UBFO

United Security Bancshares [UBFO] Stock Forecast

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RSI : 000

UBFO Stock Summary

In the News

02:58 29 Mar 2024 UBFO

United Security Bancshares: A 6.6% Yield From California Community Bank

United Security Bancshares has maintained its quarterly dividend payouts despite the regional banking crisis and challenging operating conditions. The bank's net income surged in the first quarter, driven by a rise in interest and fees on loans, but total deposits decreased quarter-over-quarter. UBFO's stock performance in 2023 will depend on the improvement of the broader conversation around regional banks and the bank's ability to manage potential deposit flight.

11:43 29 Mar 2024 UBFO

United Security Bancshares Undervalued As Higher Profitability Goes Unnoticed

UBFO trades at a discounted valuation of 6.4x 2023 P/E and 1.2x P/TBV. The discount is unwarranted, given UBFO generates industry-leading ROE, 19.8% ROTE and 1.64% ROA.

05:24 29 Mar 2024 UBFO

United Security Bancshares Appoints Two New Members to Board of Directors

FRESNO, Calif.--(BUSINESS WIRE)--The Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), announced today the appointment of Heather Hammack and Dora Westerlund to the Company's and Bank's Boards of Directors, effective September 28, 2021. Dennis R. Woods, President and Chief Executive Officer of the Company, stated: "We are delighted to welcome Dora and Heather to our Boards and look forward to the fresh perspe

12:45 29 Mar 2024 UBFO

United Security Bancshares Declares Quarterly Cash Dividend

FRESNO, Calif.--(BUSINESS WIRE)--On September 28, 2021, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on October 25, 2021, to shareholders of record as of October 12, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Secur

05:18 29 Mar 2024 UBFO

United Security Bancshares Reports 2nd Quarter Net Income of $2.7 Million

FRESNO, Calif.--(BUSINESS WIRE)--United Security Bancshares (Nasdaq: UBFO) today announced its unaudited financial results for the three and six months ended June 30, 2021. The Company recognized net income of $4.1 million, or $0.24 per basic and diluted share for the six months ended June 30, 2021, compared to net income of $4.8 million, or $0.28 per basic and diluted share for the six months ended June 30, 2020. Second Quarter 2021 Highlights (at or for the quarter ended June 30, 2021, except

05:00 29 Mar 2024 UBFO

United Security Bancshares Declares Quarterly Cash Dividend

FRESNO, Calif.--(BUSINESS WIRE)--On June 22, 2021, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on July 16, 2021, to shareholders of record as of July 6, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank, wh

05:45 29 Mar 2024 UBFO

United Security Bancshares reports 1st quarter net income of $1.4 million

FRESNO, Calif.--(BUSINESS WIRE)--United Security Bancshares (Nasdaq: UBFO) today announced its unaudited financial results for the quarter ended March 31, 2021. The Company recognized net income of $1,411,000, or $0.08 per basic and diluted share for the quarter ended March 31, 2021, compared to net income of $2,754,000, or $0.16 per basic and diluted share for the quarter ended March 31, 2020. First Quarter 2021 Highlights (at or for the quarter ended March 31, 2021, except where noted) Net in

05:00 29 Mar 2024 UBFO

United Security Bancshares Declares Quarterly Cash Dividend

FRESNO, Calif.--(BUSINESS WIRE)--On March 23, 2021, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on April 16, 2021, to shareholders of record as of April 6, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank,

05:00 29 Mar 2024 UBFO

United Security Bancshares Declares Quarterly Cash Dividend

FRESNO, Calif.--(BUSINESS WIRE)--On December 15, 2020, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on January 19, 2021, to shareholders of record as of January 4, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Securit

10:59 29 Mar 2024 UBFO

Where Do Hedge Funds Stand On United Security Bancshares (UBFO)?

Our extensive research has shown that imitating the smart money can generate significant returns for retail investors, which is why we track nearly 817 active prominent money managers and analyze their quarterly 13F filings. The stocks that are heavily bought by hedge funds historically outperformed the market, though there is no shortage of high profile failures like hedge funds' 2018 losses in Facebook and Apple. Let's take a closer look at what the funds we track think about United Security Bancshares (NASDAQ:UBFO) in this article.

UBFO Financial details

Company Rating
Strong Buy
Market Cap
130.06M
Income
19.8M
Revenue
57.25M
Book val./share
7.15
Cash/share
-2.37
Dividend
0.47
Dividend %
6.39%
Employees
117
Optionable
No
Shortable
Yes
Earnings
24 Apr 2024
P/E
6.39
Forward P/E
-
PEG
2.56
P/S
2.32
P/B
1.1
P/C
-3.2
P/FCF
5.69
Quick Ratio
1.61
Current Ratio
1.61
Debt / Equity
0.6
LT Debt / Equity
0.09
-
-
EPS (TTM)
1.15
EPS next Y
-
EPS next Q
1.58
EPS this Y
26.09%
EPS next Y
-
EPS next 5Y
246.96%
EPS last 5Y
5.21%
Revenue last 5Y
9.01%
Revenue Q/Q
44.52%
EPS Q/Q
40.91%
-
-
-
-
SMA20
14.29%
SMA50
-
SMA100
-
Inst Own
27.89%
Inst Trans
0.97%
ROA
2%
ROE
17%
ROC
0.03%
Gross Margin
100%
Oper. Margin
57%
Profit Margin
36%
Payout
40%
Shs Outstand
17.14M
Shs Float
13.36M
-
-
-
-
Target Price
-
52W Range
5.5-8.74
52W High
-5.11%
52W Low
+51.82%
RSI
52
Rel Volume
1.36
Avg Volume
17.04K
Volume
23.23K
Perf Week
0.41%
Perf Month
1.08%
Perf Quarter
5.28%
Perf Half Y
4.41%
-
-
-
-
Beta
0.563
-
-
Volatility
0.1%, 0.08%
Prev Close
0.81%
Price
7.5909
Change
6.76%

UBFO Financial Performance

Yearly Fundamentals Overview

Last date of statement is 2023-12-31

Metric History 2019-12-312020-12-312021-12-312022-12-31 2023-12-31
2.02K2.02K2.02K2.02K2.02K
Revenue per share
2.512.162.292.813.82
Net income per share
0.90.530.590.921.16
Operating cash flow per share
0.840.810.971.390
Free cash flow per share
0.790.750.91.270
Cash per share
17.4222.1723.414.44-2.37
Book value per share
6.846.947.076.67.16
Tangible book value per share
6.586.6777.166.346.9
Share holders equity per share
6.846.947.076.67.16
Interest debt per share
1.281.131.11.074.53
Market cap
181.89M119.69M138.13M124.56M143.93M
Enterprise value
-22.83M-160.49M-67.19M98.95M259.16M
P/E ratio
11.9913.3613.687.947.27
Price to sales ratio
4.283.263.552.612.2
POCF ratio
12.728.678.355.260
PFCF ratio
13.639.459.035.780
P/B Ratio
1.571.021.151.111.17
PTB ratio
1.571.021.151.111.17
EV to sales
-0.54-4.37-1.732.073.96
Enterprise value over EBITDA
-1.01-11.61-4.653.720
EV to operating cash flow
-1.6-11.63-4.064.170
EV to free cash flow
-1.71-12.68-4.394.590
Earnings yield
0.080.070.070.130.14
Free cash flow yield
0.070.110.110.170
Debt to equity
0.150.140.140.130.6
Debt to assets
0.020.020.010.010.06
Net debt to EBITDA
-9.03-20.27-14.2-0.960
Current ratio
5.14K11.68K149.96118.340.11
Interest coverage
5.475.426.48.0913.16
Income quality
0.941.541.641.510
Dividend Yield
0.030.060.050.060
Payout ratio
0.370.830.740.480
Sales general and administrative to revenue
0.290.330.340.260
Research and developement to revenue
00000
Intangibles to total assets
00000
Capex to operating cash flow
-0.07-0.08-0.08-0.090
Capex to revenue
-0.02-0.03-0.03-0.040
Capex to depreciation
-0.68-0.81-1.09-3.020
Stock based compensation to revenue
0.010.010.010.010
Graham number
11.749.089.7111.6913.65
ROIC
0.110.070.070.140.21
Return on tangible assets
0.020.010.010.010.02
Graham Net
-38.72-43.916.12-54.82-65.97
Working capital
303.46M385.49M402.95M245.59M-411.93M
Tangible asset value
111.5M113.32M1.31B107.98M118.05M
Net current asset value
-537.42M-589.33M391.76M-939.05M-1.04B
Invested capital
0.150.140.140.130.6
Average receivables
8.27M8.66M8.32M8.01M4.24M
Average payables
58K46K16.5K00
Average inventory
-116.98M-270.6M-269.28M-115.67M0
Days sales outstanding
70.4790.5470.5764.810
Days payables outstanding
00000
Days of inventory on hand
00000
Receivables turnover
5.184.035.175.630
Payables turnover
00000
Inventory turnover
00000
ROE
0.130.080.080.140.16
Capex per share
-0.06-0.07-0.07-0.130

Quarterly Fundamentals Overview

Last date of statement is 2023-12-31 for Q4

Metric History 2022-12-312023-03-312023-06-302023-09-30 2023-12-31
2.02K2.02K2.02K2.02K2.02K
Revenue per share
0.850.840.790.71.01
Net income per share
0.310.360.260.220.31
Operating cash flow per share
0.510.550.49-0.170
Free cash flow per share
0.470.540.47-0.190
Cash per share
14.4414.6815.2412.84-2.37
Book value per share
6.66.616.766.717.15
Tangible book value per share
6.336.3574.376.456.89
Share holders equity per share
6.66.616.766.717.15
Interest debt per share
0.960.966.879.224.38
Market cap
124.65M108.95M113.9M127.46M144.19M
Enterprise value
99.03M76.73M67.98M246.73M259.41M
P/E ratio
5.834.456.458.276.68
Price to sales ratio
8.597.588.4410.618.3
POCF ratio
14.3711.6813.68-42.620
PFCF ratio
15.5211.814.05-39.650
P/B Ratio
1.110.960.981.111.18
PTB ratio
1.110.960.981.111.18
EV to sales
6.825.345.0420.5414.94
Enterprise value over EBITDA
9.987.4810.9345.610
EV to operating cash flow
11.428.238.16-82.490
EV to free cash flow
12.338.318.38-76.740
Earnings yield
0.040.060.040.030.04
Free cash flow yield
0.060.080.07-0.030
Debt to equity
0.130.130.991.340.6
Debt to assets
0.010.010.090.120.06
Net debt to EBITDA
-2.58-3.14-7.3922.050
Current ratio
118.34135.012.621.610.11
Interest coverage
7.666.012.411.598.07
Income quality
1.621.521.88-0.780
Dividend Yield
0.020.020.020.020
Payout ratio
0.350.310.430.580
Sales general and administrative to revenue
0.220.250.250.290
Research and developement to revenue
00000
Intangibles to total assets
00000
Capex to operating cash flow
-0.07-0.01-0.030.070
Capex to revenue
-0.04-0.01-0.02-0.020
Capex to depreciation
-3.15-0.17-0.42-0.430
Stock based compensation to revenue
0.010.020.010.010
Graham number
6.827.36.275.837.12
ROIC
0.050.050.020.010.06
Return on tangible assets
00000
Graham Net
-54.79-53.912.78-55.8-65.86
Working capital
245.59M256.62M166.01M86.03M-411.93M
Tangible asset value
107.98M108.42M1.27B110.54M118.05M
Net current asset value
-939.05M-889.75M255.91M-930.03M-1.04B
Invested capital
0.130.130.991.340.6
Average receivables
8.99M8.16M7.8M7.93M4.05M
Average payables
00000
Average inventory
-70.05M-28.78M-64.16M-59.36M-23.99M
Days sales outstanding
52.6349.0251.8260.640
Days payables outstanding
00000
Days of inventory on hand
00000
Receivables turnover
1.711.841.741.480
Payables turnover
00000
Inventory turnover
00000
ROE
0.050.050.040.030.04
Capex per share
-0.04-0.01-0.01-0.010

UBFO Frequently Asked Questions

What is United Security Bancshares stock symbol ?

United Security Bancshares is a US stock , located in Fresno of Ca and trading under the symbol UBFO

What is United Security Bancshares stock quote today ?

United Security Bancshares stock price is $7.5909 today.

Is United Security Bancshares stock public?

Yes, United Security Bancshares is a publicly traded company.

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