NUBC
Northumberland Bancorp [NUBC] Stock Forecast
Buy or Sell ? Support and Resistance
What is MACD and how to read it?
How RSI can help?
RSI : 000
NUBC Stock Summary
In the News
NUBC Financial details
Company Rating
Buy
Market Cap
28.56M
Income
1.98M
Revenue
29.21M
Book val./share
32.32
Cash/share
-9.27
Dividend
0.92
Dividend %
4%
Employees
-
Optionable
No
Shortable
Yes
Earnings
-
P/E
15.97
Forward P/E
-
PEG
-3
P/S
3.78
P/B
1.28
P/C
-2.32
P/FCF
-
Quick Ratio
16.47
Current Ratio
16.47
Debt / Equity
0.75
LT Debt / Equity
0.75
-
-
EPS (TTM)
1.52
EPS next Y
-
EPS next Q
-
EPS this Y
-26.77%
EPS next Y
-
EPS next 5Y
-
EPS last 5Y
10.57%
Revenue last 5Y
25.5%
Revenue Q/Q
3.89%
EPS Q/Q
28.57%
-
-
-
-
SMA20
-4.94%
SMA50
-4.86%
SMA100
-
Inst Own
0.68%
Inst Trans
1%
ROA
1%
ROE
8%
ROC
0.01%
Gross Margin
100%
Oper. Margin
33%
Profit Margin
25%
Payout
-
Shs Outstand
-
Shs Float
-
-
-
-
-
Target Price
-
52W Range
21.0-29.0
52W High
-25.93%
52W Low
+2.29%
RSI
41.12
Rel Volume
0.95
Avg Volume
421
Volume
400
Perf Week
-5.17%
Perf Month
-7.97%
Perf Quarter
-
Perf Half Y
-11.64%
-
-
-
-
Beta
0.03
-
-
Volatility
0.6%, 0.67%
Prev Close
4.78%
Price
21.48
Change
0.85%
NUBC Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2022-12-31
| Metric | History | 2006-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 |
|---|---|---|---|---|---|---|
| 2.01K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 5.86 | 18.28 | 18.58 | 18.17 | 19.64 | |
| Net income per share | 1.44 | 2.59 | 3.33 | 3.25 | 2.38 | |
| Operating cash flow per share | 0 | 3.27 | 2.97 | 2.91 | 4.01 | |
| Free cash flow per share | 0 | 3.01 | 0.92 | 2.67 | 3.73 | |
| Cash per share | 6.7 | 7.82 | 20.62 | 27.19 | 13.58 | |
| Book value per share | 17.94 | 42.71 | 46.72 | 46.85 | 35.02 | |
| Tangible book value per share | 17.94 | 42.28 | 46.35 | 46.42 | 34.64 | |
| Share holders equity per share | 17.94 | 42.71 | 46.72 | 46.85 | 35.02 | |
| Interest debt per share | 14.58 | 2.69 | 2.34 | 8.51 | 18.38 | |
| Market cap | 40.39M | 48.33M | 39.64M | 51.62M | 42.5M | |
| Enterprise value | 41.38M | 41.85M | 14.68M | 27.18M | 48.23M | |
| P/E ratio | 20.31 | 14.05 | 8.97 | 12.14 | 13.92 | |
| Price to sales ratio | 4.99 | 1.99 | 1.61 | 2.17 | 1.69 | |
| POCF ratio | 0 | 11.13 | 10.05 | 13.53 | 8.27 | |
| PFCF ratio | 0 | 12.09 | 32.57 | 14.74 | 8.88 | |
| P/B Ratio | 1.63 | 0.85 | 0.64 | 0.84 | 0.95 | |
| PTB ratio | 1.63 | 0.85 | 0.64 | 0.84 | 0.95 | |
| EV to sales | 5.11 | 1.72 | 0.6 | 1.14 | 1.92 | |
| Enterprise value over EBITDA | 15.7 | -475.55 | -101.26 | -151.02 | -235.27 | |
| EV to operating cash flow | 0 | 9.64 | 3.72 | 7.13 | 9.38 | |
| EV to free cash flow | 0 | 10.46 | 12.06 | 7.76 | 10.08 | |
| Earnings yield | 0.05 | 0.07 | 0.11 | 0.08 | 0.07 | |
| Free cash flow yield | 0 | 0.08 | 0.03 | 0.07 | 0.11 | |
| Debt to equity | 0.41 | 0.06 | 0.05 | 0.18 | 0.51 | |
| Debt to assets | 0.03 | 0.01 | 0.01 | 0.02 | 0.03 | |
| Net debt to EBITDA | 0.37 | 73.7 | 172.1 | 135.76 | -27.95 | |
| Current ratio | 16.47 | 0.05 | 0.09 | 0.09 | 0.05 | |
| Interest coverage | 0.27 | 315.15 | 118.3 | 19.13 | 5.56 | |
| Income quality | 0 | 1.26 | 0.89 | 0.9 | 1.68 | |
| Dividend Yield | 0 | 0.02 | 0.03 | 0.02 | 0.03 | |
| Payout ratio | 0 | 0.31 | 0.26 | 0.28 | 0.39 | |
| Sales general and administrative to revenue | 0.34 | 0.08 | 0.07 | 0.06 | 0.07 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
| Capex to operating cash flow | 0 | -0.08 | -0.69 | -0.08 | -0.07 | |
| Capex to revenue | 0 | -0.01 | -0.11 | -0.01 | -0.01 | |
| Capex to depreciation | 0 | -0.63 | -4.46 | -0.49 | -0.58 | |
| Stock based compensation to revenue | 0 | 0 | 0 | 0.02 | 0.02 | |
| Graham number | 24.11 | 49.9 | 59.16 | 58.5 | 43.32 | |
| ROIC | 0.06 | 0.06 | 0.07 | 0.06 | 0.05 | |
| Return on tangible assets | 0.01 | 0.01 | 0.01 | 0.01 | 0 | |
| Graham Net | -220.28 | -355.24 | -394.21 | -463.27 | -491.27 | |
| Working capital | 10.12M | -229.8M | -288.71M | -366.73M | -380.64M | |
| Tangible asset value | 24.78M | 56.14M | 61.55M | 60.8M | 44.41M | |
| Net current asset value | -303.83M | -470.12M | -521.55M | -604.98M | -627.73M | |
| Invested capital | 0.41 | 0.06 | 0.05 | 0.18 | 0.51 | |
| Average receivables | 3.34M | 0 | 0 | 0 | 0 | |
| Average payables | 510.91K | 0 | 0 | 0 | 0 | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 68.76 | 0 | 0 | 0 | 0 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 5.31 | 0 | 0 | 0 | 0 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.08 | 0.06 | 0.07 | 0.07 | 0.07 | |
| Capex per share | 0 | -0.26 | -2.05 | -0.24 | -0.28 |
Quarterly Fundamentals Overview
Last date of statement is 2023-09-30 for Q3
| Metric | History | 2022-09-30 | 2022-12-31 | 2023-03-31 | 2023-06-30 | 2023-09-30 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 5.27 | 5.76 | 5.14 | 5.64 | 5.86 | |
| Net income per share | 0.96 | 0.64 | 0.08 | 0.35 | 0.45 | |
| Operating cash flow per share | 0 | 0.47 | 0 | 0 | 0 | |
| Free cash flow per share | 0 | 0.47 | 0 | 0 | 0 | |
| Cash per share | 10.06 | 13.58 | 8.71 | 8.5 | -9.27 | |
| Book value per share | 31.53 | 35.02 | 36.67 | 35.11 | 32.32 | |
| Tangible book value per share | 31.53 | 34.64 | 36.67 | 35.11 | 32.32 | |
| Share holders equity per share | 31.53 | 35.02 | 36.67 | 35.11 | 32.32 | |
| Interest debt per share | 9.01 | 17.86 | 24.27 | 24.27 | 24.27 | |
| Market cap | 48.87M | 42.5M | 38.73M | 32.8M | 32.22M | |
| Enterprise value | 47.5M | 48.23M | 59.14M | 53.49M | 76.22M | |
| P/E ratio | 9.7 | 12.93 | 94.92 | 17.75 | 13.56 | |
| Price to sales ratio | 7.06 | 5.75 | 5.75 | 4.43 | 4.19 | |
| POCF ratio | 0 | 70.36 | 0 | 0 | 0 | |
| PFCF ratio | 0 | 70.36 | 0 | 0 | 0 | |
| P/B Ratio | 1.18 | 0.95 | 0.8 | 0.71 | 0.76 | |
| PTB ratio | 1.18 | 0.95 | 0.8 | 0.71 | 0.76 | |
| EV to sales | 6.86 | 6.53 | 8.77 | 7.23 | 9.92 | |
| Enterprise value over EBITDA | -30.45 | -260.7 | 616.01 | -107.19 | -110.47 | |
| EV to operating cash flow | 0 | 79.85 | 0 | 0 | 0 | |
| EV to free cash flow | 0 | 79.85 | 0 | 0 | 0 | |
| Earnings yield | 0.03 | 0.02 | 0 | 0.01 | 0.02 | |
| Free cash flow yield | 0 | 0.01 | 0 | 0 | 0 | |
| Debt to equity | 0.29 | 0.51 | 0.66 | 0.69 | 0.75 | |
| Debt to assets | 0.02 | 0.03 | 0.05 | 0.05 | 0.05 | |
| Net debt to EBITDA | 0.88 | -30.97 | 212.61 | -41.47 | -63.77 | |
| Current ratio | 0.15 | 0.05 | 0.24 | 0.17 | 0.15 | |
| Interest coverage | 0 | 0 | 0 | 0 | 0 | |
| Income quality | 0 | 0.73 | 0 | 0 | 0 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
| Payout ratio | 0 | 0 | 0 | 0 | 0 | |
| Sales general and administrative to revenue | 0 | 0.24 | 0 | 0 | 0 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
| Capex to operating cash flow | 0 | 0 | 0 | 0 | 0 | |
| Capex to revenue | 0 | 0 | 0 | 0 | 0 | |
| Capex to depreciation | 0 | 0 | 0 | 0 | 0 | |
| Stock based compensation to revenue | 0 | 0.08 | 0 | 0 | 0 | |
| Graham number | 26.09 | 22.48 | 8.01 | 16.68 | 18.15 | |
| ROIC | 0.02 | 0.02 | 0 | 0.01 | 0.01 | |
| Return on tangible assets | 0 | 0 | 0 | 0 | 0 | |
| Graham Net | -488.9 | -491.27 | -484.8 | -476.3 | -486.96 | |
| Working capital | -132.61M | -380.64M | -115.43M | -117.71M | -119.43M | |
| Tangible asset value | 41.37M | 44.41M | 48.11M | 46.06M | 42.4M | |
| Net current asset value | -631.74M | -627.73M | -610.75M | -611.84M | -606.36M | |
| Invested capital | 0.29 | 0.51 | 0.66 | 0.69 | 0.75 | |
| Average receivables | 0 | 0 | 0 | 0 | 0 | |
| Average payables | 0 | 0 | 0 | 0 | 0 | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 0 | 0 | 0 | 0 | 0 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.03 | 0.02 | 0 | 0.01 | 0.01 | |
| Capex per share | 0 | 0 | 0 | 0 | 0 |
NUBC Frequently Asked Questions
What is Northumberland Bancorp stock symbol ?
Northumberland Bancorp is a US stock , located in Northumberland of Pa and trading under the symbol NUBC
What is Northumberland Bancorp stock quote today ?
Northumberland Bancorp stock price is $21.48 today.
Is Northumberland Bancorp stock public?
Yes, Northumberland Bancorp is a publicly traded company.
Company Profile
- Volume Average 421
- Market Capitalization 28.56M
- CEO Mr. J. Todd Troxell
- Headquarters Northumberland,PA,US
- IPO Date 1999-12-10
-
Website
https://www.norrybank.com 
Northumberland Bancorp operates as a bank holding company for The Northumberland National Bank that provides various banking and financial services for personal and commercial customers. It offers checking, money market, and savings accounts; certificates of deposit; individual retirement accounts; investment securities; deposit and trust services; and debit and credit cards. The company also provides commercial mortgage; commercial, short term, working capital, residential investment, secondary market real estate, home equity, personal, and vehicle loans; lines of credit; letters of credit; government lending programs; agricultural financing; insurance products; and merchant services, as well as Internet and telephone banking services, and safe deposit boxes. It operates in Northumberland, Snyder, and the Union counties in Pennsylvania. The company was founded in 1903 and is based in Northumberland, Pennsylvania.
