STXB
Spirit of Texas Bancshares, Inc. [STXB] Stock Forecast
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STXB Stock Summary
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STXB Financial details
STXB Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2021-12-31
| Metric | History | 2017-12-31 | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 5.09 | 4.75 | 6.12 | 7.07 | 7.21 | |
| Net income per share | 0.5 | 0.82 | 1.4 | 1.77 | 2.36 | |
| Operating cash flow per share | 1.46 | 1.16 | 1.87 | 3.03 | 3.06 | |
| Free cash flow per share | -0.03 | 0.62 | 1.39 | 2.46 | 2.95 | |
| Cash per share | 10.06 | 22.18 | 28.02 | 26.94 | 39.73 | |
| Book value per share | 10.45 | 16.42 | 22.88 | 20.44 | 22.15 | |
| Tangible book value per share | 9.61 | 14.21 | 17.58 | 15.6 | 17.51 | |
| Share holders equity per share | 10.45 | 16.42 | 22.88 | 20.44 | 22.15 | |
| Interest debt per share | 10.51 | 7.26 | 8.11 | 6.79 | 5.12 | |
| Market cap | 207.28M | 275.72M | 347.56M | 296.51M | 511.76M | |
| Enterprise value | 240.5M | 264.31M | 126.25M | 135.65M | 285.63M | |
| P/E ratio | 43.61 | 27.63 | 16.44 | 9.47 | 12.17 | |
| Price to sales ratio | 4.29 | 4.79 | 3.76 | 2.38 | 3.99 | |
| POCF ratio | 14.96 | 19.56 | 12.31 | 5.54 | 9.41 | |
| PFCF ratio | -664.37 | 36.87 | 16.55 | 6.84 | 9.76 | |
| P/B Ratio | 2.09 | 1.39 | 1.01 | 0.82 | 1.3 | |
| PTB ratio | 2.09 | 1.39 | 1.01 | 0.82 | 1.3 | |
| EV to sales | 4.98 | 4.6 | 1.37 | 1.09 | 2.23 | |
| Enterprise value over EBITDA | 12.57 | 10.41 | 2.49 | 2.11 | 3.99 | |
| EV to operating cash flow | 17.36 | 18.75 | 4.47 | 2.53 | 5.25 | |
| EV to free cash flow | -770.83 | 35.35 | 6.01 | 3.13 | 5.45 | |
| Earnings yield | 0.02 | 0.04 | 0.06 | 0.11 | 0.08 | |
| Free cash flow yield | 0 | 0.03 | 0.06 | 0.15 | 0.1 | |
| Debt to equity | 0.92 | 0.39 | 0.3 | 0.28 | 0.2 | |
| Debt to assets | 0.09 | 0.05 | 0.04 | 0.03 | 0.02 | |
| Net debt to EBITDA | 1.74 | -0.45 | -4.36 | -2.51 | -3.16 | |
| Current ratio | 61.2 | 91.4 | 1.75K | 237.06 | 3.43K | |
| Interest coverage | 2 | 2.16 | 2.53 | 3.2 | 5.62 | |
| Income quality | 2.91 | 1.41 | 1.34 | 1.71 | 1.29 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0.02 | |
| Payout ratio | 0 | 0 | 0 | 0.04 | 0.21 | |
| Sales general and administrative to revenue | 0.54 | 0.53 | 0.44 | 0.4 | 0.39 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | |
| Capex to operating cash flow | -1.02 | -0.47 | -0.26 | -0.19 | -0.04 | |
| Capex to revenue | -0.29 | -0.12 | -0.08 | -0.08 | -0.02 | |
| Capex to depreciation | -5.75 | -2.15 | -1.05 | -1.3 | -0.27 | |
| Stock based compensation to revenue | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham number | 10.85 | 17.45 | 26.83 | 28.56 | 34.33 | |
| ROIC | 0.05 | 0.07 | 0.08 | 0.1 | 0.11 | |
| Return on tangible assets | 0 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham Net | -87.82 | -82.27 | -106.59 | -126.92 | -121.45 | |
| Working capital | 927.49M | 1.19B | 2.13B | 2.67B | 2.68B | |
| Tangible asset value | 91.17M | 171.99M | 265.73M | 275.28M | 311.38M | |
| Net current asset value | 11.74M | -61.35M | 93.64M | -44.49M | -194.86M | |
| Invested capital | 0.92 | 0.39 | 0.3 | 0.28 | 0.2 | |
| Average receivables | 2.98M | 4.2M | 5.72M | 8.85M | 9.67M | |
| Average payables | 335.5K | 554.5K | 960.5K | 1.26M | 1.04M | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 26.21 | 31.32 | 25.69 | 32.75 | 23.19 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 13.92 | 11.65 | 14.21 | 11.14 | 15.74 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.05 | 0.05 | 0.06 | 0.09 | 0.11 | |
| Capex per share | -1.49 | -0.55 | -0.48 | -0.58 | -0.11 |
Quarterly Fundamentals Overview
Last date of statement is 2021-12-31 for Q4
| Metric | History | 2020-12-31 | 2021-03-31 | 2021-06-30 | 2021-09-30 | 2021-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 2.25 | 1.78 | 1.96 | 1.82 | 1.9 | |
| Net income per share | 0.73 | 0.59 | 0.72 | 0.61 | 0.53 | |
| Operating cash flow per share | 1.38 | 0.64 | 0.88 | 0.65 | 0.99 | |
| Free cash flow per share | 1.32 | 0.57 | 0.91 | 0.64 | 0.93 | |
| Cash per share | 27.69 | 29.94 | 33.48 | 38.18 | 40.93 | |
| Book value per share | 21.01 | 21.38 | 22.02 | 22.55 | 22.81 | |
| Tangible book value per share | 16.03 | 16.43 | 17.13 | 17.71 | 18.04 | |
| Share holders equity per share | 21.01 | 21.38 | 22.02 | 22.55 | 22.81 | |
| Interest debt per share | 6.17 | 5.91 | 5.28 | 5.07 | 4.75 | |
| Market cap | 288.42M | 381.59M | 391.76M | 416.25M | 496.81M | |
| Enterprise value | 127.56M | 409.84M | 339.22M | 265.41M | 270.68M | |
| P/E ratio | 5.79 | 9.46 | 7.89 | 9.95 | 13.65 | |
| Price to sales ratio | 7.46 | 12.53 | 11.67 | 13.26 | 15.15 | |
| POCF ratio | 12.19 | 34.93 | 25.85 | 37.01 | 29.08 | |
| PFCF ratio | 12.7 | 39.13 | 25.12 | 37.65 | 31.01 | |
| P/B Ratio | 0.8 | 1.04 | 1.04 | 1.07 | 1.26 | |
| PTB ratio | 0.8 | 1.04 | 1.04 | 1.07 | 1.26 | |
| EV to sales | 3.3 | 13.46 | 10.11 | 8.46 | 8.26 | |
| Enterprise value over EBITDA | 6.12 | 22.77 | 16.69 | 15.13 | 17.26 | |
| EV to operating cash flow | 5.39 | 37.52 | 22.38 | 23.6 | 15.84 | |
| EV to free cash flow | 5.62 | 42.02 | 21.75 | 24.01 | 16.89 | |
| Earnings yield | 0.04 | 0.03 | 0.03 | 0.03 | 0.02 | |
| Free cash flow yield | 0.08 | 0.03 | 0.04 | 0.03 | 0.03 | |
| Debt to equity | 0.28 | 0.27 | 0.23 | 0.22 | 0.2 | |
| Debt to assets | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | |
| Net debt to EBITDA | -7.72 | 1.57 | -2.58 | -8.6 | -14.42 | |
| Current ratio | 237.06 | 2.18K | 2.86K | 856.26 | 915.09 | |
| Interest coverage | 5.13 | 4.83 | 6.05 | 5.91 | 5.86 | |
| Income quality | 1.9 | 1.08 | 1.22 | 1.08 | 1.88 | |
| Dividend Yield | 0 | 0.01 | 0 | 0 | 0.01 | |
| Payout ratio | 0 | 0.31 | 0 | 0.2 | 0.4 | |
| Sales general and administrative to revenue | 0.34 | 0.38 | 0.35 | 0.41 | 0.42 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | |
| Capex to operating cash flow | -0.04 | -0.11 | 0.03 | -0.02 | -0.06 | |
| Capex to revenue | -0.02 | -0.04 | 0.01 | -0.01 | -0.03 | |
| Capex to depreciation | -0.79 | -0.61 | 0.24 | -0.1 | -0.59 | |
| Stock based compensation to revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham number | 18.52 | 16.84 | 18.94 | 17.56 | 16.45 | |
| ROIC | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | |
| Return on tangible assets | 0 | 0 | 0 | 0 | 0 | |
| Graham Net | -130.48 | -133.56 | -123.94 | -122.32 | -125.1 | |
| Working capital | 2.67B | 2.53B | 2.46B | 663.69M | 713.9M | |
| Tangible asset value | 275.28M | 281.08M | 293.85M | 304.68M | 311.38M | |
| Net current asset value | -44.49M | -272.67M | -249.23M | -2.1B | -2.16B | |
| Invested capital | 0.28 | 0.27 | 0.23 | 0.22 | 0.2 | |
| Average receivables | 11.41M | 10.89M | 9.83M | 8.45M | 7.98M | |
| Average payables | 1.31M | 1.23M | 1.01M | 818K | 778.5K | |
| Average inventory | 0 | 0 | 0 | 0 | 0 | |
| Days sales outstanding | 26.08 | 31.29 | 24.33 | 22.42 | 22.36 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 3.45 | 2.88 | 3.7 | 4.01 | 4.02 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | |
| Capex per share | -0.06 | -0.07 | 0.03 | -0.01 | -0.06 |
STXB Frequently Asked Questions
What is Spirit of Texas Bancshares, Inc. stock symbol ?
Spirit of Texas Bancshares, Inc. is a US stock , located in Conroe of Texas and trading under the symbol STXB
What is Spirit of Texas Bancshares, Inc. stock quote today ?
Spirit of Texas Bancshares, Inc. stock price is $25.55 today.
Is Spirit of Texas Bancshares, Inc. stock public?
Yes, Spirit of Texas Bancshares, Inc. is a publicly traded company.
Company Profile
- Volume Average 93.12K
- Employee 363
- CEO Mr. Dean Bass
- Headquarters Conroe,TEXAS,US
- IPO Date 2018-05-04
-
Website
https://www.sotb.com 
Spirit of Texas Bancshares, Inc. operates as the bank holding company for Spirit of Texas Bank SSB that provides various commercial and retail banking services. It offers checking, money market, savings, and individual retirement accounts, as well as various certificates of deposit. The company also provides commercial and industrial loans; 1-4 single family residential real estate loans; construction, land, and development loans; commercial real estate loans, such as owner and nonowner-occupied commercial real estate loans, multifamily loans, and farmland loans; consumer loans and leases; and municipal and other loans. In addition, it offers a range of ancillary banking services, including treasury management services, consumer and commercial online banking services, mobile applications, safe deposit boxes, wire transfer services, debit cards, and ATM access. Further, it provides credit card processing and co-branded credit card services; and invests in U.S. Treasury bills and notes, as well as in securities of federally sponsored agencies, such as Federal Home Loan Bank bonds. As of February 26, 2022, it had 35 locations in the Houston, Dallas/Fort Worth, Bryan/College Station, Austin, San Antonio-New Braunfels, Corpus Christi, Austin, and Tyler metropolitan areas, as well as offices in North Central and South Texas. The company serves individuals, professionals, small and medium-sized businesses, and commercial companies. Spirit of Texas Bancshares, Inc. was incorporated in 2008 and is headquartered in Conroe, Texas.
