VBFC
Village Bank and Trust Financial Corp. [VBFC] Stock Forecast
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VBFC Stock Summary
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VBFC Financial details
VBFC Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2023-12-31
| Metric | History | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 18.04 | 22.58 | 25.78 | 21.87 | 22.37 | |
| Net income per share | 3.1 | 5.86 | 8.48 | 5.62 | 1.29 | |
| Operating cash flow per share | 0.1 | -4.89 | 28.97 | 6.95 | 3.54 | |
| Free cash flow per share | -0.06 | -5.12 | 28.54 | 6.63 | 3.13 | |
| Cash per share | 46.3 | 36.71 | 72.73 | 98.79 | 78.04 | |
| Book value per share | 29.7 | 35.64 | 43.19 | 41.38 | 45.46 | |
| Tangible book value per share | 29.7 | 35.64 | 43.19 | 41.38 | 45.46 | |
| Share holders equity per share | 29.7 | 35.64 | 43.19 | 41.38 | 45.46 | |
| Interest debt per share | 41.34 | 70.54 | 11.31 | 38.08 | 45.39 | |
| Market cap | 53.62M | 50.18M | 84.92M | 76.8M | 59.23M | |
| Enterprise value | 82.33M | 93.39M | 87.28M | 99.2M | 108.31M | |
| P/E ratio | 11.98 | 5.87 | 6.82 | 9.25 | 30.88 | |
| Price to sales ratio | 2.06 | 1.52 | 2.24 | 2.38 | 1.78 | |
| POCF ratio | 369.82 | -7.03 | 2 | 7.48 | 11.25 | |
| PFCF ratio | -670.3 | -6.72 | 2.03 | 7.84 | 12.75 | |
| P/B Ratio | 1.25 | 0.96 | 1.34 | 1.26 | 0.88 | |
| PTB ratio | 1.25 | 0.96 | 1.34 | 1.26 | 0.88 | |
| EV to sales | 3.16 | 2.83 | 2.31 | 3.07 | 3.26 | |
| Enterprise value over EBITDA | 13.1 | 8.03 | 5.3 | 7.82 | 179.33 | |
| EV to operating cash flow | 567.81 | -13.08 | 2.05 | 9.66 | 20.58 | |
| EV to free cash flow | -1.03K | -12.5 | 2.08 | 10.13 | 23.31 | |
| Earnings yield | 0.08 | 0.17 | 0.15 | 0.11 | 0.03 | |
| Free cash flow yield | 0 | -0.15 | 0.49 | 0.13 | 0.08 | |
| Debt to equity | 1.27 | 1.88 | 0.23 | 0.89 | 0.88 | |
| Debt to assets | 0.1 | 0.14 | 0.02 | 0.08 | 0.08 | |
| Net debt to EBITDA | 4.57 | 3.72 | 0.14 | 1.77 | 81.26 | |
| Current ratio | 314.48 | 301.53 | 1.62K | 2.14K | 0.05 | |
| Interest coverage | 1.06 | 2.15 | 7.31 | 6.81 | 4.16 | |
| Income quality | 0.03 | -0.83 | 3.42 | 1.24 | 2.74 | |
| Dividend Yield | 0 | 0 | 0 | 0.01 | 0.02 | |
| Payout ratio | 0 | 0 | 0.02 | 0.1 | 0.51 | |
| Sales general and administrative to revenue | 0.48 | 0.4 | 0.38 | 0.44 | 0.41 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | 0.1 | 0.07 | 0.14 | -0.01 | 0.92 | |
| Capex to operating cash flow | -1.55 | 0.05 | -0.01 | -0.05 | -0.12 | |
| Capex to revenue | -0.01 | -0.01 | -0.02 | -0.01 | -0.02 | |
| Capex to depreciation | -0.35 | -0.56 | -1.09 | -0.87 | -1.02 | |
| Stock based compensation to revenue | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Graham number | 45.5 | 68.57 | 90.79 | 72.35 | 36.34 | |
| ROIC | 0.05 | 0.06 | 0.16 | 0.08 | 0.23 | |
| Return on tangible assets | 0.01 | 0.01 | 0.02 | 0.01 | 0.03 | |
| Graham Net | -304.74 | -425.87 | -424.88 | -354.55 | -351.67 | |
| Working capital | 69.28M | 58.3M | 109.95M | 149.5M | -421.54M | |
| Tangible asset value | -11.18M | 1.85M | -41.15M | 65.76M | -610.42M | |
| Net current asset value | -427.9M | -595.74M | -574.99M | -512.59M | -647.7M | |
| Invested capital | 1.27 | 1.88 | 0.23 | 0.89 | 0.88 | |
| Average receivables | 2.63M | 3.77M | 4.09M | 3.45M | 3.74M | |
| Average payables | 221K | 207.5K | 131K | 69K | 140K | |
| Average inventory | -11.8M | -36.17M | -72.3M | -58.1M | 17.65M | |
| Days sales outstanding | 36.37 | 54.77 | 31.3 | 41.25 | 42.03 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 10.04 | 6.66 | 11.66 | 8.85 | 8.69 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.1 | 0.16 | 0.2 | 0.14 | 0.03 | |
| Capex per share | -0.16 | -0.23 | -0.43 | -0.32 | -0.41 |
Quarterly Fundamentals Overview
Last date of statement is 2023-12-31 for Q4
| Metric | History | 2022-12-31 | 2023-03-31 | 2023-06-30 | 2023-09-30 | 2023-12-31 |
|---|---|---|---|---|---|---|
| 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
| Revenue per share | 5.59 | 5.14 | 4.94 | 1.65 | 6.89 | |
| Net income per share | 1.46 | 1.04 | 0.83 | -1.72 | 1.13 | |
| Operating cash flow per share | 3.34 | 1.41 | -2.43 | 0.6 | 1.7 | |
| Free cash flow per share | 3.25 | 1.28 | -2.58 | 0.52 | 1.65 | |
| Cash per share | 98.54 | 97.06 | 97.66 | 79.53 | 77.68 | |
| Book value per share | 41.27 | 43.05 | 43.08 | 42.89 | 45.25 | |
| Tangible book value per share | 41.27 | 489.24 | 501.95 | 484 | 45.25 | |
| Share holders equity per share | 41.27 | 43.05 | 43.08 | 42.89 | 45.25 | |
| Interest debt per share | 37.14 | 6.73 | 7.23 | 7.48 | 40.18 | |
| Market cap | 77M | 81.62M | 64.2M | 67.72M | 59.51M | |
| Enterprise value | 99.4M | 82.3M | 60.08M | 62.43M | 108.59M | |
| P/E ratio | 8.9 | 13.25 | 12.95 | -6.63 | 8.79 | |
| Price to sales ratio | 9.31 | 10.71 | 8.74 | 27.7 | 5.79 | |
| POCF ratio | 15.59 | 38.94 | -17.8 | 76 | 23.49 | |
| PFCF ratio | 15.98 | 43 | -16.73 | 88.17 | 24.12 | |
| P/B Ratio | 1.26 | 1.28 | 1 | 1.06 | 0.88 | |
| PTB ratio | 1.26 | 1.28 | 1 | 1.06 | 0.88 | |
| EV to sales | 12.01 | 10.8 | 8.18 | 25.53 | 10.56 | |
| Enterprise value over EBITDA | 26.92 | 26.69 | 39.71 | -18.88 | 108.59M | |
| EV to operating cash flow | 20.12 | 39.26 | -16.66 | 70.06 | 42.87 | |
| EV to free cash flow | 20.62 | 43.36 | -15.66 | 81.28 | 44.02 | |
| Earnings yield | 0.03 | 0.02 | 0.02 | -0.04 | 0.03 | |
| Free cash flow yield | 0.06 | 0.02 | -0.06 | 0.01 | 0.04 | |
| Debt to equity | 0.89 | 0.14 | 0.14 | 0.14 | 0.88 | |
| Debt to assets | 0.08 | 0.01 | 0.01 | 0.01 | 0.08 | |
| Net debt to EBITDA | 6.07 | 0.22 | -2.72 | 1.6 | 49.08M | |
| Current ratio | 2.14K | 696.29 | 550.36 | 0.27 | 0.05 | |
| Interest coverage | 6.55 | 2.42 | 0.77 | -1.41 | 0 | |
| Income quality | 2.28 | 1.36 | -2.91 | -0.35 | 1.5 | |
| Dividend Yield | 0 | 0 | 0 | 0 | 0 | |
| Payout ratio | 0.11 | 0.15 | 0.19 | -0.09 | 0.16 | |
| Sales general and administrative to revenue | 0.42 | 0.46 | 0.48 | 1.39 | 0.32 | |
| Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
| Intangibles to total assets | -0.01 | 0 | 0 | 0 | 0.92 | |
| Capex to operating cash flow | -0.02 | -0.09 | 0.06 | -0.14 | -0.03 | |
| Capex to revenue | -0.01 | -0.03 | -0.03 | -0.05 | -0.01 | |
| Capex to depreciation | -0.88 | -1.41 | -1.58 | -0.77 | -0.42 | |
| Stock based compensation to revenue | 0.01 | 0.01 | 0.02 | 0.04 | 0 | |
| Graham number | 36.82 | 31.7 | 28.43 | 40.73 | 33.97 | |
| ROIC | 0.02 | 0.03 | 0.02 | -0.04 | 0 | |
| Return on tangible assets | 0 | 0 | 0 | 0 | 0.03 | |
| Graham Net | -353.64 | 83.63 | 83.6 | 67.71 | -350.05 | |
| Working capital | 149.5M | 147.4M | 148.33M | -332.41M | -421.54M | |
| Tangible asset value | 65.76M | 726.03M | 745.89M | 718.74M | -610.42M | |
| Net current asset value | -512.59M | 138.85M | 139.83M | 112.87M | -647.7M | |
| Invested capital | 0.89 | 0.14 | 0.14 | 0.14 | 0.88 | |
| Average receivables | 3.5M | 3.61M | 3.53M | 3.51M | 3.68M | |
| Average payables | 64K | 141K | 241K | 241.5K | 211.5K | |
| Average inventory | -27.93M | -24.02M | -28.59M | -26.17M | 16.39M | |
| Days sales outstanding | 39.71 | 42.21 | 42.67 | 130.16 | 33.49 | |
| Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
| Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
| Receivables turnover | 2.27 | 2.13 | 2.11 | 0.69 | 2.69 | |
| Payables turnover | 0 | 0 | 0 | 0 | 0 | |
| Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
| ROE | 0.04 | 0.02 | 0.02 | -0.04 | 0.03 | |
| Capex per share | -0.08 | -0.13 | -0.15 | -0.08 | -0.04 |
VBFC Frequently Asked Questions
What is Village Bank and Trust Financial Corp. stock symbol ?
Village Bank and Trust Financial Corp. is a US stock , located in Midlothian of Va and trading under the symbol VBFC
What is Village Bank and Trust Financial Corp. stock quote today ?
Village Bank and Trust Financial Corp. stock price is $41.29 today.
Is Village Bank and Trust Financial Corp. stock public?
Yes, Village Bank and Trust Financial Corp. is a publicly traded company.
Company Profile
- Volume Average 921
- Market Capitalization 61.34M
- Employee 141
- CEO Mr. James E. Hendricks Jr.
- Headquarters Midlothian,VA,US
- IPO Date 1996-04-01
-
Website
https://www.villagebank.com 
Village Bank and Trust Financial Corp. primarily operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals. It operates in two segments, Traditional Commercial Banking and Mortgage Banking. The company accepts checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and other depository services. It also offers secured and unsecured commercial business loans for various purposes, such as funding working capital needs, business expansion, and purchase of equipment and machinery; loans for acquiring, developing, constructing, and owning commercial real estate properties; and secured and unsecured consumer loans for financing automobiles, home improvements, education, and personal investments, as well as originates mortgage loans, real estate construction loans, and acquisition loans for sale in the secondary market. In addition, the company offers online and mobile banking, and remote deposit capture services for business clients. It provides its products and services through nine full-service branch banking offices and a mortgage loan production office in Central Virginia in the counties of Chesterfield, Hanover, Henrico, Powhatan, James City, and Richmond City. The company was founded in 1999 and is headquartered in Midlothian, Virginia.
