OPRT
Oportun Financial Corporation [OPRT] Stock Forecast
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Oportun to Participate in March Sidoti Virtual Investor Conference
SAN CARLOS, Calif., March 20, 2023 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven fintech and digital banking platform, today announced that it will participate in the upcoming March Sidoti Virtual Investor Conference.
Oportun Financial Corporation (OPRT) Q4 2022 Earnings Call Transcript
Oportun Financial Corporation (NASDAQ:OPRT ) Q4 2022 Earnings Conference Call March 13, 2023 5:00 PM ET Company Participants Dorian Hare – Vice President-Investor Relations Raul Vazquez – Chief Executive Officer Jonathan Coblentz – Chief Financial Officer and Chief Administrative Officer Conference Call Participants Sanjay Sakhrani – KBW Matthew Hurwit – Jefferies Rick Shane – JPMorgan Hal Goetsch – Loop Capital Markets David Scharf – JMP Securities Operator Hello and welcome to the Oportun Financial Fourth Quarter 2022 Earnings Conference Call and Webcast. [Operator Instructions] A question-and-answer session will follow the formal presentation.
Oportun Financial Corporation (OPRT) Misses Q4 Earnings Estimates
Oportun Financial Corporation (OPRT) delivered earnings and revenue surprises of -22.22% and 0.85%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?
Oportun to Report Fourth Quarter 2022 Financial Results on Monday, March 13, 2023
SAN CARLOS, Calif., March 06, 2023 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven fintech and digital banking platform, will release financial results for its fourth quarter 2022 on Monday, March 13, 2023, after market close.
Best Value Stocks to Buy for January 9th
OPRT, E and STLA made it to the Zacks Rank #1 (Strong Buy) value stocks list on January 9, 2023.
New Strong Buy Stocks for January 9th
OPRT, STLA, RGA, CAG and CPB have been added to the Zacks Rank #1 (Strong Buy) List on January 9 , 2023.
Oportun to Participate in the 14th Annual Southwest IDEAS Investor Conference
SAN CARLOS, Calif., Nov. 15, 2022 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven fintech and digital banking platform, today announced that Chief Executive Officer Raul Vazquez and Chief Financial Officer & Chief Administrative Officer Jonathan Coblentz will present at the Southwest IDEAS Investor Conference on November 16, 2022 at the Westin Dallas Downtown in Dallas, TX. Oportun's presentation is scheduled to begin at 7:20 AM CT.
Oportun Financial Corp. (OPRT) Q3 2022 Earnings Call Transcript
Oportun Financial Corp. (NASDAQ:OPRT ) Q3 2022 Results Conference Call November 7, 2022 5:00 PM ET Company Participants Dorian Hare - SVP, IR Raul Vazquez - CEO Jonathan Coblentz - CFO, CAO Conference Call Participants Mark DeVries - Barclays Sanjay Sakhrani - KBW Rick Shane - JPMorgan David Scharf - JMP John Hecht - Jefferies Hal Goetsch - Loop Capital Operator Good evening, and welcome to Oportun Financial Third Quarter 2022 Earnings Conference Call. [Operator Instructions].
Oportun Financial Corporation (OPRT) Q3 Earnings and Revenues Surpass Estimates
Oportun Financial Corporation (OPRT) delivered earnings and revenue surprises of 308.33% and 3.40%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?
Oportun to Report Third Quarter 2022 Financial Results on Monday, November 7, 2022
SAN CARLOS, Calif., Oct. 20, 2022 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven fintech and digital banking platform, will release financial results for its third quarter 2022 on Monday, November 7, 2022, after market close.
OPRT Financial details
OPRT Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2022-12-31
| Metric | History | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 |
|---|---|---|---|---|---|---|
| Revenue per share | 21.54 | 16.38 | 12.11 | 18.82 | 29.02 | |
| Net income per share | 5.61 | 2.28 | -1.63 | 1.68 | -2.37 | |
| Operating cash flow per share | 6.29 | 8.09 | 5.52 | 5.8 | 7.55 | |
| Free cash flow per share | 5.48 | 7.12 | 4.56 | 4.86 | 7.55 | |
| Cash per share | 3.21 | 2.67 | 4.92 | 4.65 | 3.01 | |
| Book value per share | 15.77 | 18.1 | 16.85 | 21.42 | 16.68 | |
| Tangible book value per share | 15.52 | 17.42 | 15.86 | 13.08 | 12.42 | |
| Share holders equity per share | 15.77 | 18.1 | 16.85 | 21.42 | 16.68 | |
| Interest debt per share | 61.74 | 61.59 | 54.98 | 79.99 | 3.99 | |
| Market cap | 355.44M | 642.68M | 536.15M | 570.88M | 180.87M | |
| Enterprise value | 1.6B | 2.17B | 1.86B | 2.65B | 119.97M | |
| P/E ratio | 2.88 | 10.43 | -11.89 | 12.04 | -2.33 | |
| Price to sales ratio | 0.75 | 1.45 | 1.6 | 1.08 | 0.19 | |
| POCF ratio | 2.57 | 2.94 | 3.51 | 3.49 | 0.73 | |
| PFCF ratio | 2.95 | 3.34 | 4.25 | 4.17 | 0.73 | |
| P/B Ratio | 1.03 | 1.31 | 1.15 | 0.95 | 0.33 | |
| PTB ratio | 1.03 | 1.31 | 1.15 | 0.95 | 0.33 | |
| EV to sales | 3.37 | 4.91 | 5.56 | 4.99 | 0.13 | |
| Enterprise value over EBITDA | 6.97 | 13.66 | 90.92 | 19.24 | 1.84 | |
| EV to operating cash flow | 11.53 | 9.95 | 12.19 | 16.2 | 0.48 | |
| EV to free cash flow | 13.25 | 11.31 | 14.76 | 19.33 | 0.48 | |
| Earnings yield | 0.35 | 0.1 | -0.08 | 0.08 | -0.43 | |
| Free cash flow yield | 0.34 | 0.3 | 0.24 | 0.24 | 1.37 | |
| Debt to equity | 4.02 | 3.5 | 3.31 | 3.88 | 5.6 | |
| Debt to assets | 0.8 | 0.78 | 0.77 | 0.8 | 0.85 | |
| Net debt to EBITDA | 5.42 | 9.62 | 64.76 | 15.09 | -0.93 | |
| Current ratio | 0 | 0 | 0 | 0 | 3.45 | |
| Interest coverage | 0 | 0 | 0 | 0 | 2.54 | |
| Income quality | 1.12 | 3.55 | -3.39 | 3.45 | -3.19 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
| Payout ratio | 0 | 0 | 0 | 0 | 0 | |
| Sales general and administrative to revenue | 0.44 | 0.6 | 0.91 | 0.66 | 0.13 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0 | 0.01 | 0.01 | 0.08 | 0.04 | |
| Capex to operating cash flow | -0.13 | -0.12 | -0.17 | -0.16 | 0 | |
| Capex to revenue | -0.04 | -0.06 | -0.08 | -0.05 | 0 | |
| Capex to depreciation | -1.52 | -1.86 | -1.32 | -0.98 | 0 | |
| Stock based compensation to revenue | 0.01 | 0.04 | 0.06 | 0.04 | 0.03 | |
| Graham number | 44.62 | 30.48 | 24.85 | 28.47 | 29.81 | |
| ROIC | 0 | 0 | 0 | 0 | 0.07 | |
| Return on tangible assets | 0.07 | 0.03 | -0.02 | 0.02 | -0.02 | |
| Graham Net | -58.7 | -59.74 | -49.9 | -77.54 | -89.67 | |
| Working capital | 0 | 0 | 0 | 0 | 92.7M | |
| Tangible asset value | 341.06M | 470.43M | 438.95M | 368.69M | 407.8M | |
| Net current asset value | -1.39B | -1.71B | -1.54B | -2.34B | -2.94B | |
| Invested capital | 3.78 | 3.28 | 3.14 | 3.66 | 0.07 | |
| Average receivables | 29.9M | 40.23M | 35.32M | 33.99M | 33.02M | |
| Average payables | 9.41M | 10.2M | 7.51M | 8.43M | 5.81M | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 33.56 | 30.46 | 36.75 | 23.56 | 12.19 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 10.88 | 11.98 | 9.93 | 15.49 | 29.95 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.36 | 0.13 | -0.1 | 0.08 | -0.14 | |
| Capex per share | -0.82 | -0.97 | -0.96 | -0.94 | 0 |
Quarterly Fundamentals Overview
Last date of statement is 2022-12-31 for Q4
| Metric | History | 2021-12-31 | 2022-03-31 | 2022-06-30 | 2022-09-30 | 2022-12-31 |
|---|---|---|---|---|---|---|
| Revenue per share | 5.57 | 6.36 | 4.42 | 4.45 | 7.88 | |
| Net income per share | 0.49 | 1.42 | -0.28 | -3.21 | -0.25 | |
| Operating cash flow per share | 2.07 | 1.2 | 1.62 | 2.05 | 2.66 | |
| Free cash flow per share | 1.88 | 0.87 | 1.22 | 1.65 | 2.66 | |
| Cash per share | 4.55 | 3.41 | 2.03 | 5.33 | 2.97 | |
| Book value per share | 20.96 | 20.17 | 19.74 | 16.63 | 16.48 | |
| Tangible book value per share | 12.8 | 12.81 | 12.4 | 12.42 | 12.27 | |
| Share holders equity per share | 20.96 | 20.17 | 19.74 | 16.63 | 16.48 | |
| Interest debt per share | 77.01 | 69.2 | 79.65 | 88.22 | 2.21 | |
| Market cap | 583.46M | 462.63M | 271.52M | 144.25M | 183.11M | |
| Enterprise value | 2.66B | 2.57B | 2.8B | 2.85B | 122.21M | |
| P/E ratio | 10.3 | 2.53 | -7.41 | -0.34 | -5.45 | |
| Price to sales ratio | 3.63 | 2.26 | 1.87 | 0.98 | 0.7 | |
| POCF ratio | 9.77 | 12 | 5.12 | 2.13 | 2.07 | |
| PFCF ratio | 10.74 | 16.57 | 6.76 | 2.65 | 2.07 | |
| P/B Ratio | 0.97 | 0.71 | 0.42 | 0.26 | 0.33 | |
| PTB ratio | 0.97 | 0.71 | 0.42 | 0.26 | 0.33 | |
| EV to sales | 16.57 | 12.53 | 19.3 | 19.42 | 0.47 | |
| Enterprise value over EBITDA | 68.13 | 31.3 | 174.35 | -38.88 | 3.01 | |
| EV to operating cash flow | 44.54 | 66.6 | 52.8 | 42.15 | 1.38 | |
| EV to free cash flow | 48.98 | 91.98 | 69.83 | 52.41 | 1.38 | |
| Earnings yield | 0.02 | 0.1 | -0.03 | -0.73 | -0.05 | |
| Free cash flow yield | 0.09 | 0.06 | 0.15 | 0.38 | 0.48 | |
| Debt to equity | 3.88 | 3.6 | 4.17 | 5.45 | 5.6 | |
| Debt to assets | 0.8 | 0.78 | 0.81 | 0.84 | 0.85 | |
| Net debt to EBITDA | 53.19 | 25.67 | 157.46 | -36.91 | -1.5 | |
| Current ratio | 0 | 0 | 2.23 | 0 | 3.45 | |
| Interest coverage | 0 | 0 | 3.97 | 0 | 3.1 | |
| Income quality | 4.22 | 0.84 | -5.8 | -0.64 | -10.54 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
| Payout ratio | 0 | 0 | 0 | 0 | 0 | |
| Sales general and administrative to revenue | 0.64 | 0.55 | 0.86 | 0.37 | 0.12 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.08 | 0.08 | 0.07 | 0.04 | 0.04 | |
| Capex to operating cash flow | -0.09 | -0.28 | -0.24 | -0.2 | 0 | |
| Capex to revenue | -0.03 | -0.05 | -0.09 | -0.09 | 0 | |
| Capex to depreciation | -0.8 | -0.99 | -1.11 | -1.08 | 0 | |
| Stock based compensation to revenue | 0.03 | 0.03 | 0.05 | 0.05 | 0.03 | |
| Graham number | 15.23 | 25.36 | 11.13 | 34.64 | 9.68 | |
| ROIC | 0 | 0 | 0.02 | 0 | 0.03 | |
| Return on tangible assets | 0.01 | 0.02 | 0 | -0.03 | 0 | |
| Graham Net | -75.87 | -68.37 | -79.45 | -84.17 | -88.57 | |
| Working capital | 0 | 0 | 52M | 0 | 92.7M | |
| Tangible asset value | 368.69M | 412.68M | 407.13M | 410.04M | 407.8M | |
| Net current asset value | -2.34B | -2.34B | -2.61B | -2.99B | -2.94B | |
| Invested capital | 3.66 | 3.41 | 4.01 | 5.25 | 0.07 | |
| Average receivables | 42.1M | 37.15M | 37.89M | 42.15M | 40.19M | |
| Average payables | 9.75M | 9.29M | 9.42M | 11.59M | 5.66M | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 19.2 | 17.59 | 22.14 | 29.75 | 10.93 | |
| Days payables outstanding | 0 | 0 | 27.69 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 4.69 | 5.12 | 4.06 | 3.03 | 8.24 | |
| Payables turnover | 0 | 0 | 3.25 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.02 | 0.07 | -0.01 | -0.19 | -0.02 | |
| Capex per share | -0.19 | -0.33 | -0.39 | -0.4 | 0 |
OPRT Frequently Asked Questions
What is Oportun Financial Corporation stock symbol ?
Oportun Financial Corporation is a US stock , located in San carlos of Ca and trading under the symbol OPRT
Is Oportun Financial Corporation buy or a sell ?
2 stock analysts have 2 predictions with a medium analyst target price of $15. The lowest prediction is $6 and the highest is $24
What is OPRT stock prediction ?
With a median analyst target price of $6, 1 stock analysts have made 1 forecasts in last 90 days. $6 is the lowest and $6 is the greatest projection.
What is Oportun Financial Corporation stock quote today ?
Oportun Financial Corporation stock price is $3.65 today.
Is Oportun Financial Corporation stock public?
Yes, Oportun Financial Corporation is a publicly traded company.
Company Profile
- Volume Average 432.13K
- Market Capitalization 121.98M
- Employee 2.73K
- CEO Mr. Raul Vazquez
- Headquarters San Carlos,CA,US
- IPO Date 2019-09-26
-
Website
https://www.oportun.com 
Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
