UBFO

United Security Bancshares [UBFO] Stock Forecast

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In the News

02:58 26 Feb 2024 UBFO

United Security Bancshares: A 6.6% Yield From California Community Bank

United Security Bancshares has maintained its quarterly dividend payouts despite the regional banking crisis and challenging operating conditions. The bank's net income surged in the first quarter, driven by a rise in interest and fees on loans, but total deposits decreased quarter-over-quarter. UBFO's stock performance in 2023 will depend on the improvement of the broader conversation around regional banks and the bank's ability to manage potential deposit flight.

11:43 26 Feb 2024 UBFO

United Security Bancshares Undervalued As Higher Profitability Goes Unnoticed

UBFO trades at a discounted valuation of 6.4x 2023 P/E and 1.2x P/TBV. The discount is unwarranted, given UBFO generates industry-leading ROE, 19.8% ROTE and 1.64% ROA.

05:24 26 Feb 2024 UBFO

United Security Bancshares Appoints Two New Members to Board of Directors

FRESNO, Calif.--(BUSINESS WIRE)--The Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), announced today the appointment of Heather Hammack and Dora Westerlund to the Company's and Bank's Boards of Directors, effective September 28, 2021. Dennis R. Woods, President and Chief Executive Officer of the Company, stated: "We are delighted to welcome Dora and Heather to our Boards and look forward to the fresh perspe

12:45 26 Feb 2024 UBFO

United Security Bancshares Declares Quarterly Cash Dividend

FRESNO, Calif.--(BUSINESS WIRE)--On September 28, 2021, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on October 25, 2021, to shareholders of record as of October 12, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Secur

05:18 26 Feb 2024 UBFO

United Security Bancshares Reports 2nd Quarter Net Income of $2.7 Million

FRESNO, Calif.--(BUSINESS WIRE)--United Security Bancshares (Nasdaq: UBFO) today announced its unaudited financial results for the three and six months ended June 30, 2021. The Company recognized net income of $4.1 million, or $0.24 per basic and diluted share for the six months ended June 30, 2021, compared to net income of $4.8 million, or $0.28 per basic and diluted share for the six months ended June 30, 2020. Second Quarter 2021 Highlights (at or for the quarter ended June 30, 2021, except

05:00 26 Feb 2024 UBFO

United Security Bancshares Declares Quarterly Cash Dividend

FRESNO, Calif.--(BUSINESS WIRE)--On June 22, 2021, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on July 16, 2021, to shareholders of record as of July 6, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank, wh

05:45 26 Feb 2024 UBFO

United Security Bancshares reports 1st quarter net income of $1.4 million

FRESNO, Calif.--(BUSINESS WIRE)--United Security Bancshares (Nasdaq: UBFO) today announced its unaudited financial results for the quarter ended March 31, 2021. The Company recognized net income of $1,411,000, or $0.08 per basic and diluted share for the quarter ended March 31, 2021, compared to net income of $2,754,000, or $0.16 per basic and diluted share for the quarter ended March 31, 2020. First Quarter 2021 Highlights (at or for the quarter ended March 31, 2021, except where noted) Net in

05:00 26 Feb 2024 UBFO

United Security Bancshares Declares Quarterly Cash Dividend

FRESNO, Calif.--(BUSINESS WIRE)--On March 23, 2021, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on April 16, 2021, to shareholders of record as of April 6, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank,

05:00 26 Feb 2024 UBFO

United Security Bancshares Declares Quarterly Cash Dividend

FRESNO, Calif.--(BUSINESS WIRE)--On December 15, 2020, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on January 19, 2021, to shareholders of record as of January 4, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Securit

10:59 26 Feb 2024 UBFO

Where Do Hedge Funds Stand On United Security Bancshares (UBFO)?

Our extensive research has shown that imitating the smart money can generate significant returns for retail investors, which is why we track nearly 817 active prominent money managers and analyze their quarterly 13F filings. The stocks that are heavily bought by hedge funds historically outperformed the market, though there is no shortage of high profile failures like hedge funds' 2018 losses in Facebook and Apple. Let's take a closer look at what the funds we track think about United Security Bancshares (NASDAQ:UBFO) in this article.

UBFO Financial details

Company Rating
Strong Buy
Market Cap
130.23M
Income
19.74M
Revenue
54.4M
Book val./share
6.71
Cash/share
12.84
Dividend
0.47
Dividend %
6.39%
Employees
117
Optionable
No
Shortable
Yes
Earnings
24 Apr 2024
P/E
6.39
Forward P/E
-
PEG
0.67
P/S
2.32
P/B
1.1
P/C
0.59
P/FCF
5.69
Quick Ratio
1.61
Current Ratio
1.61
Debt / Equity
1.34
LT Debt / Equity
0.11
-
-
EPS (TTM)
1.15
EPS next Y
-
EPS next Q
1.58
EPS this Y
55.93%
EPS next Y
-
EPS next 5Y
246.96%
EPS last 5Y
2.08%
Revenue last 5Y
4.45%
Revenue Q/Q
-10.97%
EPS Q/Q
-15.38%
-
-
-
-
SMA20
-7.33%
SMA50
-7.79%
SMA100
2.61%
Inst Own
27.89%
Inst Trans
0.97%
ROA
2%
ROE
17%
ROC
0.03%
Gross Margin
100%
Oper. Margin
57%
Profit Margin
36%
Payout
40%
Shs Outstand
17.14M
Shs Float
13.44M
-
-
-
-
Target Price
-
52W Range
5.5-8.74
52W High
-5%
52W Low
+52%
RSI
48.71
Rel Volume
0.36
Avg Volume
22.65K
Volume
8.11K
Perf Week
5.85%
Perf Month
1.47%
Perf Quarter
6.15%
Perf Half Y
8.26%
-
-
-
-
Beta
0.589
-
-
Volatility
0.08%, 0.35%
Prev Close
1.88%
Price
7.6
Change
3.97%

UBFO Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2022-12-31

Metric History 2018-12-312019-12-312020-12-312021-12-31 2022-12-31
2.02K2.02K2.02K2.02K2.02K
Revenue per share
2.282.512.162.292.81
Net income per share
0.830.90.530.590.92
Operating cash flow per share
0.660.840.810.971.39
Free cash flow per share
0.60.790.750.91.27
Cash per share
16.9717.4222.1723.414.44
Book value per share
6.466.846.947.076.6
Tangible book value per share
6.26.586.6777.166.34
Share holders equity per share
6.466.846.947.076.6
Interest debt per share
0.761.281.131.11.07
Market cap
161.9M181.89M119.69M138.13M124.56M
Enterprise value
-48.28M-22.83M-160.49M-67.19M98.95M
P/E ratio
11.5511.9913.3613.687.94
Price to sales ratio
4.214.283.263.552.61
POCF ratio
14.5512.728.678.355.26
PFCF ratio
16.0313.639.459.035.78
P/B Ratio
1.481.571.021.151.11
PTB ratio
1.481.571.021.151.11
EV to sales
-1.26-0.54-4.37-1.732.07
Enterprise value over EBITDA
-2.06-1.01-11.61-4.653.72
EV to operating cash flow
-4.34-1.6-11.63-4.064.17
EV to free cash flow
-4.78-1.71-12.68-4.394.59
Earnings yield
0.090.080.070.070.13
Free cash flow yield
0.060.070.110.110.17
Debt to equity
0.090.150.140.140.13
Debt to assets
0.010.020.020.010.01
Net debt to EBITDA
-8.98-9.03-20.27-14.2-0.96
Current ratio
14.86K5.14K11.68K149.96118.34
Interest coverage
8.165.475.426.48.09
Income quality
0.790.941.541.641.51
Dividend Yield
0.030.030.060.050.06
Payout ratio
0.340.370.830.740.48
Sales general and administrative to revenue
0.330.290.330.340.26
Research and developement to revenue
00000
Intangibles to total assets
00000
Capex to operating cash flow
-0.09-0.07-0.08-0.08-0.09
Capex to revenue
-0.03-0.02-0.03-0.03-0.04
Capex to depreciation
-0.76-0.68-0.81-1.09-3.02
Stock based compensation to revenue
0.020.010.010.010.01
Graham number
10.9811.749.089.7111.69
ROIC
0.130.110.070.070.14
Return on tangible assets
0.020.020.010.010.01
Graham Net
-31.41-31.82-34.8522.92-54.82
Working capital
846.68M303.46M385.49M402.95M245.59M
Tangible asset value
104.75M111.5M113.32M1.31B107.98M
Net current asset value
22.92M-537.42M-589.33M391.76M-939.05M
Invested capital
0.090.150.140.140.13
Average receivables
7.43M8.27M8.66M8.32M8.01M
Average payables
50.5K58K46K16.5K0
Average inventory
00000
Days sales outstanding
79.1770.4790.5470.5764.81
Days payables outstanding
00000
Days of inventory on hand
00000
Receivables turnover
4.615.184.035.175.63
Payables turnover
00000
Inventory turnover
00000
ROE
0.130.130.080.080.14
Capex per share
-0.06-0.06-0.07-0.07-0.13

Quarterly Fundamentals Overview

Last date of statement is 2023-09-30 for Q3

Metric History 2022-09-302022-12-312023-03-312023-06-30 2023-09-30
2.02K2.02K2.02K2.02K2.02K
Revenue per share
0.770.850.840.790.7
Net income per share
0.260.310.360.260.22
Operating cash flow per share
0.430.510.550.49-0.17
Free cash flow per share
0.380.470.540.47-0.19
Cash per share
19.6314.4414.6815.2412.84
Book value per share
6.286.66.616.766.71
Tangible book value per share
6.026.336.3574.376.45
Share holders equity per share
6.286.66.616.766.71
Interest debt per share
0.910.960.966.879.22
Market cap
111.12M124.65M108.95M113.9M127.46M
Enterprise value
-2.37M99.03M76.73M67.98M246.73M
P/E ratio
6.225.834.456.458.27
Price to sales ratio
8.488.597.588.4410.61
POCF ratio
15.3314.3711.6813.68-42.62
PFCF ratio
17.1115.5211.814.05-39.65
P/B Ratio
1.041.110.960.981.11
PTB ratio
1.041.110.960.981.11
EV to sales
-0.186.825.345.0420.54
Enterprise value over EBITDA
-0.339.987.4810.9345.61
EV to operating cash flow
-0.3311.428.238.16-82.49
EV to free cash flow
-0.3612.338.318.38-76.74
Earnings yield
0.040.040.060.040.03
Free cash flow yield
0.060.060.080.07-0.03
Debt to equity
0.140.130.130.991.34
Debt to assets
0.010.010.010.090.12
Net debt to EBITDA
-15.6-2.58-3.14-7.3922.05
Current ratio
152.81118.34135.012.621.61
Interest coverage
8.997.666.012.411.59
Income quality
1.621.621.521.88-0.78
Dividend Yield
0.020.020.020.020.02
Payout ratio
0.420.350.310.430.58
Sales general and administrative to revenue
0.270.220.250.250.29
Research and developement to revenue
00000
Intangibles to total assets
00000
Capex to operating cash flow
-0.1-0.07-0.01-0.030.07
Capex to revenue
-0.06-0.04-0.01-0.02-0.02
Capex to depreciation
-4.14-3.15-0.17-0.42-0.61
Stock based compensation to revenue
0.010.010.020.010.01
Graham number
6.096.827.36.275.83
ROIC
0.040.050.050.020.01
Return on tangible assets
00000
Graham Net
-54.01-54.79-52.2214.85-54.4
Working capital
340.81M245.59M256.62M166.01M86.03M
Tangible asset value
102.59M107.98M108.42M1.27B110.54M
Net current asset value
-919.12M-939.05M-889.75M255.91M-930.03M
Invested capital
0.140.130.130.991.34
Average receivables
8.88M8.99M8.16M7.8M7.93M
Average payables
00000
Average inventory
00000
Days sales outstanding
65.1752.6349.0251.8260.64
Days payables outstanding
00000
Days of inventory on hand
00000
Receivables turnover
1.381.711.841.741.48
Payables turnover
00000
Inventory turnover
00000
ROE
0.040.050.050.040.03
Capex per share
-0.04-0.04-0.01-0.01-0.01

UBFO Frequently Asked Questions

What is United Security Bancshares stock symbol ?

United Security Bancshares is a US stock , located in Fresno of Ca and trading under the symbol UBFO

What is United Security Bancshares stock quote today ?

United Security Bancshares stock price is $7.6 today.

Is United Security Bancshares stock public?

Yes, United Security Bancshares is a publicly traded company.

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