	5.9	5.34	4.77
ROIC	-0.09	-0.14	-0.14	-0.13	-0.13
Return on tangible assets	-0.12	-0.11	-0.14	-0.15	-0.17
Graham Net	0.6	0.43	-0.22	-0.37	-0.14
Working capital	20.23M	19.11M	12.57M	9.52M	7.45M
Tangible asset value	16.81M	16.85M	11.7M	8.76M	7.12M
Net current asset value	16.23M	16.27M	11.17M	8.23M	6.59M
Invested capital	-0.21	-0.26	0	0	0
Average receivables	7.85M	8.44M	10.6M	10.01M	7.8M
Average payables	9.59M	11.59M	6.34M	0	0
Average inventory	0	0	0	0	0
Days sales outstanding	39.04	47.4	86.41	49.09	51.96
Days payables outstanding	118.81	153.27	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	2.31	1.9	1.04	1.83	1.73
Payables turnover	0.76	0.59	0	0	0
Inventory turnover	0	0	0	0	0
ROE	-0.1	-0.09	-0.12	-0.12	-0.12
Capex per share	-0.09	-0.1	-0.12	-0.15	0

BMTX Frequently Asked Questions

What is BM Technologies, Inc. stock symbol ?

BM Technologies, Inc. is a US stock , located in Wayne of Pa and trading under the symbol BMTX

Is BM Technologies, Inc. buy or a sell ?

2 stock analysts have 2 predictions with a medium analyst target price of $10. The lowest prediction is $7 and the highest is $13

What is BMTX stock prediction ?

What is BM Technologies, Inc. stock quote today ?

BM Technologies, Inc. stock price is $2.91 today.

Is BM Technologies, Inc. stock public?

Yes, BM Technologies, Inc. is a publicly traded company.

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Company Profile

Volume Average 40.23K
Market Capitalization 36.32M
Employee 275
CEO Ms. Luvleen Sidhu
Headquarters Wayne,PA,US
IPO Date 2018-09-21
Website https://ir.bmtxinc.com

BM Technologies, Inc. operates as a financial technology (fintech) company in the United States. It facilitates deposits and banking services between a customer and its partner bank, customers bank, which is a related party and is a Federal Deposit Insurance Corporation insured bank. The company, through its fintech banking platform, offers digital banking and disbursement services to consumers and students through digital channels. The company was formerly known as BankMobile Technologies, Inc. and changed its name to BM Technologies, Inc. in January 2021. BM Technologies, Inc. was founded in 2014 and is headquartered in Wayne, Pennsylvania.