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In the News
United Security Bancshares: A 6.6% Yield From California Community Bank
United Security Bancshares has maintained its quarterly dividend payouts despite the regional banking crisis and challenging operating conditions. The bank's net income surged in the first quarter, driven by a rise in interest and fees on loans, but total deposits decreased quarter-over-quarter. UBFO's stock performance in 2023 will depend on the improvement of the broader conversation around regional banks and the bank's ability to manage potential deposit flight.
United Security Bancshares Undervalued As Higher Profitability Goes Unnoticed
UBFO trades at a discounted valuation of 6.4x 2023 P/E and 1.2x P/TBV. The discount is unwarranted, given UBFO generates industry-leading ROE, 19.8% ROTE and 1.64% ROA.
United Security Bancshares Appoints Two New Members to Board of Directors
FRESNO, Calif.--(BUSINESS WIRE)--The Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), announced today the appointment of Heather Hammack and Dora Westerlund to the Company's and Bank's Boards of Directors, effective September 28, 2021. Dennis R. Woods, President and Chief Executive Officer of the Company, stated: "We are delighted to welcome Dora and Heather to our Boards and look forward to the fresh perspe
United Security Bancshares Declares Quarterly Cash Dividend
FRESNO, Calif.--(BUSINESS WIRE)--On September 28, 2021, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on October 25, 2021, to shareholders of record as of October 12, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Secur
United Security Bancshares Reports 2nd Quarter Net Income of $2.7 Million
FRESNO, Calif.--(BUSINESS WIRE)--United Security Bancshares (Nasdaq: UBFO) today announced its unaudited financial results for the three and six months ended June 30, 2021. The Company recognized net income of $4.1 million, or $0.24 per basic and diluted share for the six months ended June 30, 2021, compared to net income of $4.8 million, or $0.28 per basic and diluted share for the six months ended June 30, 2020. Second Quarter 2021 Highlights (at or for the quarter ended June 30, 2021, except
United Security Bancshares Declares Quarterly Cash Dividend
FRESNO, Calif.--(BUSINESS WIRE)--On June 22, 2021, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on July 16, 2021, to shareholders of record as of July 6, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank, wh
United Security Bancshares reports 1st quarter net income of $1.4 million
FRESNO, Calif.--(BUSINESS WIRE)--United Security Bancshares (Nasdaq: UBFO) today announced its unaudited financial results for the quarter ended March 31, 2021. The Company recognized net income of $1,411,000, or $0.08 per basic and diluted share for the quarter ended March 31, 2021, compared to net income of $2,754,000, or $0.16 per basic and diluted share for the quarter ended March 31, 2020. First Quarter 2021 Highlights (at or for the quarter ended March 31, 2021, except where noted) Net in
United Security Bancshares Declares Quarterly Cash Dividend
FRESNO, Calif.--(BUSINESS WIRE)--On March 23, 2021, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on April 16, 2021, to shareholders of record as of April 6, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank,
United Security Bancshares Declares Quarterly Cash Dividend
FRESNO, Calif.--(BUSINESS WIRE)--On December 15, 2020, the Board of Directors of United Security Bancshares (the "Company")(NASDAQ: UBFO), the parent company of United Security Bank (the "Bank"), declared a regular quarterly cash dividend of $0.11 per share on the Company's common stock. The dividend is payable on January 19, 2021, to shareholders of record as of January 4, 2021. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Securit
Where Do Hedge Funds Stand On United Security Bancshares (UBFO)?
Our extensive research has shown that imitating the smart money can generate significant returns for retail investors, which is why we track nearly 817 active prominent money managers and analyze their quarterly 13F filings. The stocks that are heavily bought by hedge funds historically outperformed the market, though there is no shortage of high profile failures like hedge funds' 2018 losses in Facebook and Apple. Let's take a closer look at what the funds we track think about United Security Bancshares (NASDAQ:UBFO) in this article.
UBFO Financial details
UBFO Financial Performance
Yearly Fundamentals Overview
Last date of statement is 2023-12-31
Metric | History | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 |
---|---|---|---|---|---|---|
2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
Revenue per share | 2.51 | 2.16 | 2.29 | 2.81 | 3.82 | |
Net income per share | 0.9 | 0.53 | 0.59 | 0.92 | 1.16 | |
Operating cash flow per share | 0.84 | 0.81 | 0.97 | 1.39 | 0 | |
Free cash flow per share | 0.79 | 0.75 | 0.9 | 1.27 | 0 | |
Cash per share | 17.42 | 22.17 | 23.4 | 14.44 | -2.37 | |
Book value per share | 6.84 | 6.94 | 7.07 | 6.6 | 7.16 | |
Tangible book value per share | 6.58 | 6.67 | 77.16 | 6.34 | 6.9 | |
Share holders equity per share | 6.84 | 6.94 | 7.07 | 6.6 | 7.16 | |
Interest debt per share | 1.28 | 1.13 | 1.1 | 1.07 | 4.53 | |
Market cap | 181.89M | 119.69M | 138.13M | 124.56M | 143.93M | |
Enterprise value | -22.83M | -160.49M | -67.19M | 98.95M | 259.16M | |
P/E ratio | 11.99 | 13.36 | 13.68 | 7.94 | 7.27 | |
Price to sales ratio | 4.28 | 3.26 | 3.55 | 2.61 | 2.2 | |
POCF ratio | 12.72 | 8.67 | 8.35 | 5.26 | 0 | |
PFCF ratio | 13.63 | 9.45 | 9.03 | 5.78 | 0 | |
P/B Ratio | 1.57 | 1.02 | 1.15 | 1.11 | 1.17 | |
PTB ratio | 1.57 | 1.02 | 1.15 | 1.11 | 1.17 | |
EV to sales | -0.54 | -4.37 | -1.73 | 2.07 | 3.96 | |
Enterprise value over EBITDA | -1.01 | -11.61 | -4.65 | 3.72 | 0 | |
EV to operating cash flow | -1.6 | -11.63 | -4.06 | 4.17 | 0 | |
EV to free cash flow | -1.71 | -12.68 | -4.39 | 4.59 | 0 | |
Earnings yield | 0.08 | 0.07 | 0.07 | 0.13 | 0.14 | |
Free cash flow yield | 0.07 | 0.11 | 0.11 | 0.17 | 0 | |
Debt to equity | 0.15 | 0.14 | 0.14 | 0.13 | 0.6 | |
Debt to assets | 0.02 | 0.02 | 0.01 | 0.01 | 0.06 | |
Net debt to EBITDA | -9.03 | -20.27 | -14.2 | -0.96 | 0 | |
Current ratio | 5.14K | 11.68K | 149.96 | 118.34 | 0.11 | |
Interest coverage | 5.47 | 5.42 | 6.4 | 8.09 | 13.16 | |
Income quality | 0.94 | 1.54 | 1.64 | 1.51 | 0 | |
Dividend Yield | 0.03 | 0.06 | 0.05 | 0.06 | 0 | |
Payout ratio | 0.37 | 0.83 | 0.74 | 0.48 | 0 | |
Sales general and administrative to revenue | 0.29 | 0.33 | 0.34 | 0.26 | 0 | |
Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
Capex to operating cash flow | -0.07 | -0.08 | -0.08 | -0.09 | 0 | |
Capex to revenue | -0.02 | -0.03 | -0.03 | -0.04 | 0 | |
Capex to depreciation | -0.68 | -0.81 | -1.09 | -3.02 | 0 | |
Stock based compensation to revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0 | |
Graham number | 11.74 | 9.08 | 9.71 | 11.69 | 13.65 | |
ROIC | 0.11 | 0.07 | 0.07 | 0.14 | 0.21 | |
Return on tangible assets | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | |
Graham Net | -38.72 | -43.9 | 16.12 | -54.82 | -65.97 | |
Working capital | 303.46M | 385.49M | 402.95M | 245.59M | -411.93M | |
Tangible asset value | 111.5M | 113.32M | 1.31B | 107.98M | 118.05M | |
Net current asset value | -537.42M | -589.33M | 391.76M | -939.05M | -1.04B | |
Invested capital | 0.15 | 0.14 | 0.14 | 0.13 | 0.6 | |
Average receivables | 8.27M | 8.66M | 8.32M | 8.01M | 4.24M | |
Average payables | 58K | 46K | 16.5K | 0 | 0 | |
Average inventory | -116.98M | -270.6M | -269.28M | -115.67M | 0 | |
Days sales outstanding | 70.47 | 90.54 | 70.57 | 64.81 | 0 | |
Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
Receivables turnover | 5.18 | 4.03 | 5.17 | 5.63 | 0 | |
Payables turnover | 0 | 0 | 0 | 0 | 0 | |
Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
ROE | 0.13 | 0.08 | 0.08 | 0.14 | 0.16 | |
Capex per share | -0.06 | -0.07 | -0.07 | -0.13 | 0 |
Quarterly Fundamentals Overview
Last date of statement is 2023-12-31 for Q4
Metric | History | 2022-12-31 | 2023-03-31 | 2023-06-30 | 2023-09-30 | 2023-12-31 |
---|---|---|---|---|---|---|
2.02K | 2.02K | 2.02K | 2.02K | 2.02K | ||
Revenue per share | 0.85 | 0.84 | 0.79 | 0.7 | 1.01 | |
Net income per share | 0.31 | 0.36 | 0.26 | 0.22 | 0.31 | |
Operating cash flow per share | 0.51 | 0.55 | 0.49 | -0.17 | 0 | |
Free cash flow per share | 0.47 | 0.54 | 0.47 | -0.19 | 0 | |
Cash per share | 14.44 | 14.68 | 15.24 | 12.84 | -2.37 | |
Book value per share | 6.6 | 6.61 | 6.76 | 6.71 | 7.15 | |
Tangible book value per share | 6.33 | 6.35 | 74.37 | 6.45 | 6.89 | |
Share holders equity per share | 6.6 | 6.61 | 6.76 | 6.71 | 7.15 | |
Interest debt per share | 0.96 | 0.96 | 6.87 | 9.22 | 4.38 | |
Market cap | 124.65M | 108.95M | 113.9M | 127.46M | 144.19M | |
Enterprise value | 99.03M | 76.73M | 67.98M | 246.73M | 259.41M | |
P/E ratio | 5.83 | 4.45 | 6.45 | 8.27 | 6.68 | |
Price to sales ratio | 8.59 | 7.58 | 8.44 | 10.61 | 8.3 | |
POCF ratio | 14.37 | 11.68 | 13.68 | -42.62 | 0 | |
PFCF ratio | 15.52 | 11.8 | 14.05 | -39.65 | 0 | |
P/B Ratio | 1.11 | 0.96 | 0.98 | 1.11 | 1.18 | |
PTB ratio | 1.11 | 0.96 | 0.98 | 1.11 | 1.18 | |
EV to sales | 6.82 | 5.34 | 5.04 | 20.54 | 14.94 | |
Enterprise value over EBITDA | 9.98 | 7.48 | 10.93 | 45.61 | 0 | |
EV to operating cash flow | 11.42 | 8.23 | 8.16 | -82.49 | 0 | |
EV to free cash flow | 12.33 | 8.31 | 8.38 | -76.74 | 0 | |
Earnings yield | 0.04 | 0.06 | 0.04 | 0.03 | 0.04 | |
Free cash flow yield | 0.06 | 0.08 | 0.07 | -0.03 | 0 | |
Debt to equity | 0.13 | 0.13 | 0.99 | 1.34 | 0.6 | |
Debt to assets | 0.01 | 0.01 | 0.09 | 0.12 | 0.06 | |
Net debt to EBITDA | -2.58 | -3.14 | -7.39 | 22.05 | 0 | |
Current ratio | 118.34 | 135.01 | 2.62 | 1.61 | 0.11 | |
Interest coverage | 7.66 | 6.01 | 2.41 | 1.59 | 8.07 | |
Income quality | 1.62 | 1.52 | 1.88 | -0.78 | 0 | |
Dividend Yield | 0.02 | 0.02 | 0.02 | 0.02 | 0 | |
Payout ratio | 0.35 | 0.31 | 0.43 | 0.58 | 0 | |
Sales general and administrative to revenue | 0.22 | 0.25 | 0.25 | 0.29 | 0 | |
Research and developement to revenue | 0 | 0 | 0 | 0 | 0 | |
Intangibles to total assets | 0 | 0 | 0 | 0 | 0 | |
Capex to operating cash flow | -0.07 | -0.01 | -0.03 | 0.07 | 0 | |
Capex to revenue | -0.04 | -0.01 | -0.02 | -0.02 | 0 | |
Capex to depreciation | -3.15 | -0.17 | -0.42 | -0.43 | 0 | |
Stock based compensation to revenue | 0.01 | 0.02 | 0.01 | 0.01 | 0 | |
Graham number | 6.82 | 7.3 | 6.27 | 5.83 | 7.12 | |
ROIC | 0.05 | 0.05 | 0.02 | 0.01 | 0.06 | |
Return on tangible assets | 0 | 0 | 0 | 0 | 0 | |
Graham Net | -54.79 | -53.9 | 12.78 | -55.8 | -65.86 | |
Working capital | 245.59M | 256.62M | 166.01M | 86.03M | -411.93M | |
Tangible asset value | 107.98M | 108.42M | 1.27B | 110.54M | 118.05M | |
Net current asset value | -939.05M | -889.75M | 255.91M | -930.03M | -1.04B | |
Invested capital | 0.13 | 0.13 | 0.99 | 1.34 | 0.6 | |
Average receivables | 8.99M | 8.16M | 7.8M | 7.93M | 4.05M | |
Average payables | 0 | 0 | 0 | 0 | 0 | |
Average inventory | -70.05M | -28.78M | -64.16M | -59.36M | -23.99M | |
Days sales outstanding | 52.63 | 49.02 | 51.82 | 60.64 | 0 | |
Days payables outstanding | 0 | 0 | 0 | 0 | 0 | |
Days of inventory on hand | 0 | 0 | 0 | 0 | 0 | |
Receivables turnover | 1.71 | 1.84 | 1.74 | 1.48 | 0 | |
Payables turnover | 0 | 0 | 0 | 0 | 0 | |
Inventory turnover | 0 | 0 | 0 | 0 | 0 | |
ROE | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 | |
Capex per share | -0.04 | -0.01 | -0.01 | -0.01 | 0 |
UBFO Frequently Asked Questions
What is United Security Bancshares stock symbol ?
United Security Bancshares is a US stock , located in Fresno of Ca and trading under the symbol UBFO
What is United Security Bancshares stock quote today ?
United Security Bancshares stock price is $7.5909 today.
Is United Security Bancshares stock public?
Yes, United Security Bancshares is a publicly traded company.