CZFS

Citizens Financial Services, Inc. [CZFS] Stock Forecast

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RSI : 000

CZFS Stock Summary

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In the News

09:04 01 Apr 2023 CZFS

Citizens Financial Services (CZFS) Beats Q4 Earnings Estimates

Citizens Financial Services (CZFS) delivered earnings and revenue surprises of 7.57% and 6.05%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

05:18 01 Apr 2023 CZFS

Citizens Financial Services (CZFS) Q3 Earnings and Revenues Top Estimates

Citizens Financial Services (CZFS) delivered earnings and revenue surprises of 0.53% and 0.18%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

10:32 01 Apr 2023 CZFS

Watch These 5 Stocks That Recently Hiked Their Dividends

At this stage, one should consider stocks that have recently raised their dividend payments. Five such companies are VZ, STC, CZFS, AVT and BRC.

10:33 01 Apr 2023 CZFS

Recent Price Trend in Citizens Financial Services (CZFS) is Your Friend, Here's Why

Citizens Financial Services (CZFS) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen.

09:43 01 Apr 2023 CZFS

Citizens Financial Services (CZFS) Q2 Earnings Meet Estimates

Citizens Financial Services (CZFS) delivered earnings and revenue surprises of 0% and 1.43%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

06:49 01 Apr 2023 CZFS

Citizens Financial Services (CZFS) Q1 Earnings Meet Estimates

Citizens Financial Services (CZFS) delivered earnings and revenue surprises of 0% and 3.40%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?

05:18 01 Apr 2023 CZFS

Earnings Preview: Citizens Financial Services (CZFS) Q1 Earnings Expected to Decline

Citizens Financial Services (CZFS) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

09:31 01 Apr 2023 CZFS

Citizens Financial Services: An Interesting 'Uplisting' Story

Citizens Financial Services is the holding company of the First Citizens Community Bank in Pennsylvania, with in excess of $2B in assets. The bank is currently listed on the pink sheets but will move to the Nasdaq soon.

11:51 01 Apr 2023 CZFS

Citizens Financial Services (CZFS) Q3 Earnings and Revenues Surpass Estimates

Citizens Financial Services (CZFS) delivered earnings and revenue surprises of 2.87% and 0.22%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

04:28 01 Apr 2023 CZFS

Analysts Estimate Citizens Financial Services (CZFS) to Report a Decline in Earnings: What to Look Out for

Citizens Financial Services (CZFS) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

CZFS Financial details

Company Rating
Strong Buy
Market Cap
331.79M
Income
29.06M
Revenue
81.87M
Book val./share
50.47
Cash/share
118.95
Dividend
1.92
Dividend %
2.3%
Employees
309
Optionable
No
Shortable
Yes
Earnings
17 Apr 2023
P/E
11.4
Forward P/E
-
PEG
833.34
P/S
4.05
P/B
1.66
P/C
0.7
P/FCF
10.85
Quick Ratio
-
Current Ratio
-
Debt / Equity
10.66
LT Debt / Equity
1.29
-
-
EPS (TTM)
7.32
EPS next Y
-
EPS next Q
1.91
EPS this Y
-
EPS next Y
-
EPS next 5Y
10.79%
EPS last 5Y
-
Revenue last 5Y
8.31%
Revenue Q/Q
0.33%
EPS Q/Q
4.74%
-
-
-
-
SMA20
-4.63%
SMA50
3.99%
SMA100
17.48%
Inst Own
7.67%
Inst Trans
1.52%
ROA
1%
ROE
15%
ROC
-
Gross Margin
24%
Oper. Margin
-
Profit Margin
35%
Payout
26%
Shs Outstand
3.97M
Shs Float
3.72M
-
-
-
-
Target Price
-
52W Range
62.37624-89.04
52W High
-6.12%
52W Low
+34.76%
RSI
59.75
Rel Volume
0.43
Avg Volume
18.58K
Volume
7.91K
Perf Week
4.2%
Perf Month
-4.29%
Perf Quarter
19.78%
Perf Half Y
12.24%
-
-
-
-
Beta
0.297439
-
-
Volatility
1.41%, 3.97%
Prev Close
3.8%
Price
83.55
Change
3.9%

CZFS Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2022-12-31

Metric History 2018-12-312019-12-312020-12-312021-12-31 2022-12-31
Revenue per share
15.2116.2419.1519.8820.62
Net income per share
4.995.436.537.387.32
Operating cash flow per share
5.956.063.089.818.37
Free cash flow per share
5.815.932.839.538.37
Cash per share
75.6876.1498.25151.13118.84
Book value per share
38.5543.0950.5453.8650.42
Tangible book value per share
31.6536.2341.9445.4942.19
Share holders equity per share
38.5543.0950.5453.8650.42
Interest debt per share
27.927.0525.2220.5567.64
Market cap
198.63M218.7M213.12M237.07M304.56M
Enterprise value
257.53M271.04M219.49M127.19M529.57M
P/E ratio
11.0111.228.498.1410.48
Price to sales ratio
3.623.752.93.023.72
POCF ratio
9.2410.0518.036.139.16
PFCF ratio
9.4610.2819.596.319.16
P/B Ratio
1.431.411.11.121.52
PTB ratio
1.431.411.11.121.52
EV to sales
4.694.652.981.626.47
Enterprise value over EBITDA
8.27.566.162.9211.3
EV to operating cash flow
11.9912.4518.573.2915.93
EV to free cash flow
12.2712.7320.173.3815.93
Earnings yield
0.090.090.120.120.1
Free cash flow yield
0.110.10.050.160.11
Debt to equity
9.288.478.749.0910.66
Debt to assets
0.90.890.90.90.91
Net debt to EBITDA
1.881.460.18-2.524.8
Current ratio
00000
Interest coverage
00000
Income quality
1.191.120.471.331.14
Dividend Yield
0.030.030.030.030.02
Payout ratio
0.340.320.260.250.26
Sales general and administrative to revenue
0.360.370.350.350.35
Research and developement to revenue
00000
Intangibles to total assets
0.020.020.020.020.01
Capex to operating cash flow
-0.02-0.02-0.08-0.030
Capex to revenue
-0.01-0.01-0.01-0.010
Capex to depreciation
-1.29-0.970.33-0.990
Stock based compensation to revenue
0.010.010.010.010
Graham number
65.8172.5486.1894.5791.13
ROIC
00000
Return on tangible assets
0.010.010.010.010.01
Graham Net
-281.01-288.08-342.18-337.41-417.15
Working capital
1.15B1.18B1.54B1.68B479.1M
Tangible asset value
114.31M130.13M161.22M179.49M167.5M
Net current asset value
-143.49M-127.21M-152.85M-252.2M-1.65B
Invested capital
0.650.550.460.351.29
Average receivables
4.32M4.5M5.28M5.62M6.28M
Average payables
986.5K1.08M1.05M864K971.5K
Average inventory
00000
Days sales outstanding
29.5928.529.7424.3732.69
Days payables outstanding
00000
Days of inventory on hand
00000
Receivables turnover
12.3412.812.2714.9811.17
Payables turnover
00000
Inventory turnover
00000
ROE
0.130.130.130.140.15
Capex per share
-0.14-0.13-0.25-0.280

Quarterly Fundamentals Overview

Last date of statement is 2022-12-31 for Q4

Metric History 2021-12-312022-03-312022-06-302022-09-30 2022-12-31
Revenue per share
4.914.75.045.435.45
Net income per share
1.761.691.741.91.99
Operating cash flow per share
1.63.030.762.342.24
Free cash flow per share
1.593.010.552.562.24
Cash per share
151.21147.32123.72119.58118.95
Book value per share
53.8950.9649.0848.2550.47
Tangible book value per share
45.5242.6840.8239.9942.23
Share holders equity per share
53.8950.9649.0848.2550.47
Interest debt per share
19.1717.5428.246666.15
Market cap
236.95M250.13M278.14M278.52M304.27M
Enterprise value
127.07M193.71M359.96M508.24M529.28M
P/E ratio
8.539.2810.089.239.66
Price to sales ratio
12.2313.3813.8812.9314.08
POCF ratio
37.5220.7791.8330.0634.18
PFCF ratio
37.8920.87127.0627.434.18
P/B Ratio
1.121.231.431.451.52
PTB ratio
1.121.231.431.451.52
EV to sales
6.5610.3617.9723.624.49
Enterprise value over EBITDA
12.2119.3234.8941.7435.78
EV to operating cash flow
20.1216.08118.8454.8559.46
EV to free cash flow
20.3216.16164.445059.46
Earnings yield
0.030.030.020.030.03
Free cash flow yield
0.030.050.010.040.03
Debt to equity
9.099.7410.3511.2710.66
Debt to assets
0.90.910.910.920.91
Net debt to EBITDA
-10.56-5.637.9318.8715.21
Current ratio
00000
Interest coverage
00000
Income quality
0.911.790.441.231.13
Dividend Yield
0.010.010.010.010.01
Payout ratio
0.270.280.280.250.24
Sales general and administrative to revenue
0.360.40.380.350.33
Research and developement to revenue
00000
Intangibles to total assets
0.020.020.010.010.01
Capex to operating cash flow
-0.010-0.2800
Capex to revenue
00-0.0400
Capex to depreciation
-0.23-0.22-3.2700
Stock based compensation to revenue
00000
Graham number
46.2144.0743.845.4347.48
ROIC
00000
Return on tangible assets
00000
Graham Net
-337.58-348.11-383-423.17-417.54
Working capital
00497.48M0479.1M
Tangible asset value
179.49M169.82M162.21M158.68M167.5M
Net current asset value
-1.93B-1.98B-1.52B-2.16B-1.65B
Invested capital
0.350.340.571.351.29
Average receivables
5.23M5.32M5.64M6.21M6.94M
Average payables
767K712.5K640K744K1.08M
Average inventory
00000
Days sales outstanding
24.3126.0726.3927.3530.54
Days payables outstanding
00000
Days of inventory on hand
00000
Receivables turnover
3.73.453.413.292.95
Payables turnover
00000
Inventory turnover
00000
ROE
0.030.030.040.040.04
Capex per share
-0.02-0.01-0.2100

CZFS Frequently Asked Questions

What is Citizens Financial Services, Inc. stock symbol ?

Citizens Financial Services, Inc. is a US stock , located in Mansfield of Pa and trading under the symbol CZFS

What is Citizens Financial Services, Inc. stock quote today ?

Citizens Financial Services, Inc. stock price is $83.55 today.

Is Citizens Financial Services, Inc. stock public?

Yes, Citizens Financial Services, Inc. is a publicly traded company.

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