CBKM
Consumers Bancorp, Inc. [CBKM] Stock Forecast
Buy or Sell ? Support and Resistance
What is MACD and how to read it?
How RSI can help?
RSI : 000
CBKM Stock Summary
In the News
CBKM Financial details
Company Rating
Strong Buy
Market Cap
52.73M
Income
10.76M
Revenue
20.04M
Book val./share
18.37
Cash/share
102.87
Dividend
0.68
Dividend %
3.99%
Employees
171
Optionable
No
Shortable
Yes
Earnings
20 Apr 2023
P/E
4.86
Forward P/E
-
PEG
2.73
P/S
2.63
P/B
0.93
P/C
0.17
P/FCF
4.43
Quick Ratio
13.84
Current Ratio
13.36
Debt / Equity
0.56
LT Debt / Equity
0.15
-
-
EPS (TTM)
3.51
EPS next Y
-
EPS next Q
-
EPS this Y
23.49%
EPS next Y
-
EPS next 5Y
-
EPS last 5Y
22.95%
Revenue last 5Y
-42.09%
Revenue Q/Q
-5.3%
EPS Q/Q
-5.49%
-
-
-
-
SMA20
-2.05%
SMA50
-6.13%
SMA100
-15.57%
Inst Own
0.12%
Inst Trans
-0%
ROA
1%
ROE
21%
ROC
0.02%
Gross Margin
100%
Oper. Margin
88%
Profit Margin
54%
Payout
19%
Shs Outstand
3.09M
Shs Float
2.69M
-
-
-
-
Target Price
-
52W Range
13.05-21.5
52W High
-18.81%
52W Low
+31.15%
RSI
53.94
Rel Volume
0.79
Avg Volume
1.25K
Volume
982
Perf Week
0.89%
Perf Month
-0.29%
Perf Quarter
-9.79%
Perf Half Y
-8.82%
-
-
-
-
Beta
0.190358
-
-
Volatility
0.35%, 0.52%
Prev Close
3.33%
Price
17.05
Change
3.33%
CBKM Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2022-06-30
| Metric | History | 2018-06-30 | 2019-06-30 | 2020-06-30 | 2021-06-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Revenue per share | 6.73 | 7.94 | 9.1 | 10.29 | 0.39 | |
| Net income per share | 1.31 | 2.04 | 1.92 | 2.98 | 3.68 | |
| Operating cash flow per share | 2.14 | 2.34 | 1.94 | 4.65 | 4.92 | |
| Free cash flow per share | 1.89 | 1.73 | 1.77 | 4.26 | 4.43 | |
| Cash per share | 56.56 | 56.98 | 57.39 | 76.96 | 105.63 | |
| Book value per share | 16.01 | 18.75 | 21.97 | 23.18 | 17.76 | |
| Tangible book value per share | -80.75 | 18.75 | 21.59 | 22.82 | 16.79 | |
| Share holders equity per share | 16.01 | 18.75 | 21.97 | 23.18 | 17.76 | |
| Interest debt per share | 4.91 | 9.48 | 12.15 | 6.61 | 3.6 | |
| Market cap | 65.61M | 50.2M | 40.85M | 58.81M | 58.36M | |
| Enterprise value | 210.8M | 61.46M | 50.71M | 52.51M | 41.88M | |
| P/E ratio | 18.32 | 9.02 | 7.39 | 6.54 | 5.21 | |
| Price to sales ratio | 3.56 | 2.32 | 1.56 | 1.89 | 48.67 | |
| POCF ratio | 11.21 | 7.86 | 7.3 | 4.2 | 3.9 | |
| PFCF ratio | 12.71 | 10.65 | 8.02 | 4.57 | 4.33 | |
| P/B Ratio | 1.5 | 0.98 | 0.65 | 0.84 | 1.08 | |
| PTB ratio | 1.5 | 0.98 | 0.65 | 0.84 | 1.08 | |
| EV to sales | 11.45 | 2.84 | 1.94 | 1.69 | 34.93 | |
| Enterprise value over EBITDA | 29.39 | 5.84 | 4.48 | 3.83 | 2.62 | |
| EV to operating cash flow | 36.03 | 9.62 | 9.07 | 3.75 | 2.8 | |
| EV to free cash flow | 40.83 | 13.03 | 9.95 | 4.08 | 3.11 | |
| Earnings yield | 0.05 | 0.11 | 0.14 | 0.15 | 0.19 | |
| Free cash flow yield | 0.08 | 0.09 | 0.12 | 0.22 | 0.23 | |
| Debt to equity | 0.27 | 0.44 | 0.49 | 0.26 | 0.18 | |
| Debt to assets | 0.05 | 0.04 | 0.04 | 0.02 | 0.01 | |
| Net debt to EBITDA | 20.24 | 1.07 | 0.87 | -0.46 | -1.03 | |
| Current ratio | 0.57 | 37.44 | 27.56 | 34.54 | 90.35 | |
| Interest coverage | 0 | 3.08 | 2.69 | 6.7 | 10.57 | |
| Income quality | 1.63 | 1.15 | 1.01 | 1.56 | 1.34 | |
| Dividend Yield | 0.02 | 0.03 | 0.04 | 0.03 | 0.03 | |
| Payout ratio | 0.38 | 0.26 | 0.28 | 0.2 | 0.17 | |
| Sales general and administrative to revenue | 0.48 | 0.43 | 0.42 | 0.39 | 12.52 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
| Capex to operating cash flow | -0.12 | -0.26 | -0.09 | -0.08 | -0.1 | |
| Capex to revenue | -0.04 | -0.08 | -0.02 | -0.04 | -1.23 | |
| Capex to depreciation | -0.89 | -2.1 | -0.47 | -1.19 | -1.41 | |
| Stock based compensation to revenue | 0 | 0 | 0 | 0 | 0 | |
| Graham number | 21.72 | 29.34 | 30.81 | 39.42 | 38.35 | |
| ROIC | 0 | 0.02 | 0.01 | 0.01 | 0.01 | |
| Return on tangible assets | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham Net | -110.43 | -126.7 | -177.09 | -175.61 | -195.63 | |
| Working capital | -5.75K | 153.41M | 162.56M | 228.14M | 646.02M | |
| Tangible asset value | -220.75M | 51.17M | 62.15M | 68.84M | 51.05M | |
| Net current asset value | -458.85M | -345.15M | -508.9M | -528.97M | -270.09M | |
| Invested capital | 0.27 | 0.44 | 0.49 | 0.26 | 0.18 | |
| Average receivables | 2.95M | 2.67M | 2.82M | 3.15M | 6.5M | |
| Average payables | 3.67M | 3.99M | 5.17M | 6.46M | 7.02M | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 63.02 | 36.54 | 48.37 | 33.21 | 3.1K | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 5.79 | 9.99 | 7.55 | 10.99 | 0.12 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.08 | 0.11 | 0.09 | 0.13 | 0.21 | |
| Capex per share | -0.25 | -0.61 | -0.17 | -0.38 | -0.49 |
Quarterly Fundamentals Overview
Last date of statement is 2023-03-31 for Q3
| Metric | History | 2022-03-31 | 2022-06-30 | 2022-09-30 | 2022-12-31 | 2023-03-31 |
|---|---|---|---|---|---|---|
| Revenue per share | 2.97 | 0.14 | 0.09 | 3.23 | 3.07 | |
| Net income per share | 0.85 | 0.91 | 0.83 | 0.91 | 0.86 | |
| Operating cash flow per share | 1.04 | 1.06 | 1.3 | 1.22 | 0.96 | |
| Free cash flow per share | 0.93 | 0.95 | 1.24 | 1.19 | 0.52 | |
| Cash per share | 113.11 | 105.1 | 100.95 | 98.73 | 102.87 | |
| Book value per share | 20.39 | 17.67 | 14.26 | 16.38 | 18.37 | |
| Tangible book value per share | 19.42 | 16.71 | 13.3 | 15.44 | 17.43 | |
| Share holders equity per share | 20.39 | 17.67 | 14.26 | 16.38 | 18.37 | |
| Interest debt per share | 5.46 | 2.83 | 9.79 | 16.65 | 11.12 | |
| Market cap | 69.9M | 58.65M | 62M | 60.54M | 56.7M | |
| Enterprise value | 30.8M | 42.18M | 40.93M | 68.58M | 52.34M | |
| P/E ratio | 6.76 | 5.27 | 6.11 | 5.39 | 5.38 | |
| Price to sales ratio | 7.74 | 137.69 | 226.27 | 6.1 | 6.03 | |
| POCF ratio | 22.02 | 18.19 | 15.67 | 16.11 | 19.24 | |
| PFCF ratio | 24.77 | 20.27 | 16.46 | 16.58 | 35.55 | |
| P/B Ratio | 1.13 | 1.09 | 1.43 | 1.2 | 1.01 | |
| PTB ratio | 1.13 | 1.09 | 1.43 | 1.2 | 1.01 | |
| EV to sales | 3.41 | 99.01 | 149.38 | 6.91 | 5.57 | |
| Enterprise value over EBITDA | 8.93 | 11.28 | 10.97 | 14.79 | 9.53 | |
| EV to operating cash flow | 9.7 | 13.08 | 10.34 | 18.25 | 17.76 | |
| EV to free cash flow | 10.91 | 14.57 | 10.87 | 18.78 | 32.81 | |
| Earnings yield | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | |
| Free cash flow yield | 0.04 | 0.05 | 0.06 | 0.06 | 0.03 | |
| Debt to equity | 0.26 | 0.15 | 0.67 | 0.99 | 0.56 | |
| Debt to assets | 0.02 | 0.01 | 0.03 | 0.05 | 0.03 | |
| Net debt to EBITDA | -11.33 | -4.41 | -5.65 | 1.73 | -0.79 | |
| Current ratio | 51.32 | 44.48 | 45.87 | 47.74 | 13.36 | |
| Interest coverage | 10.2 | 9.88 | 5.48 | 3.7 | 2.39 | |
| Income quality | 1.23 | 0 | 0 | 0 | 0 | |
| Dividend Yield | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Payout ratio | 0.19 | 0.18 | 0.2 | 0.19 | 0.2 | |
| Sales general and administrative to revenue | 0.43 | 8.85 | 14.12 | 0.37 | 0.02 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
| Capex to operating cash flow | -0.11 | -0.1 | -0.05 | -0.03 | -0.46 | |
| Capex to revenue | -0.04 | -0.77 | -0.7 | -0.01 | -0.14 | |
| Capex to depreciation | 0 | 0 | 0 | 0 | 0 | |
| Stock based compensation to revenue | 0 | 0 | 0 | 0 | 0 | |
| Graham number | 19.75 | 19.02 | 16.33 | 18.35 | 18.85 | |
| ROIC | 0 | 0 | 0 | 0 | 0 | |
| Return on tangible assets | 0 | 0 | 0 | 0 | 0 | |
| Graham Net | -189.61 | -194.64 | -206.74 | -211.19 | -218.37 | |
| Working capital | 344.38M | 314.34M | 301.45M | 309.59M | 291.7M | |
| Tangible asset value | 59.03M | 51.05M | 40.55M | 47.5M | 53.41M | |
| Net current asset value | -574.36M | -601.78M | -639.8M | -646.55M | -677.78M | |
| Invested capital | 0.26 | 0.15 | 0.67 | 0.99 | 0.56 | |
| Average receivables | 5.3M | 8.83M | 11.83M | 12.99M | 11.88M | |
| Average payables | 6.7M | 7.04M | 6.97M | 6.67M | 6.76M | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 74.54 | 2.15K | 4.43K | 113.33 | 107.76 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 1.21 | 0.04 | 0.02 | 0.79 | 0.84 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.04 | 0.05 | 0.06 | 0.06 | 0.05 | |
| Capex per share | -0.12 | -0.11 | -0.06 | -0.03 | -0.44 |
CBKM Frequently Asked Questions
What is Consumers Bancorp, Inc. stock symbol ?
Consumers Bancorp, Inc. is a US stock , located in Minerva of Oh and trading under the symbol CBKM
What is Consumers Bancorp, Inc. stock quote today ?
Consumers Bancorp, Inc. stock price is $17.05 today.
Is Consumers Bancorp, Inc. stock public?
Yes, Consumers Bancorp, Inc. is a publicly traded company.
Company Profile
- Volume Average 1.25K
- Market Capitalization 52.73M
- Employee 171
- CEO Mr. Ralph J. Lober II
- Headquarters Minerva,OH,US
- IPO Date 1999-10-18
-
Website
https://www.consumers.bank 
Consumers Bancorp, Inc. operates as the bank holding company for the Consumers National Bank that provides various commercial and retail banking products and services for individuals, farmers, and small and medium-sized businesses. The company accepts various deposit products. It also provides commercial loans, which include financing for equipment, inventories, and accounts receivable; commercial real estate loans, including mortgage loans to farmers, owners of multi-family investment properties, developers, and owners of commercial real estate; residential real estate loans comprising one to four family residential real estate and home equity loans; and consumer loans consisting of automobile loans, personal lines of credit, and unsecured consumer loans. In addition, the company invests in securities consisting of obligations of the United States government sponsored entities, municipal obligations, and mortgage-backed securities. As of June 30, 2021, it operated 19 full-service branch locations and one loan production office in Carroll, Columbiana, Jefferson, Stark, Summit, and Wayne and contiguous counties in Ohio. The company was founded in 1965 and is headquartered in Minerva, Ohio.
