FFBC

First Financial Bancorp. [FFBC] Stock Forecast

Q: What is First Financial Bancorp. stock symbol ?

First Financial Bancorp. is a US stock, located in Cincinnati of Oh and trading under the symbol FFBC

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FFBC Stock Summary

Earnings have grown 13.66% per last year.

EPS has been increasing for the past 3 years (Yearly statements)

EPS has been increasing for the past 3 quarters (Quarter statements)

FFBC's dividend payments are well covered by cash flows with cash payout ratio of 40.11%.

FFBC has more than 16 years of cash runway (199 months)

Has a high level of debt. Debt-to-Equity ratio of 7.33 is considered high.

Earnings are expected to fall -2.58% next year

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In the News

09:11 01 Apr 2023 FFBC

First Financial (FFBC) Moves 8.4% Higher: Will This Strength Last?

First Financial (FFBC) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.

01:14 01 Apr 2023 FFBC

First Financial Bancorp. (FFBC) Q4 2022 Earnings Call Transcript

First Financial Bancorp. (NASDAQ:FFBC ) Q4 2022 Earnings Conference Call January 27, 2023 8:30 AM ET Company Participants Scott Crawley - Corporate Controller and Principal Accounting Officer Archie Brown - President and Chief Executive Officer James Anderson - Chief Financial Officer William Harrod - Chief Credit Officer Conference Call Participants Scott Siefers - Piper Sandler & Co. Daniel Tamayo - Raymond James Financial Inc. Terry McEvoy - Stephens Inc. Christopher McGratty - KBW Jon Arfstrom - RBC Capital Markets Operator Hello and welcome to the First Financial Bancorp Fourth Quarter 2022 Earnings Conference Call and Webcast.

08:19 01 Apr 2023 FFBC

First Financial Bancorp (FFBC) Q4 Earnings and Revenues Beat Estimates

First Financial (FFBC) delivered earnings and revenue surprises of 7.35% and 7.87%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

09:30 01 Apr 2023 FFBC

First Financial Bancorp to Announce Fourth Quarter and Full Year 2022 Financial Results on Thursday, January 26, 2023

CINCINNATI , Jan. 9, 2023 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release fourth quarter and full year 2022 financial results after the market close on Thursday, January 26, 2023.

04:44 01 Apr 2023 FFBC

First Financial Bancorp: Outlook For The Top Line Remains Bright

I've revised upward the loan balance estimate following the third quarter's performance, which beat my expectations. Margin growth will likely slow down as the deposit beta will move to a more normal level.

09:48 01 Apr 2023 FFBC

Top 5 Momentum Stocks to Gain From a Possible Santa Rally

We have narrowed our search to five momentum stocks that have solid upside left for December. These are: VRTV, WHF, FFBC, CAT and ANET.

11:17 01 Apr 2023 FFBC

After Plunging 6.9% in 4 Weeks, Here's Why the Trend Might Reverse for First Financial (FFBC)

First Financial (FFBC) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.

11:45 01 Apr 2023 FFBC

First Financial Bancorp. (FFBC) Q3 2022 Earnings Call Transcript

First Financial Bancorp. (NASDAQ:FFBC ) Q3 2022 Earnings Conference Call October 21, 2022 8:30 AM ET Company Participants Scott T.

06:48 01 Apr 2023 FFBC

First Financial Bancorp (FFBC) Surpasses Q3 Earnings and Revenue Estimates

First Financial (FFBC) delivered earnings and revenue surprises of 1.67% and 0.68%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

08:18 01 Apr 2023 FFBC

First Financial Bancorp.: High Interest-Rates, Moderate Loan Growth To Lift Earnings

First Financial's net interest margin is quite sensitive to rate changes thanks to the loan mix. Loan growth will likely revert to the historical mean. Strong job markets will boost loan growth, while high interest rates will stifle growth.

FFBC Financial details

Company Rating

Strong Buy

Market Cap

2.07B

Income

217.61M

Revenue

708.98M

Book val./share

21.81

Cash/share

42.8

Dividend

0.92

Dividend %

4.23%

Employees

2.07K

Optionable

Shortable

Yes

Earnings

19 Apr 2023

P/E

9.36

Forward P/E

PEG

8.85

P/S

2.87

P/B

P/C

0.51

P/FCF

8.48

Quick Ratio

Current Ratio

Debt / Equity

7.33

LT Debt / Equity

0.17

EPS (TTM)

2.33

EPS next Y

EPS next Q

0.5

EPS this Y

6.3%

EPS next Y

EPS next 5Y

-4.29%

EPS last 5Y

2.81%

Revenue last 5Y

5.1%

Revenue Q/Q

18.57%

EPS Q/Q

23.33%

SMA20

-10.18%

SMA50

-8.44%

SMA100

-12.93%

Inst Own

75%

Inst Trans

1.33%

ROA

ROE

11%

ROC

Gross Margin

24%

Oper. Margin

Profit Margin

31%

Payout

40%

Shs Outstand

94.87M

Shs Float

92.81M

Target Price

52W Range

18.75-26.72

52W High

-16.27%

52W Low

+20.94%

RSI

42.06

Rel Volume

1.06

Avg Volume

377.77K

Volume

399.38K

Perf Week

-1.4%

Perf Month

-13.02%

Perf Quarter

-0.14%

Perf Half Y

0.51%

Beta

1.05016

Volatility

0.48%, 1.4%

Prev Close

1.87%

Price

21.77

Change

-1.85%

FFBC Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2022-12-31

Metric	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31
Revenue per share	6.24	6.26	6.63	6.41	7.28
Net income per share	1.95	2.01	1.6	2.11	2.24
Operating cash flow per share	2.95	1.9	1.13	4.01	2.06
Free cash flow per share	2.75	1.68	0.96	3.85	1.62
Cash per share	34.47	31.63	37.75	47.68	41.14
Book value per share	23.46	22.86	23.44	23.2	20.97
Tangible book value per share	13.06	12.55	13.14	12.01	9.72
Share holders equity per share	23.46	22.86	23.44	23.2	20.97
Interest debt per share	17.15	17.18	4.21	7.05	17.46
Market cap	2.1B	2.5B	1.71B	2.37B	2.36B
Enterprise value	3.26B	3.81B	1.8B	2.59B	3.4B
P/E ratio	12.17	12.63	10.95	11.57	10.84
Price to sales ratio	3.8	4.06	2.64	3.81	3.33
POCF ratio	8.04	13.42	15.53	6.08	11.75
PFCF ratio	8.64	15.12	18.27	6.33	14.97
P/B Ratio	1.01	1.11	0.75	1.05	1.16
PTB ratio	1.01	1.11	0.75	1.05	1.16
EV to sales	5.89	6.19	2.78	4.16	4.79
Enterprise value over EBITDA	9.88	9.66	6.28	8.53	10.66
EV to operating cash flow	12.45	20.44	16.35	6.64	16.91
EV to free cash flow	13.39	23.03	19.23	6.91	21.56
Earnings yield	0.08	0.08	0.09	0.09	0.09
Free cash flow yield	0.12	0.07	0.05	0.16	0.07
Debt to equity	5.73	5.46	6	6.23	7.33
Debt to assets	0.85	0.85	0.86	0.86	0.88
Net debt to EBITDA	3.5	3.32	0.31	0.72	3.26
Current ratio	9.4	6.89	0	13.89	0
Interest coverage	0	0	0	0	0
Income quality	1.51	0.94	0.71	1.9	0.92
Dividend Yield	0.04	0.04	0.05	0.04	0.04
Payout ratio	0.46	0.45	0.58	0.43	0.4
Sales general and administrative to revenue	0.41	0.38	0.42	0.46	0.39
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.07	0.07	0.06	0.07	0.06
Capex to operating cash flow	-0.07	-0.11	-0.15	-0.04	-0.22
Capex to revenue	-0.03	-0.03	-0.03	-0.02	-0.06
Capex to depreciation	-0.75	-0.74	-0.49	-0.48	-1.11
Stock based compensation to revenue	0.01	0.01	0.01	0.02	0.02
Graham number	32.07	32.2	29.05	33.17	32.47
ROIC	0	0	0	0	0
Return on tangible assets	0.01	0.01	0.01	0.01	0.01
Graham Net	-95.11	-86.74	-94.16	-88.72	-101.31
Working capital	8.51B	8.69B	11.07B	9.8B	0
Tangible asset value	1.16B	1.23B	1.28B	1.17B	945.95M
Net current asset value	-2.38B	-2.1B	-2.62B	-3.51B	-14.96B
Invested capital	0.69	0.7	0.15	0.29	0.8
Average receivables	506.57M	704.67M	982.79M	1.09B	1.25B
Average payables	146.79M	239.86M	419.7M	504.24M	559.57M
Average inventory	0	0	0	0	0
Days sales outstanding	378.54	495.78	638.47	615.93	750.19
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	0.96	0.74	0.57	0.59	0.49
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.08	0.09	0.07	0.09	0.11
Capex per share	-0.21	-0.21	-0.17	-0.16	-0.44

Quarterly Fundamentals Overview

Last date of statement is 2022-12-31 for Q4

Metric	2021-12-31	2022-03-31	2022-06-30	2022-09-30	2022-12-31
Revenue per share	1.68	1.58	1.78	1.93	2.29
Net income per share	0.51	0.44	0.55	0.6	0.74
Operating cash flow per share	1.15	1.54	1.3	-0.98	0.28
Free cash flow per share	1.09	1.51	1.26	-1.25	0.17
Cash per share	49.97	47.28	46.29	43.45	42.8
Book value per share	24.31	22.89	22.11	21.31	21.81
Tangible book value per share	12.59	11.26	10.54	9.61	10.11
Share holders equity per share	24.31	22.89	22.11	21.31	21.81
Interest debt per share	7.12	6.13	13.51	16.35	17.8
Market cap	2.26B	2.15B	1.81B	1.97B	2.27B
Enterprise value	2.48B	2.26B	2.58B	2.95B	3.31B
P/E ratio	12.06	13.03	8.81	8.85	8.21
Price to sales ratio	14.48	14.58	10.87	10.93	10.6
POCF ratio	21.28	14.97	14.88	-21.55	85.12
PFCF ratio	22.27	15.31	15.4	-16.91	144.23
P/B Ratio	1	1.01	0.88	0.99	1.11
PTB ratio	1	1.01	0.88	0.99	1.11
EV to sales	15.88	15.31	15.46	16.35	15.45
Enterprise value over EBITDA	35.76	34.11	31.69	40.97	28.99
EV to operating cash flow	23.35	15.71	21.18	-32.23	124.09
EV to free cash flow	24.44	16.07	21.9	-25.3	210.26
Earnings yield	0.02	0.02	0.03	0.03	0.03
Free cash flow yield	0.04	0.07	0.06	-0.06	0.01
Debt to equity	6.23	6.49	6.85	7.34	7.33
Debt to assets	0.86	0.87	0.87	0.88	0.88
Net debt to EBITDA	3.17	1.62	9.41	13.58	9.1
Current ratio	13.89	0	2.81	0	0
Interest coverage	0	0	0	0	0
Income quality	2.27	3.48	2.37	-1.64	0.39
Dividend Yield	0.01	0.01	0.01	0.01	0.01
Payout ratio	0.46	0.53	0.42	0.39	0.31
Sales general and administrative to revenue	0.46	0.5	0.45	0.43	0.35
Research and developement to revenue	0	0	0	0	0
Intangibles to total assets	0.07	0.07	0.07	0.07	0.06
Capex to operating cash flow	-0.04	-0.02	-0.03	0.27	-0.41
Capex to revenue	-0.03	-0.02	-0.02	-0.14	-0.05
Capex to depreciation	-0.6	-0.39	-0.51	-3.24	-0.73
Stock based compensation to revenue	0.01	0.02	0.01	0.02	0.02
Graham number	16.63	15.09	16.55	16.89	19.03
ROIC	0	0	0	0	0
Return on tangible assets	0	0	0	0	0
Graham Net	-92.98	-93.09	-95.94	-101.21	-105.4
Working capital	9.8B	-672.96M	2.79B	0	0
Tangible asset value	1.17B	1.05B	985.82M	899.18M	945.95M
Net current asset value	-3.51B	-13.87B	-9.84B	-14.63B	-14.96B
Invested capital	0.29	0.26	0.61	0.76	0.8
Average receivables	1.04B	1.04B	1.09B	1.31B	1.46B
Average payables	516.59M	490.08M	565.66M	708.46M	700.25M
Average inventory	0	0	0	0	0
Days sales outstanding	605.32	620.54	624.07	726.53	612.86
Days payables outstanding	0	0	0	0	0
Days of inventory on hand	0	0	0	0	0
Receivables turnover	0.15	0.15	0.14	0.12	0.15
Payables turnover	0	0	0	0	0
Inventory turnover	0	0	0	0	0
ROE	0.02	0.02	0.02	0.03	0.03
Capex per share	-0.05	-0.03	-0.04	-0.27	-0.12

FFBC Dividend History

FFBC Frequently Asked Questions

What is First Financial Bancorp. stock symbol ?

First Financial Bancorp. is a US stock , located in Cincinnati of Oh and trading under the symbol FFBC

What is First Financial Bancorp. stock quote today ?

First Financial Bancorp. stock price is $21.77 today.

Is First Financial Bancorp. stock public?

Yes, First Financial Bancorp. is a publicly traded company.

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Company Profile

Volume Average 377.77K
Market Capitalization 2.07B
Employee 2.07K
CEO Mr. Archie M. Brown Jr.
Headquarters Cincinnati,OH,US
IPO Date 1983-12-21
Website https://www.bankatfirst.com

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services. As of December 31, 2021, the company operated 139 full service banking centers, 29 of which are leased facilities. It operates 62 banking centers in Ohio, three banking centers in Illinois, 62 banking centers in Indiana, and 12 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.