ESBK
Elmira Savings Bank [ESBK] Stock Forecast
Buy or Sell ? Support and Resistance
What is MACD and how to read it?
How RSI can help?
RSI : 000
ESBK Stock Summary
In the News
ESBK Financial details
Company Rating
-
Market Cap
0
Income
3.49M
Revenue
21.04M
Book val./share
16.69
Cash/share
-
Dividend
-
Dividend %
-
Employees
109
Optionable
No
Shortable
Yes
Earnings
16 May 2022
P/E
19.31
Forward P/E
-
PEG
193.1
P/S
-
P/B
1.32
P/C
-
P/FCF
-
Quick Ratio
-
Current Ratio
-
Debt / Equity
0.5
LT Debt / Equity
0.5
-
-
EPS (TTM)
1.01
EPS next Y
-
EPS next Q
-
EPS this Y
20%
EPS next Y
-
EPS next 5Y
-
EPS last 5Y
-4.62%
Revenue last 5Y
1.2%
Revenue Q/Q
2.68%
EPS Q/Q
23.81%
-
-
-
-
SMA20
-
SMA50
-
SMA100
-
Inst Own
23.52%
Inst Trans
1.16%
ROA
1%
ROE
7%
ROC
-
Gross Margin
-
Oper. Margin
-
Profit Margin
17%
Payout
58%
Shs Outstand
-
Shs Float
-
-
-
-
-
Target Price
-
52W Range
23.07-23.1
52W High
-
52W Low
-
RSI
-
Rel Volume
0.79
Avg Volume
3.64K
Volume
-
Perf Week
-
Perf Month
-
Perf Quarter
-
Perf Half Y
-
-
-
-
-
Beta
1.00392
-
-
Volatility
0%, 0%
Prev Close
-
Price
-
Change
-
ESBK Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2020-12-31
| Metric | History | 2016-12-31 | 2017-12-31 | 2018-12-31 | 2019-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 7.84 | 6.7 | 6.04 | 6.06 | 6.84 | |
| Net income per share | 1.52 | 1.48 | 1.21 | 1 | 1.2 | |
| Operating cash flow per share | 1.88 | 2.23 | 2.48 | 0.28 | 0.98 | |
| Free cash flow per share | 1.45 | 0.73 | 2.22 | 0.21 | 0.85 | |
| Cash per share | 19.86 | 9.71 | 12.73 | 6.79 | 27.2 | |
| Book value per share | 19.48 | 17.26 | 16.57 | 16.73 | 17.45 | |
| Tangible book value per share | 15.18 | 13.52 | 13.06 | 13.23 | 13.92 | |
| Share holders equity per share | 19.48 | 17.26 | 16.57 | 16.73 | 17.45 | |
| Interest debt per share | 15.52 | 11.27 | 10.16 | 10.24 | 10.03 | |
| Market cap | 58.45M | 67.11M | 60.97M | 52.85M | 40.02M | |
| Enterprise value | 74.26M | 92.31M | 72.55M | 69.9M | -19.52M | |
| P/E ratio | 13.48 | 13.83 | 14.38 | 15.16 | 9.62 | |
| Price to sales ratio | 2.61 | 3.05 | 2.89 | 2.49 | 1.68 | |
| POCF ratio | 10.86 | 9.15 | 7.02 | 54.88 | 11.75 | |
| PFCF ratio | 14.12 | 27.99 | 7.88 | 73.1 | 13.61 | |
| P/B Ratio | 1.05 | 1.19 | 1.05 | 0.9 | 0.66 | |
| PTB ratio | 1.05 | 1.19 | 1.05 | 0.9 | 0.66 | |
| EV to sales | 3.31 | 4.2 | 3.44 | 3.3 | -0.82 | |
| Enterprise value over EBITDA | 6.47 | 9.22 | 6.84 | 5.88 | -1.63 | |
| EV to operating cash flow | 13.79 | 12.59 | 8.36 | 72.58 | -5.73 | |
| EV to free cash flow | 17.94 | 38.49 | 9.37 | 96.68 | -6.64 | |
| Earnings yield | 0.07 | 0.07 | 0.07 | 0.07 | 0.1 | |
| Free cash flow yield | 0.07 | 0.04 | 0.13 | 0.01 | 0.07 | |
| Debt to equity | 0.72 | 0.58 | 0.54 | 0.5 | 0.48 | |
| Debt to assets | 0.07 | 0.06 | 0.05 | 0.05 | 0.04 | |
| Net debt to EBITDA | 1.38 | 2.52 | 1.09 | 1.43 | -4.98 | |
| Current ratio | 0 | 0 | 0 | 0 | 0 | |
| Interest coverage | 2.45 | 2.3 | 2.16 | 1.61 | 1.89 | |
| Income quality | 1.24 | 1.51 | 2.05 | 0.28 | 0.82 | |
| Dividend Yield | 0.06 | 0.06 | 0.05 | 0.06 | 0.06 | |
| Payout ratio | 0.79 | 0.78 | 0.75 | 0.93 | 0.58 | |
| Sales general and administrative to revenue | 0.35 | 0.37 | 0.38 | 0.4 | 0.38 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | |
| Capex to operating cash flow | -0.23 | -0.67 | -0.11 | -0.25 | -0.14 | |
| Capex to revenue | -0.06 | -0.22 | -0.04 | -0.01 | -0.02 | |
| Capex to depreciation | -1.59 | -6.05 | -1.09 | -0.27 | -0.58 | |
| Stock based compensation to revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham number | 25.79 | 23.96 | 21.27 | 19.36 | 21.66 | |
| ROIC | 0.08 | 0.1 | 0.09 | 0.1 | 0.1 | |
| Return on tangible assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham Net | -160.86 | -141.66 | -139.21 | -149.49 | -140.23 | |
| Working capital | 507.38M | 493.37M | 528.31M | 559.48M | 603.67M | |
| Tangible asset value | 43.38M | 44.36M | 45.63M | 46.29M | 48.44M | |
| Net current asset value | -10.35M | -4.51M | -3.79M | 11.26M | 19.84M | |
| Invested capital | 0.72 | 0.58 | 0.54 | 0.5 | 0.48 | |
| Average receivables | 1.55M | 1.52M | 1.53M | 1.6M | 1.59M | |
| Average payables | 0 | 0 | 0 | 0 | 0 | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 25.27 | 24.85 | 27.1 | 27.98 | 23.99 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 14.45 | 14.69 | 13.47 | 13.05 | 15.22 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.08 | 0.09 | 0.07 | 0.06 | 0.07 | |
| Capex per share | -0.44 | -1.5 | -0.27 | -0.07 | -0.13 |
Quarterly Fundamentals Overview
Last date of statement is 2019-09-30 for Q3
| Metric | History | 2018-09-30 | 2018-12-31 | 2019-03-31 | 2019-06-30 | 2019-09-30 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 1.5 | 1.53 | 1.45 | 1.49 | 1.53 | |
| Net income per share | 0.29 | 0.27 | 0.27 | 0.21 | 0.26 | |
| Operating cash flow per share | 0 | 0 | 0 | 0 | 0 | |
| Free cash flow per share | 0 | 0 | 0 | 0 | 0 | |
| Cash per share | 0 | 0 | 0 | 0 | 0 | |
| Book value per share | 16.43 | 16.54 | 16.63 | 16.66 | 16.69 | |
| Tangible book value per share | 16.43 | 16.54 | 16.63 | 16.66 | 16.69 | |
| Share holders equity per share | 16.43 | 16.54 | 16.63 | 16.66 | 16.69 | |
| Interest debt per share | 9.76 | 9.22 | 8.71 | 8.78 | 8.81 | |
| Market cap | 71.5M | 61.08M | 59.2M | 57.38M | 49.25M | |
| Enterprise value | 104.5M | 92.08M | 88.2M | 86.38M | 78.25M | |
| P/E ratio | 17.7 | 16.24 | 15.92 | 19.92 | 13.68 | |
| Price to sales ratio | 13.65 | 11.42 | 11.63 | 10.97 | 9.17 | |
| POCF ratio | 0 | 0 | 0 | 0 | 0 | |
| PFCF ratio | 0 | 0 | 0 | 0 | 0 | |
| P/B Ratio | 1.24 | 1.05 | 1.02 | 0.98 | 0.84 | |
| PTB ratio | 1.24 | 1.05 | 1.02 | 0.98 | 0.84 | |
| EV to sales | 19.94 | 17.21 | 17.33 | 16.52 | 14.57 | |
| Enterprise value over EBITDA | 44.09 | 37.74 | 34.32 | 33.35 | 26.8 | |
| EV to operating cash flow | 0 | 0 | 0 | 0 | 0 | |
| EV to free cash flow | 0 | 0 | 0 | 0 | 0 | |
| Earnings yield | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | |
| Free cash flow yield | 0 | 0 | 0 | 0 | 0 | |
| Debt to equity | 0.57 | 0.54 | 0.5 | 0.5 | 0.5 | |
| Debt to assets | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | |
| Net debt to EBITDA | 13.92 | 12.7 | 11.28 | 11.2 | 9.93 | |
| Current ratio | 0 | 0 | 0 | 0 | 0 | |
| Interest coverage | 1.03 | 0.91 | 0.75 | 0.5 | 0.59 | |
| Income quality | 0 | 0 | 0 | 0 | 0 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
| Payout ratio | 0 | 0 | 0 | 0 | 0 | |
| Sales general and administrative to revenue | 0.77 | 0.78 | 0.78 | 0.84 | 0.8 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
| Capex to operating cash flow | 0 | 0 | 0 | 0 | 0 | |
| Capex to revenue | 0 | 0 | 0 | 0 | 0 | |
| Capex to depreciation | 0 | 0 | 0 | 0 | 0 | |
| Stock based compensation to revenue | 0 | 0 | 0 | 0 | 0 | |
| Graham number | 10.33 | 10 | 9.97 | 8.78 | 9.83 | |
| ROIC | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Return on tangible assets | 0 | 0 | 0 | 0 | 0 | |
| Graham Net | -146.66 | -152.03 | -153.83 | -157.74 | -159.2 | |
| Working capital | -480.3M | -501.1M | -509.4M | -523.1M | -528.2M | |
| Tangible asset value | 57.5M | 57.9M | 58.2M | 58.3M | 58.4M | |
| Net current asset value | -513.3M | -532.1M | -538.4M | -552.1M | -557.2M | |
| Invested capital | 0.57 | 0.54 | 0.5 | 0.5 | 0.5 | |
| Average receivables | 0 | 0 | 0 | 0 | 0 | |
| Average payables | 0 | 0 | 0 | 0 | 0 | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 0 | 0 | 0 | 0 | 0 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | |
| Capex per share | 0 | 0 | 0 | 0 | 0 |
ESBK Frequently Asked Questions
What is Elmira Savings Bank stock symbol ?
Elmira Savings Bank is a US stock , located in Elmira of New york and trading under the symbol ESBK
What is Elmira Savings Bank stock quote today ?
Elmira Savings Bank stock price is $- today.
Is Elmira Savings Bank stock public?
Yes, Elmira Savings Bank is a publicly traded company.
Company Profile
- Volume Average 3.64K
- Employee 109
- CEO Mr. Thomas Carr
- Headquarters Elmira,NEW YORK,US
- IPO Date 1986-06-18
-
Website
https://www.elmirasavingsbank.com 
Elmira Savings Bank provides financial services to consumers and businesses. It offers savings and money market accounts, time deposits, retail and commercial checking accounts, and NOW accounts; certificates of deposit; residential and commercial real estate, construction, commercial loans, as well as consumer loans, comprising of installment loans, overdraft line of credit, and home equity loans; and mortgage loans secured by first and second liens on one-to-four family residences. The company also operates a real estate investment trust; and provides financial planning advisory services. The company operates through a network of twelve full-service offices located in Chemung, Tompkins, Cayuga, Schuyler, and Steuben Counties; and one limited service office located in Broome County, New York. Elmira Savings Bank was founded in 1869 and is based in Elmira, New York.
