DFS
Discover Financial Services [DFS] Stock Forecast
Buy or Sell ? Support and Resistance
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How RSI can help?
RSI : 000
DFS Stock Summary
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DFS Financial details
Company Rating
Strong Buy
Market Cap
30.3B
Income
2.95B
Revenue
17.27B
Book val./share
59.29
Cash/share
55.09
Dividend
2.8
Dividend %
2.22%
Employees
21.1K
Optionable
No
Shortable
Yes
Earnings
17 Apr 2024
P/E
10.68
Forward P/E
-
PEG
-3.92
P/S
1.83
P/B
2.12
P/C
2.26
P/FCF
3.82
Quick Ratio
2.23
Current Ratio
0.56
Debt / Equity
1.44
LT Debt / Equity
1.29
-
-
EPS (TTM)
11.25
EPS next Y
-
EPS next Q
-
EPS this Y
-27.21%
EPS next Y
-
EPS next 5Y
-
EPS last 5Y
4.37%
Revenue last 5Y
12.45%
Revenue Q/Q
38.38%
EPS Q/Q
-40.54%
-
-
-
-
SMA20
-1.61%
SMA50
14.02%
SMA100
41.86%
Inst Own
70.89%
Inst Trans
0.89%
ROA
2%
ROE
21%
ROC
0.06%
Gross Margin
100%
Oper. Margin
50%
Profit Margin
17%
Payout
26%
Shs Outstand
-
Shs Float
-
-
-
-
-
Target Price
-
52W Range
79.04-131.65
52W High
-5.07%
52W Low
+57.42%
RSI
55
Rel Volume
0.45
Avg Volume
2.45M
Volume
1.1M
Perf Week
1.16%
Perf Month
2.56%
Perf Quarter
54.5%
Perf Half Y
33.69%
-
-
-
-
Beta
1.436
-
-
Volatility
1.99%, 2.83%
Prev Close
0.07%
Price
124.36
Change
2.99%
DFS Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2023-12-31
| Metric | History | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 35.81 | 36.12 | 40.29 | 48.15 | 81.13 | |
| Net income per share | 9.24 | 3.72 | 18.07 | 15.79 | 11.57 | |
| Operating cash flow per share | 19.36 | 20.18 | 20.06 | 25.78 | 33.71 | |
| Free cash flow per share | 18.48 | 19.33 | 19.42 | 24.92 | 32.52 | |
| Cash per share | 57.61 | 92.39 | 67.51 | 82.35 | 54.24 | |
| Book value per share | 37.06 | 35.45 | 44.69 | 52.67 | 58.38 | |
| Tangible book value per share | 274.64 | 297.39 | 42.99 | 50.83 | 57.37 | |
| Share holders equity per share | 37.06 | 35.45 | 44.69 | 52.67 | 58.38 | |
| Interest debt per share | 104.62 | 89 | 71.2 | 93.1 | 87.37 | |
| Market cap | 27.14B | 27.79B | 34.67B | 27.1B | 28.55B | |
| Enterprise value | 35.28B | 23.33B | 36.66B | 26.1B | 38.2B | |
| P/E ratio | 9.18 | 24.36 | 6.39 | 6.2 | 9.71 | |
| Price to sales ratio | 2.37 | 2.51 | 2.87 | 2.03 | 1.39 | |
| POCF ratio | 4.38 | 4.49 | 5.76 | 3.8 | 3.33 | |
| PFCF ratio | 4.59 | 4.68 | 5.95 | 3.93 | 3.46 | |
| P/B Ratio | 2.29 | 2.55 | 2.59 | 1.86 | 1.93 | |
| PTB ratio | 2.29 | 2.55 | 2.59 | 1.86 | 1.93 | |
| EV to sales | 3.08 | 2.1 | 3.03 | 1.96 | 1.85 | |
| Enterprise value over EBITDA | 8.26 | 12.15 | 4.83 | 3.2 | 227.35 | |
| EV to operating cash flow | 5.69 | 3.77 | 6.09 | 3.66 | 4.46 | |
| EV to free cash flow | 5.97 | 3.93 | 6.29 | 3.78 | 4.62 | |
| Earnings yield | 0.11 | 0.04 | 0.16 | 0.16 | 0.1 | |
| Free cash flow yield | 0.22 | 0.21 | 0.17 | 0.25 | 0.29 | |
| Debt to equity | 2.61 | 2.34 | 1.51 | 1.64 | 1.44 | |
| Debt to assets | 0.27 | 0.23 | 0.18 | 0.18 | 0.14 | |
| Net debt to EBITDA | 1.91 | -2.32 | 0.26 | -0.12 | 57.42 | |
| Current ratio | 0.29 | 0.41 | 16.93 | 0.45 | 0.56 | |
| Interest coverage | 1.52 | 0.77 | 6.23 | 4.08 | 19.9 | |
| Income quality | 2.1 | 5.43 | 1.1 | 1.63 | 2.93 | |
| Dividend Yield | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | |
| Payout ratio | 0.19 | 0.5 | 0.12 | 0.16 | 0.26 | |
| Sales general and administrative to revenue | 0.15 | 0.17 | 0.16 | 0.16 | 0.12 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
| Capex to operating cash flow | -0.05 | -0.04 | -0.03 | -0.03 | -0.04 | |
| Capex to revenue | -0.02 | -0.02 | -0.02 | -0.02 | -0.01 | |
| Capex to depreciation | -0.65 | -0.54 | -0.37 | -0.42 | -1.62 | |
| Stock based compensation to revenue | 0.01 | 0.43 | -0.04 | 0.01 | -0.02 | |
| Graham number | 87.78 | 54.45 | 134.81 | 136.8 | 123.3 | |
| ROIC | 0.07 | 0.03 | 0.16 | 0.15 | 0.36 | |
| Return on tangible assets | 0.03 | 0.01 | 0.05 | 0.03 | 0.02 | |
| Graham Net | 46.37 | 22.06 | -260.87 | -250.6 | -484.26 | |
| Working capital | -44.44B | -41.63B | 19.92B | -13.07B | -2.7B | |
| Tangible asset value | 87.89B | 91.3B | 13.15B | 14.34B | 14.57B | |
| Net current asset value | -7.27B | 8.07B | -75.67B | -106.48B | -133.29B | |
| Invested capital | 2.61 | 2.34 | 1.51 | 1.64 | 1.44 | |
| Average receivables | 89.99B | 46.73B | 929M | 52.83B | 52.37B | |
| Average payables | 0 | 0 | 0 | 0 | 0 | |
| Average inventory | -91.01B | -48.34B | -3.42B | -56.11B | -53.75B | |
| Days sales outstanding | 2.95K | 31.08 | 27.6 | 2.87K | 0 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 0.12 | 11.75 | 13.22 | 0.13 | 0 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.25 | 0.1 | 0.4 | 0.3 | 0.2 | |
| Capex per share | -0.89 | -0.85 | -0.65 | -0.85 | -1.19 |
Quarterly Fundamentals Overview
Last date of statement is 2023-12-31 for Q4
| Metric | History | 2022-12-31 | 2023-03-31 | 2023-06-30 | 2023-09-30 | 2023-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 13.7 | 14.32 | 15.33 | 16.18 | 22.37 | |
| Net income per share | 3.79 | 3.73 | 3.56 | 2.73 | 1.55 | |
| Operating cash flow per share | 7.98 | 6.84 | 5.96 | 9.56 | 11.5 | |
| Free cash flow per share | 7.77 | 6.55 | 5.63 | 9.25 | 11.23 | |
| Cash per share | 83.74 | 132.29 | 140.62 | 143.62 | 55.09 | |
| Book value per share | 53.56 | 54.64 | 54.77 | 56.94 | 59.29 | |
| Tangible book value per share | 51.69 | 436.6 | 463.62 | 493.82 | 58.27 | |
| Share holders equity per share | 53.56 | 54.64 | 54.77 | 56.94 | 59.29 | |
| Interest debt per share | 90.71 | 79.96 | 91.8 | 85.15 | 86.23 | |
| Market cap | 26.65B | 25.9B | 29.56B | 21.66B | 28.11B | |
| Enterprise value | 25.65B | 21.65B | 27.73B | 18.56B | 37.76B | |
| P/E ratio | 6.45 | 6.63 | 8.2 | 7.93 | 18.11 | |
| Price to sales ratio | 7.14 | 6.9 | 7.62 | 5.36 | 5.02 | |
| POCF ratio | 12.25 | 14.46 | 19.62 | 9.07 | 9.77 | |
| PFCF ratio | 12.59 | 15.1 | 20.75 | 9.37 | 10.01 | |
| P/B Ratio | 1.83 | 1.81 | 2.13 | 1.52 | 1.9 | |
| PTB ratio | 1.83 | 1.81 | 2.13 | 1.52 | 1.9 | |
| EV to sales | 6.87 | 5.77 | 7.15 | 4.59 | 6.75 | |
| Enterprise value over EBITDA | 11.25 | 9.78 | 23.72 | 20.9 | 363.05 | |
| EV to operating cash flow | 11.79 | 12.09 | 18.4 | 7.77 | 13.13 | |
| EV to free cash flow | 12.12 | 12.62 | 19.46 | 8.03 | 13.45 | |
| Earnings yield | 0.04 | 0.04 | 0.03 | 0.03 | 0.01 | |
| Free cash flow yield | 0.08 | 0.07 | 0.05 | 0.11 | 0.1 | |
| Debt to equity | 1.64 | 1.4 | 1.6 | 1.4 | 1.44 | |
| Debt to assets | 0.18 | 0.15 | 0.16 | 0.14 | 0.14 | |
| Net debt to EBITDA | -0.44 | -1.92 | -1.57 | -3.49 | 92.75 | |
| Current ratio | 0.45 | 1.29 | 1.56 | 2.99 | 0.56 | |
| Interest coverage | 2.72 | 2.21 | 1.05 | 0.69 | 19.03 | |
| Income quality | 2.11 | 1.84 | 1.69 | 3.5 | 7.45 | |
| Dividend Yield | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Payout ratio | 0.17 | 0.18 | 0.21 | 0.28 | 0.49 | |
| Sales general and administrative to revenue | 0.15 | 0.17 | 0.15 | 0.14 | 0.12 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
| Capex to operating cash flow | -0.03 | -0.04 | -0.05 | -0.03 | -0.02 | |
| Capex to revenue | -0.02 | -0.02 | -0.02 | -0.02 | -0.01 | |
| Capex to depreciation | -0.42 | -0.59 | -0.69 | -0.73 | -0.65 | |
| Stock based compensation to revenue | 0.02 | 0 | 0.34 | 0.42 | -0.04 | |
| Graham number | 67.6 | 67.67 | 66.24 | 59.16 | 45.49 | |
| ROIC | 0.04 | 0.05 | 0.03 | 0.02 | 0.09 | |
| Return on tangible assets | 0.01 | 0.01 | 0.01 | 0 | 0 | |
| Graham Net | -254.82 | 141.33 | 149.38 | 158.51 | -491.81 | |
| Working capital | -13.07B | 5.06B | 7.89B | 15.03B | -2.7B | |
| Tangible asset value | 14.34B | 114.64B | 117.55B | 123.71B | 14.57B | |
| Net current asset value | -106.48B | 4.25B | 1.83B | 3.1B | -133.29B | |
| Invested capital | 1.64 | 1.4 | 1.6 | 1.4 | 1.44 | |
| Average receivables | 95.8B | 104.86B | 107.41B | 111.93B | 57.01B | |
| Average payables | 0 | 0 | 0 | 0 | 0 | |
| Average inventory | -103.67B | -111.95B | -118.09B | -122.21B | -62.32B | |
| Days sales outstanding | 2.53K | 2.52K | 2.55K | 2.54K | 0 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.07 | 0.07 | 0.07 | 0.05 | 0.03 | |
| Capex per share | -0.21 | -0.29 | -0.32 | -0.31 | -0.27 |
DFS Frequently Asked Questions
What is Discover Financial Services stock symbol ?
Discover Financial Services is a US stock , located in Riverwoods of Il and trading under the symbol DFS
What is Discover Financial Services stock quote today ?
Discover Financial Services stock price is $124.36 today.
Is Discover Financial Services stock public?
Yes, Discover Financial Services is a publicly traded company.
Company Profile
- Volume Average 2.45M
- Market Capitalization 30.3B
- Employee 21.1K
- CEO Mr. J. Michael Shepherd
- Headquarters Riverwoods,IL,US
- IPO Date 2007-06-14
-
Website
https://www.discover.com 
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.
